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<br /> oo�a�a�tion ar odier alcia�or aar wi d�a P�opaty�or rar oaawty.no.in�ku af c�danrudor..w wnl►y.�cy,n�d.ad
<br /> tb�i bo p�id�Le�.
<br /> 1e tlr avart of�lonl alci�ot tbe plroppty.die pocaed�ah�ll be �p�plied to the�� by �Y
<br /> L�nent.wl�ellNx ar not drea due.wlth�y exaa�S�id w&xrowcr. In the event af a o(d�e fn
<br /> w6ich d�o td�malcet v�lue ot 1he Propalty i�nmedLtely bofuro the takin�i�oquai w ar�eala tt�n the�mouat d drQ w�tu
<br /> �cu�ed hy th14 Sacurity in�humont irnrned�a�ely be('oro tha t�kin�,unlesa Bonower md t.erider ahawl�e��ee in w�Idn�,
<br /> tbe wras�ecund by thi�Sacwity Iusauma�t�hall be�oduood by the�n�ount of d�e por4eda mulRlpliad the td{owinf
<br /> triciia�: (�)the toal amount of the wmr iecwad immedi�tely beforo the takln�.divided by(b)tbe i� vdue of the
<br /> p�oQqtY i�na�e�eiq bef'ae tha Wcin�. My b�W�oe shdl be p�&1�o Barower. in�he evene of'�p�utid u�4in of Qw
<br /> �opmty in whlch tAe fdr muket vdue d tbe Ptvpaty immediRtely befae the W�in�i�ka tluia the�mo�mt of�anu
<br /> . �oeurod jnunedi�ety beforo tho t�king. unku l3amwer and l.eader oUiawise �y�oe in writjna or unleu�pplkable I�w
<br /> otliotrvtf�e provldes.the piooeedt�ha!!be�pplied w tbe:unu cau�ed by thl�Securiry Insuumait whetber ar�w the sueu am
<br /> d�on duo.
<br /> lf the Propaly ls abiu�da�ed by Bormwer�or lf.afler notice by l.ender to Bonowe�r tiw tl�e a�or of1'as b m�ke
<br /> at1�1w�td ar seple�cl�im for d�m��a.Hort+nwer fdls W�spond.to L�ender wWwa 30 dyrs aAer�Uc dMc the notioe is�ive�.
<br /> LCnder is�utt�odr.ed w collect and apply tt�c p�oceeda.u its o�x�oo.ei�a�aor�tioa or n�of rhe P�openy ar a We
<br /> wnn��ecuad by d�i�Sacudty Inttrumai�whdher or not then dae.
<br /> Uakas Lender�nd Bmmwcr otherwlse�e in wridng,any aipplocation oi prooeods a principd slu�p not es�d or
<br /> poctpone tbe due daoe of tho nanlhly payments refened w in�+phs 1 and 2 or ehange�M�mount of such paymaits.
<br /> il. �art+�wa�Nat Rekased; �r�nce By I�der Not a Wafvei: Ea�msion of the dme ta payment «
<br /> mod�fkatlon of�noRizuion of tho sums cxurod by tlus 5ocurity Instrument granted by I.ender to�my sucoessor in intaest
<br /> of Bamwa'slWl not operate w rcla�e the li�biliry o�We aiginal Bortower or Borrowerl succcssora in iiuer�t.I.ender
<br /> shall aot be to comn�enoe l+moeeding�agai�t any RucceA�in iotenxt or nfu�tn e:wd tu�e far p�ymait ar
<br /> atharwise modi aaarWation of the sums secured by ttis Security Insuument by rctcon of aay demaod m�de by the original -
<br /> .Bombw�er a Ba�owa�sucoeaaors in intenest. Any fabear�mce by L.ender ir�exa�cisia�any ri�fM or nanedy rl�ll aot 6e a
<br /> waiver of or pneclude the exercise of any dght ar rrm�.
