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<br /> . 111MIWMI�t.AU O�d10 t�11l IM�I�d b�I lat�I�tf�fy.M�d1rMNlt�I 1�M�PIYlp0lt�/.M _ .
<br /> Q(�R�$���['QAN��pt�01�b b111h1��IOd 0�l�10��CO�YO���i�f�ID��
<br /> i1W OOUYCy 1hE �thit d10 P10�Ctty�i WldlqlfDbl7�0�►OxOCQI�Of C�U�1b�OI fOCdd: $OfdlwOf W�i�Ofs/Id .
<br /> rrfU betaW�dt�a b din�ropaty�y,�mt dl cWm�and dma�nd�.wbject lo�ny prcwnb�ca nt now�l. � .
<br /> THIS 9BCURiTY INSlRUN�iNT oombina m�ifam oovauo�t for a�io�al we �ad ao�t-w�ikna oovaarMt �Itb
<br /> UnoilOd vu�Wau by Jwi�dfctian b oorotituie a uniibnn�ecaulty bnuntnent cme+rLi�ta)propeny. .
<br /> I.iM[�ORM CUVBNAIV7'S.Bonower Md I..cnder covaamt�nd�roe�s rolbwr.
<br /> i. E�aMat ot PrM�dpal�nd iatarosti�Palo�nt�ad L�te CM�r�ea. Baaoewer shall P�'�P�Y P�Y wlxn due the
<br /> prin�,h of wd iataest oa the debt ovldenoed by tho Note m►d�t►y p�pr�y�at�ud Wc cliw�,esdxe under the Note.
<br /> �FiNda tor 7Uxn wad lwur�cs. Subject w�pplicabk 4M a ta�wn.aa�wi.rerby 1.�a�der.Homuwer�!I p�y m
<br /> l.cnder on the d�y montlily paymenti ane due andrr the No1e,wNil d�e Natc is pid'a fuq,w smn("hltnds")for.(a)Y�Y
<br /> wteto�nd swess�nenta which may ari�in p�iority ovcr tt�ia Socurity lasaument�s a liea�n Iho Fto�aty:(b)Ye�riy le�uelwld
<br /> p�ynms a pound raw m IAe Aopaty. if any: (c) yearlY h�a�rd ar po�pacy iasur�aoa p�miwm: td1 �tatiY flood
<br /> in�uranoo piep�iums.if aay: (c1 YculY nq�tg�Be insw�nca prcmiwns. d any: and(� any s�MYabb bY Bano�ret 10
<br /> l,aider,uw�wcedu►ce with the ptovisia�us ot paragraph 8.in lieu of tAe p�yment oP mortgage.lasw+u�oe pemtwaas. 'lbeso
<br /> �pnp me�o tl."8,gcrow[tems." L,�tnay.at any Um�.colloct and hold limds in m amount aoR to eaoeod the pau[im�
<br /> •, aiiqopnt�I l�x3er for a f�ly rclated,•,a�FtBsBe loan may mquire far Ba�owa�acrow itccowlt under 14c fode�al R�a�l
<br /> ; �'istate SeWe�ieht Procedures Actof 19�A,as'�mended from dme to time. 12 U.S.C.�2601 rr seq.("RESPA'7.wn�lcss mother
<br /> • �•:1�,law th�t y�plies w the���r le,��r�a�oun� If so.i.a�0er may.�t.siay tuae.coUxt and hold Pundc in an ariwunt not to
<br /> _- —_.__--— .__.._,_. eacced the.� I.ender mAy e�t�s tf� aawunt af d�uu�s�u��ti�c basia ni'currnnt data aqci�ura�1�
<br /> —` ' estimatai c�f ex�eadit�4'uture Escrow Items ar othervri.re i�1�cl�txc7unce wilh appUcabk law. .' ,.
<br /> _= Tho Phncls shall�l+c i�e1d�n an inacitution whose�deposits are insurcd by a federal Agency. iaiqvmemAUty,or en�itY :• .
<br /> - (including Lrnder,if L�nc�e�ls such on insdtudon)or ia uny Federal Hame L,oari Hank. Lender ahall apply tha Funds to p�►y .
