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<br /> ,�O�HBR wm�.0 d.�m..�ao�►ar b�n�«tia.a an tb.,�,►..�d�1 e�+��+w�o».
<br /> /xaiw e1a�v or bawArt � pR af 1W p+op�ty. All r�plaoem�eb �d �dditiar �IWI dw 6s oorwr/ by INk lio�iy►
<br /> - - �.�!!�lbe farejefr��s t�rle�tQ�t th3a�eep3'try&n�e!+r*�r►�+`��n;�ey.• .
<br /> � soRRO711B�o�vBNANT�d�t lonow�r h tawlWly�ed at�be�sM MMdby c+o�wyMd rd b�.tW ei�Ac a pre�d
<br /> oaewy dre lhrop�ty�!tbM Ihe P�o�tf h�mb�d�dxap�Ua�a�a�mbwno�s of r000rd.Borrowet w�ntrN�aNd wlr
<br /> d.lfena�ene�at�y d�e dda w the P�+�peeey�ut.0 ewa�s ata dem.ea..wbjea ou�r►y�n�a ot reoo�d.
<br /> 1'I�S SECURTfY INSTItUMBNT oombina uNfarm cova�tqs fc�r wtian�l �uo+�nd aon�wrfam covarnrs wfth Iimi4d
<br /> vui�tk�n by,�iridldlon to ao�atitiMe�wdtatrn�ea�riry intruma�t oov�a�inQ ra1 ptq�arty. . �
<br /> UNICaORA1 WVBNAM'S. 8oreow�r and L�der oova�ant and a�ree m follows:
<br /> 1. Pl��t a�!'ti�lpd a�d idu�e�ti �7� �d I.Ne Cb�rsa. Bormwe�tlWl p�anptl9 i�Y'� d�o tde
<br /> piadpl of aad inta�t on the dobt avldnioed by the Note md anY PnM9�+���a due uMer ihe Nota.
<br /> Z.i4�for Taua��pd Iawtaaoe. Subjoct w�ppNcable I�w ar w a wriwai wdver by I.ender. Aonewer�11 p�y to
<br /> l.ender oa the day monthly payme�a are due ur�der 1ho Nate.u�dl Ua Nde is pid in fi�ll.a wm<'�w�ds')for:(a)yar1Y Wta
<br /> aW iutaaneaN�wbich m�y utWn pdorlty over thii Socu�ity Gmruma�t a a liai on the Pmpaty: (b)Yeuly le�uehald P�Y�
<br /> or�mund raue un the Property.if anyt(c)Yeuly haz�M or praperty insuranoe prcaniuma:(d)Ysarly flood in�u�anoe Pcemiwn.
<br /> iE mry:(e)YwrIY mott�+�e inwr,�ooe premiums. if an!':�nd(�mY��1'MY�Ie by Borrower to I.ender.ln aocadMC�e w�
<br /> Mic p�o+ri�ions of p�qrapb 8.iuo litu of ihe paymeat of mortgago inwr+uioe praa�.11�eso ite�re c�Jled"Fscm�r haaat.'
<br /> 1.endex e�Y. at say rimc.oollat �nd hold Fw�da in �n amount not to exoeod the a�ucimum �mouat� ladei for a�adaaMy
<br /> rd�ed o�o�tgager bao any roquine for Bormwer'�escrow�oouunt under�l�e fader�J Ral Estate S�tlemmt Prooedu�es Act ot
<br /> 197�as amadod from time w tlme, 12 U.S.C. Secdoa 2601 d seq. ('RE5PA'). wd�s+s Another 4w th�t+�pp�ies to�he I�ndi
<br /> tea a la�amouat. Jt w. Lratda may.at ury timC.oolloct�nd hold Fwnds ia ao amount not w exceed the leuer+�aiount.
<br /> i.eoder mry ectia�te the artwunt of Rwds due on the basi4 of current d�a aad�acanabla aam�tes of expudiwrc�nf'�
<br /> B�crow Itaoe or atherwl�e in aoco�du�ce with�pp8cs�ble law.