<br /> 1Z. 8qc�on wW A�a Boandi Jdat Aad Se�wal I.i�b�oq:Co-stgnen. 71ie corew�nrs and ag�oementc of rhis
<br /> Securiry Itadument ehall bind and benetit the sucoes:ors and usssigo�s oi'I.ender and Bomower.wbject to the p�avisioas of ,
<br /> p�g 17. Bonuwer�coven�nts and agi+eements shall be joim and scveral. Any Bomower who co-signs dus S�ecudty
<br /> IneMya�nt but does not executa the Note: (a)is co-signing this Secudry Insaument only to mmtgage,giant wid canvop tha�
<br /> porrowerh interoat in the ArapeRy under the tem�s of Ihis Socuriry lnsuumen� (b)is not persanally obligated to pay the sums
<br /> ru�uml by this Security Instrument;and(c)agroes that Lentler and any Wher Borrower may agroe w extend.modify.fabear
<br /> or make any aocomnadations with re�ard to tho terms of �his Security Inswment or the Nate wlthout that Bamowerti ,
<br /> �ns��
<br /> 13. Lo�n C6ugea If the loan secu�ed by this Security Insmiment Is subject lo a low which seta maximum losn
<br /> cl�argcs.aad tlut!aw is Raa!!y intcrpnctcd so ifs�u thc isitr�t ar o�es lasss cl�rg�cn!lectei!ar su be co!lected Iss znnntction
<br /> with the loan exceed the permitted limits.ihen: (u)any such la�n charge r,hall be rnduced by Ihe amount nxesgary to reduce
<br /> the clwrge w ihe pemtittod timit:wid(b)any aums alrcady callxtcd fmm Bortuaer which exooeded permitted limits will be
<br /> rotLnded to Barower. Lender may choose to make this rofund by�alucing the principal owod under the Note or by making a
<br /> di�ct payment to Bomower. If a refund roduces pdncipal,the reduction will be mea�ed ae a partlal prcpayment wilhout any
<br /> prspayment aharge under tHe Note.
<br /> 14. Nottcee. My nmice to Borrower provided for in Ihis Security Inswment �hall be given by delivBr�ng it or by
<br /> mailing it by fir�t clacs meil unless applicable law requires use of anottier method.Tha nrnice shall be diroctod to the PropeRy
<br /> Addtcss or any other address Borrower de.tignates by�otice to Lender. Any notice to Lender shall be given by first class
<br /> mdl to L.ender's address stated herein or uny other addness Lender designutes by notice to sorrower. Any notice provlded for _
<br /> in this Security Insuument shall be deemed to hove been given to Bomower or l.ender when given as provjded in this
<br /> P�APh•
<br /> 13. Goveroiog Law; SeverabiNly. This Security Insuument shull be govemed by federnl law and the law of the
<br /> jurisdtctton in whieh the Property is locnted. In the event�hut any provision or clause of this Sc+curity Instrument or Ihe Note
<br /> conflicts with appliceble luw.such conflict shall nd uffect other provisions of this Security Ins�rumen�or the Note which can
<br /> be given eflect wlthout the conflicting provision. 'Ib this end the proviFions of this Security Insaument und the Nota ar�e
<br /> declarcd to be severable.
<br /> 16. Borrower's Copy. Borrower shull be given one canformed ropy of the Note w�d of this Security Instn�ment.
<br /> 17. 7Yanster ot tl�e Property or a Ueneflcial Interest in Borrower. If ull or an��part of the Property or any intercst in
<br /> it is sold or transferted(or if n beneficiul interest In Dorrower is wld or tran�ferred And Bomnwer is not u nuturul person)
<br /> without Lender�prior wrinen consent,Lender muy,at its option,reyuire immediute puymen�in full of ull sums secured by
<br /> thia Security Inswment. How�ver,this option ahall not be exercised by Lender if exercise Is prohibited by federal law as of
<br /> tha date of this Security Instrument.
<br /> If Lender eaercises this option,Lender shall give Borrower notice of uccelerution. The notice sl�all provide u period of
<br /> not less than 30 days from the date the natice is deliver�ed or mniled within which Bomower must pay all sums secured by this
<br /> Security Instrument. lf Borrower fails to pay thesc +umx prior to the expimtion of thix periai,Lender muy invoke any
<br /> remedies pertnined by this Security Instrument without fu�ther notice or demund an Bomower.
<br /> 18. Barr��awer's Rtght to Reinstale. If Bomnwer meet. cenain cundi�iunn, Bomiwcr�I�UII huv� the right to hnve
<br /> • enforcament af this Security Instn�ment discontinued ut any time prior to thc eurlier oG (a)S days(or such other period as
<br /> Slnek Funlly•-Faon{e M�elFYeddk M�c UNIM(IRM lNtiTRIIMENT--llnifortn Coverenu 9/90 lpop�4 uf 6/�uResl
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