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<br /> eald�e�dart or al�lrciaj d�paA d ihe P4r�peety.ar ks coa+�Yaooe in f�tr a��loo.as bw�eby a�t ed aAd
<br /> dwH Lr pid 10 iw�w�r. � �
<br /> IN IIN'�awM of�IoW t�'klpr ot 1be Propaty. die pooeed��II be�pplied ro d�e �wtM Mcm�d by 11��eNy
<br /> i�au.wl�aher a not tl�en dYe.wit6�ay exaeo pb w Barower. !n tbe event ot a puiW trcYy ot tb�Propwe�r la
<br /> w6ich the fik aurf�et vtlue of twe P�apaty jnanedi+tely befaro the W�ing i�eqwl a or�dwn tho�mount cf tt�e wa�
<br /> Mcnted by thi�Secu+ity laWnunent imtnodivaly 6efae tbe takit��t�nku Batrowex�n!I�enAe�otbawl�e yroe in Wri1G�/�
<br /> d�e a�nn��ewrod by dd�Secwity In�na�t�11 ba reduced 6y Iho amom�t d tbe awfdplN�by IM tolbw
<br /> tncsloo: W fbe wW amo�unt of the wrn��ecun�d immediately befot+e the takit�.div�)�ho fdr nwlcN vniue d�i�ie
<br /> P�opetty NnmodWely befae die qkip�. My 6�Wioe iball be p�id to Barower. In the evtnt ai'�patWt�c�or the
<br /> �in which tho fiir aurl�et valae af the Property immediately beforo the Wdn�f�le�a th�n the amnunt d�iie�nnu
<br /> itrur�edi�sely befom thet�.unless Bonower and I.s��det otherwl�e�nee in wdtln� a unlas �pplk�ble law
<br /> othetrvlae pm�ridea.11a�oceed�shdl bo�ppiied w d�e an�n�ecwed by thi�Socurlty laspument wl�a t�o1 the wms�ro
<br /> d�en due. �
<br /> If tUe Property is ab�andooed by Rorrower.ar it aRer notioe by Lender to Barower�hiu tbo�o�demn�r afren w nu�ke
<br /> �n aw�rd ar:ettle�claim for d�ca.Bonower fails w rcspond w I.en�der wbthin 30 dayi after�ho d�to tbo na�loo Is�iveo,
<br /> Leader i��uthariud to collat�rW npply dte prooeeds.u its optiao.eiti�cr�a rabrallon or nepir ot Ihe Propetty or b Ihe
<br /> wnu�oc�ued by thi�Secwity Imhument,wi�ther or not then due.
<br /> Unkas Lender acd 8omower aherwlsa�eec in w�i�og•�rry+�yQlica�ion vi p+ucoeds a principal ch�ll na ex�end oc.
<br /> postpone t6o duo d�ta of d�e payments refen�od�o in paa�n�pM t�od 2 q change tho enn�wnt of such p�ymmt�. ' ' • -
<br /> 11. Borrawer Not i�� ��oe �Y I.a�dn' Nat a W#irer. Exlet�ion of the time for p�ymrnt or
<br /> modlNciulon of ut�a't�Tion of the aums socwed by thia Security lasuu�nent grwNed by Lendcr w�ny aucce�or in iMeiest
<br /> of 6o�rower�11 nd aper+�oe oo ak�se the li�bility of�he arigin�l Bamwer a Barowcry sucoesson in inte�est. LeMer _
<br /> ehall aot be [o commence paoeedings a�Ain�t any�arcce.csa in interes�vr ret'w4e to eRte�d time for p�ymrnt ar
<br /> adte�rlse rtiod�iMnortization of Ihc sWtns secured by this Secu�ity Inslrume�M by reasoo af aay demand mde by the ai�inal
<br /> Bonow�r ar Bortowerb wccxssas ia i�uerest. My forbearance by LeMer in exerclsiq�anv rl�ht ar rcmedy�hall not be a
<br /> wdver of or proclude the ezercise of any right or temedy.