<br /> • The Funds shull be held in m institutbn whose deposits ar�e insuoed by a federal agency. instrumGttality. or enWy
<br /> (it�cludiag[.ender.if LeMa�is auch an it►stisWion)or in w�y Fedet�l Home Loan Bank.Letider shall apply the Funds to pay the
<br /> Escrow[tems.Lender may not ctyrge Borrower for holding�nd ap�plying the Funds,anr�a:illy analyzing the eacrow accourt,or
<br /> verifying thc Escrow Items.unless Lender pays Borrower intc�st o�the Funds and appii�:nt+le law pertnits Lender to owke such
<br /> a dlorse.However,L,ender may requin Borrowtr to poy a ane-time charge for an indeperw�t rrsl estate tau rcporting servka
<br /> used by�Lender in conoectjon wf� thh loan. unless applic�ble Iqw provides otherwise. Unless un agroement is made or
<br /> �pplieable law reiq�aira inte�est to be paid, Lrnder shall not be roquirod w pay Borrower any imetrsa ar a.arnings on the Fu�is.
<br /> Borrower and Lender may agrca in wri�ing.however,than inyerest siwll be pald on�he Funds. LRader s?n�i givc to Homnwer,
<br /> without charge, ab uqnWd accountiag oi tho Funds. ahowiag cndits ond debite to the Fund� a�hd the pwpose for wlhich each
<br /> , debit to tho Fund.v wus�ipde.The Funds ue piaiged as ac3ditianai socurity iur aii suii�n�:urad by�a>Secwky Insuu�.
<br /> If the Funds hcicl by l,ender excoed the qmaunts pernuped to 6e heitl by applicable law.L.ender shaJl account to Borrower
<br /> for the exass Fuhcls in sccordance with the requiremen�� of applicable law. If tt�e amount of the Funds held by L�eMer�t eny
<br /> time is not sufticient to pay ttie�scrow i�ems when due,Lencler may so notify Borrower in writing,and. in such case 8orrower
<br /> shall pay to[.ender lhe amaunt neassary to make up 1he deficiency. Borrower shall make up the det�ciency in nu moro ttwa
<br /> twelve monthly payments.at i.encler s sok discretion.
<br /> Upon payment in full of all surns secured by this Security Instrument. Lender shall promptiy refund to Borrower any
<br /> Funds held by Lender.If,under paragraph 21, I.ender shall acquire or sell the Property,[.ender. pdor to the acquisition or sale
<br /> of the Property.shall apply any Funds held by I.cnder at the time of acquisition or sale as a credit agai�ut the sumg�ecured by
<br /> thia Security Instrument.
<br /> 3.AppNcatlon of Pnyments.Unless npplicable law provides otherwise.all payments received by I.ender under pnragraphs
<br /> 1 and 2 shall be applied: first,to any prcpayment charges due under the Note;second,to amounu payable under paragruph 2:
<br /> t6ird.to interest due;Pourth,to principal due;und last,to any lute charges due under the Note.
<br /> 4.Clwrges; l,iens. Borrower shall pay all toxes,ussessments,charges, fines wid impositions nttribulable tn the Property
<br /> which may attain priority over this Se�urity Intilrument, aud leas�hold paymcnts or ground rents, if any. Borrawer shall pay
<br /> these obllgations in the manner provided in parc+grnph 2,or if not paid in that menner, Borrower sh�l l pay Ihem on time directly
<br /> to the person owed payment. Barmwer shull promptly furnisb to Lender ull notices of amaunts to be pnid under thi�paragraph.
<br /> lf Borrower mak�s these paymentk dlrectly, Bormwer slu�ll promptly furnisfi to I.ender receipts evidencing the payments.
<br /> Borrower ahall promptly disclwge any lien which hax priori�y over thiti Security Instrument unless Borrower: (a)agrees in
<br /> writing to the payment of the obligalion secured by the lizn in a manner acreptable to Lender;(b)contests in good faitfi Ihe lien
<br /> by, or defends against enforcement of ihe lien in, legal pr��cecdin�s which in the Lender's opinion operate to prevent the
<br /> tnforcement of the lien;ot(c)secures from the halder of the lien un agreement tiutisfuctc�ry to Lr.nder subnrdirwting the lien to
<br /> this Securiry Instrument. If L.enderdeterminex that uny part of the Propeny is subJect tn u lien whirh may ettnin priority over
<br /> this Security Instrument, Lender may give Borr�iwcr�notice iJcntifying thr lirn. &�rr��wcr�hull wtisfy the lien or take ane or
<br /> more of the actions set for�h above within 1 O Juys of thc giving nf natire.
<br /> Form 3028 8l80
<br /> Pap�Z at 6
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