<br /> the Bscrow Itema. Lender may not charge Borrower far holding and applying the Fbr�,t�naually an�lyting 1he:escraw
<br />,,, uccoun4 or verifying the'Escrow items, unless I.ender pays Borrower interest on 1he Wnds and applicabla law permit�"
<br />;�_.�, I,ender to me{�e such a charge. Nowever,l.ender may require dortawer to pay a one-time ct�rge for an Independcnt roal
<br /> estate ux reparting service used 6y Lender in connection wi�h this losn.unless applicoble Irw provides otherwise. Unless at�
<br />-= agroemmt i�made or app8cable low requircs intcrost to bo paid,Lender shQl not be ra�uimd to pay Borrower any inte�st pi '
<br /> carninge on 1he Pinds. Bormwer and I.ender may ag�e in wriWtg.however.lhat interest shall be paW on the Fundc. I.ender
<br /> shall give to Bomower,wlthout charge,an aruival accounting of the Funds,showing credite and debits W the Fwids and 1he •
<br /> __ purpose for w¢icd each debit to�he Amda waa mode. The I�ndc are pledQal as addidorW acaurity for all swns zecu�ed by �
<br /> __ thi�Security in�aumept.
<br /> — It the hUnds heM by Lender exceed the amounts penniaed to be heid by appiicablc inw. i.ender sia�ii �ouni iu
<br /> _ Bamower for the exceas�Lnds in nccordance with the requircmenls af applicable law. If�he amount of the Punds held by
<br />=,v! Lendcr at any time is not sufticlent to pay the Fscrow ltems when due, Lcnder may ao naify Borrower M wrtting.nnd,in
<br /> such caae Borrower shall pay ta Lender the amount necessary to make up the deficiency. Bormwer ehall meke up the
<br />_- - deficienry in no mone than twelve monthly payments,at Lender�sole discretion.
<br />-- Upon payment in full of all sums secured by tbis Security Mstrument. i.ender ahall promptly refund to Borrower any
<br /> -`�� Plmda beld by Lende�. If,undcr paregraph 21,[.endcr shall acquire or sell the Propaty.Lender,prior to tho acquisition or
<br /> sale of the Property.shall apply any Funds held by Lender nt thc time of acquisition or sale a4 a credit against thc sums
<br /> cecw+ed by�his Security tnstrumem.
<br /> ' 3. Applkatlon oP 1'aymeats. Unless upplicable law provides otherwise, aN payments received by I.ender under
<br /> � parag�phs I and 2 shall be applled: firs[,to any prapayment cherges due under the Note:second,to amounts payQble under
<br />`"?�; « perag�aph 2;third,to interect due;founh.to principal due;and last,to uny late chsuges due under the Note.
<br />_ - —�; 4� C6ar�es; Llena Bortowcr shall pay all taxes, ussessments, charges, fines and imposit�ons atMbuteble to the
<br /> Property which may utta[n priodty over this Security�ns�rument,und leaxehold payments or sroun;l rents,if any. Borrower
<br />�'�`• ,, � ,'t , shall pay these obligations in 1he ma�ner provided in�nragtaph 2,or if not paid in thu manner,Bonower shall pay them on
<br /> -: .r�t� �,,,�, lime dinctly to the person owed payment. Bomower shult promptiv fumish to Lender all notices of amouats to be pald under
<br /> ��;; :��•��'�.� this paragraph. If Borrower makes these payments direc�ly,Borrawer shall promptly Furnish to Lender receipts evidencing
<br />:,.�: � ;:.�. ��s: Ihe enta.
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<br /> .,., • Bomower shall promptly discharge any lien which has priority over this Security Instrument unless Borrowet:(a)ugrees
<br /> � � • . in writing to the payment of the abligation secured by the lien in a manner acceptable to Lender.lb)contests in goad faith the _
<br /> '' ' lien by,or defends againrt enforcement of the lien in,Icgal proccedings which in the Lender's opinion operate to prevent the
<br />'',: ;: �;���,`"" . enforcemeM of thc lien;or<c)secures from the holder of the lien an agrcement xatisfxtory to l.ender subordinating�he Ilen
<br /> � to this Security Instrument. If[.ender determines thut any pun of�he Propeny i�subject to n lien which may attain priority
<br /> �� '"'' . over tBis Security Instrument,Lender mAy give Borrower u notice identifying the lien. Borrower sh�ll satisfy the lien or tuke
<br /> ��": �' one or more of the uctions set fbnh bbove within 10 dnys of the giving of notice.
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<br />��;�: �•' ,�,.. S. Hozard or Property Insurance, Borrower�hall kcep the improvements now existing on c�r�eafter er+ected on the
<br /> ,�. �" �r:i�;:..•�:. • Propeny inwred ugainsi loss by fire,hnr.nrds included within the term"extended coverage"and nny other hazards,including
<br />;;, • ,. floads or flaoding, for which Lender requires insurunce. This iesurance shatl be mairnained in the amoums and for�he -
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