<br /> lt Suocator�and As�ips Bauadi ddat�ad Several Liabilily;Co-sipe�s. 71�c rnvcnants and agnecments of thic
<br /> 3ecurity Inaaument shall bind end bene6t the succ�sors and assigns of l.erwler�nd Borrower.wbjcct to the pmvisions af
<br /> 17.Barower�covenants and agreem�nas shall be joim and scverao.Any Bamower who co-signs thia Sectvity
<br /> �istr��ient but doa not eaecute 1he Note: (a)is caeigning this Seturiry Insnvment unly to mongAge,grant and conv�y that
<br /> Bannwer�s interc�t in the Propetty wder the tertna of this Secu�C:Anstrumenti (b)!s not personally obligated to pay t6e sums
<br /> �ecwed by this Security Insuument;and(c)agrees that Lendec Ani1 any other Borrower may agrec to cxtend,modify.fotbeu
<br /> or mmce�ny scc�onvnodationc wUh �egwd to the terms of this Socuriry lospument or the Note without that Bonowerl�
<br /> cansen�
<br /> 13. La�p C6aRea. If 1he loan secured hy nhis Security Inctrument is subject to a law which sets ma�cimum loan
<br /> ��es.ntKi i�ud 1rw in Gni�lly ii�ich�idd S4 iOldi i�iC Iiii2Pesi Oi OiliBi IoBD ChBi'gES Co1k�:iCd Oi'W�GUIkCiixl�u c0�p�cti:iiwi
<br /> with Iha loan esoeed the permined CirniTS,�hen: (a)eny such IoAn charge shall be reducai by the amount necessury to aduce
<br /> the charge to the permincd limit;arK➢{ba a�y xums alreudy collected from Borrower whfch eaceeded permitted limits vrill be
<br /> • rofundod W Bomower. Lender may cAoose to make this refund by reducing the pdncipal owed under the Note or by making a
<br /> dinxt payment to Borpuwer, If a afued reduces pru�ripal,the reduction wiQ be ueated as A psutinl prepayment without any
<br /> prep�yment charge undEr the Note.
<br /> 14. Notkes. My notice to Bo�rower provided for in this Ser.urity Insuument ahall be given by delivering it or by
<br /> majling it by first class mail unless applicuble law requires use oF anotLer method.The nosice shall be directed to the Property
<br /> Address ar any othor address Borrower designates by notice to+0..ender. Any notice to Lender shnll be given by first cless
<br /> mnil W L.ender's addrs�s s�ated hercin or any other nddr+ess Lendet cksignates by no�ice to Bortowcr. Any notice provided for
<br /> in thia Security lnstruPnent shall be dcemed to have heen given to Bo�rower or Lender when given i+s provided in this
<br /> P�B�Ph�
<br /> IS. Governlpg Law; Severability. This Sccurity Instrument shall be governed by fedeml law and the law of�he
<br /> jurisdiction in which the PropeAy is IocAted. In the event that a�y provision or clause of this Security Instrument or the Note
<br /> conflicts with upplicable law,such conflict sholl not affec�other provisions of this Security Instrument or the Note which can
<br /> be given effect without the conflicting provision. To this end the provisions of�his Security Instrument and the Note are
<br /> declar�ed w be severnbta.
<br /> 16. Borrower's Copy. Horrower shall 6e given one conformed copy af the Note and of�his Security Instniment.
<br /> 17. 7Fansfer ot tAe Property or a Beneticiul interest in&+rrower. If all or any part of che Property or any interest in
<br /> 1t is solc:or transfemed(or if a beneficiul interest in Borrower is sold or trnnsferred and Borrower is not a na�ural person)
<br /> without Lender's prior written consent, Lender may.at ils oplian, rewuirc immedinte pryment in full of all sums securcd by
<br /> this Security Inswment. However,this option shall not be ezercised by Lender if exercise is prahibited by federal law as of
<br /> ' the date of this Security Instn�ment.
<br /> If Lender exercises this option.Lender�hall give 6omower ncNice of uccrlerntion. The notice xhull pruvide u period of
<br /> not less than 30 days from the dnte the notice is delivered or mai)ed within which 6orrower must pay ull�ums scecured by this
<br /> • Securily Instrument. If Bortowe� iails to puy these sums prior to the expirAtion oi�his periad, Lender may involce nny
<br /> nmedies permitted by this Security inatrument without further notire cx demund on Bortower.
<br /> 1& Borrower's Right to 12elnstwte. If Borrowcr mee�s certain rondi�ions, Borrnwer shull havc the right to huve
<br /> enforcement of this Security lnstrument di::continucd at any time�i«to thc carlicr uf: (a)5 dayr; {ur ssch other period as —
<br /> SMBk Family••Flwnfe M�e/FYiddk M�c I.�IP�IRM IN5TRUMRNT--Unlform Covmonu 9l9/ Ipuge d�j d poR�.+l
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