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<br /> � TDaBTf�R WiTH�II dis i�pMOwaaap�now ar hend�er�ncted an die p�npa�ty��d W�w�1�t�p�u�l�o��
<br /> �ad tlaq�uo�v a bere�flet R ptt ot t6e�tty. All repl�cemenai rM�ddtUau�hall da 6e.�ered by ti�S�cadty
<br /> � Ia�pmtwn� Ali of the faro�b wfarod b i6 thi�9eau�ty Imtru�a�nt�a tha"Nra�erty." �
<br /> � BORROWER COVBNAM'S lhN Baroweot�r 4wfuAy rei�ed ot tbe euate tioteby aouveyed�ad!u�the dsht to�rant
<br /> aid convey tha Propaty md du�t tbe Propeity i�w�a�cumbaed.taapt fix a�umbr�of rocanl. B«mwer wanu�u�nd
<br /> wW ddeM generally tbe dtle b tbe Propaty�iau�II cWnu and denund�,wbject to my ancumb�xi of racad.
<br /> 71313 SECURfI'Y INSTttU[►�iT canbines uniform coven�ntt tor naUonal we�nd non-unifdm wvawits �vith
<br /> limited vniatiom byhui�ctiun aoo�ad[ute o unlform iecu�ity inr�trument coverin�rcAl propcny.
<br />� UNIFORM CpVBMANTg. gormwu u�d I,cnder covp�uu and ag�ee u follonn:
<br /> 1. I�ta�4P PrYiclpl�ud Inter+ati�WY��1 L�te Cluu�e�. Borrowcr shwll pr'omAUY WY Whea dre�he
<br /> princ�of u�d intenst nn Ihe debt eviida�ced by tt�e Note aad�aY P''�P*Y�u�d Ute chuge�duo under the Note. ,
<br /> FYu�dt far 7yuca�ad ia�ra�+� Subjoct w�pplicable law or to a written w�ivcr by I.ender.Hcmonrer sM�ll pur W
<br /> l.cnder on tha day mond�lY MY�S�rc due under tde Noto.wuil tt►e Nato is peid in full.a sum("F4nde`)far:(�)�rar#Y
<br /> wcea and�sce�menu which mny Mtain prioritf►ovu�his Sociuity Instrwnait as Q lien on tha Prope�ty;(b)7�Y���
<br /> pqrrnents or g�ound c+ente on the Prapa�ty. if any: (c) yearly im.ud or property insunu►se p�miums: (d)yeadY ilood .
<br /> inw�at�cc premiwns,iP any: (e) Yeul�r martB�Be inwau�cc pnemiums.if any: and(� my suma payabb by Honowar ao
<br /> l.e��dar in�cardance with tha provis�ons af puagaph S,in lieu of the payment of mortgage iasur�noo pemiwns. 71�ese
<br /> itaru�uo cailed"Fccrow Item�." Lender m�y.at any time.collect ond hold Iimds in�n amount not w euaeed�he muciaoum
<br /> aawunt a Iender for a fedeenUy reated matgage iaan may rcquL�e for Bomower`s escrow account undcr the feder�l R�eal
<br /> . Eaata Seplement Pmcodures Mt of 1974 as ameuded from d+ne to ti�ne.12 U.S.C.$2601 e�seq.("RESPA").unless ar�o�her
<br /> law Ilu��pplies w 1he Plmds sets a Ieaser amoun� If so.L.ender may.su any time.colloct ind hold Punds in�n anou�t not W
<br /> axc�ti We Ie�amount, I.encler may estinmete the amount c►iF Amds due on tho basi4 af cument dua and reace�t�abb
<br /> . L'Sl;iii�{iC:a UY GANcnJiiurea of fwure Fscrow ltems or uthcrwian L�auorda�cc wlth appticable law.
<br /> • , 'Y'he ii�nds shaU be held in an InsBtudan wlase depoaits are insurcd by a federal�gcncy.instrumrntality.or e�Nity
<br /> (inaluil�a�Lender.jf L.endcr la such an institu�ion�or in any Federal Home Lr�:u�Bank. Lender shall apply thc Funds to pay
<br /> :�he�E.acrow Items. Lender m�y not cherge Horruwe�for holding and applying the Punds.annually analyzing the escrow
<br /> �a�COUnt, or verifying the Esciow Items. unless Lendor pays Borrower iatenest on the Rmds and applicable law p�►mtts
<br /> Lender to malce sucb a c6arge. Hawever. I.ender inay require 8omower to pay a one-time charge far an Indepenclen�reN
<br /> estate tax repo�tiog sprvlce u.ged by Lender in connecqaa with this loan.unless stpplicable Iaw provldes otherwise. Unless an
<br /> ag�ement is m�de or applicabk lAw roquires intcrest to be paid.L.uider shall not be roquircd to pxy Borrower any interest or
<br /> '� eairiiugs on the Rmds. Borrower end Lender mng agree in writing,however�that interest shall be paid on tho Fbnds.:I.ender
<br /> sfw11 give to Bomnwer.without ch�rge,an annua!accoundng of the Funds.showing credits and debits to the f�nds su�r1 the
<br /> putposc fqr whkh each debjt w the F►mda wps made. The FLnds arc pledged as addiNonal sxurity for all rums secur�ed by
<br /> Ws�ecurjty Inawment. � �
<br /> ii ti►e �u�ds iieid by La�excaui il� ar�wunts pem�itted to tr� hei�by applicable iaw. i.�r�dcr sf:ali �n� ta
<br /> Bom�wor for the excess I�unds in sccordwna with the requiremen�s of s�iica'ble law. !f the amount of the F�nds h��tl by
<br /> LRnder 8t any ti�ne ia not suffkient to pay the�scrow Items when due.i.en�er may so notify 8ixmwer in writ�ng,a�d,in
<br /> such case Borrower shall pay to I.ender the amount necessery to make up the deficiency. Bomuwer shall mai�e�wp Ule
<br /> deficiency in no mnre than twelve monthly payments,at I.ender�s sole discretfon.
<br /> Upan payment in full of aU sums secured by ihis Security Insuument,Lender shall promptly nefund to Borrower uny
<br /> Pbnds held by Lender. If,under paragraph 21,Lender shall acquire or aell the Property.Lender.prior ta the acquisizion or
<br /> e�le of the Pnoperty,shall apply any Funda held by i.ender at tha time of acquisitian or sole as a creclit a$ainst tho suma
<br /> se�ured by this Socudty Insprument.
<br /> 3. Applkation of Paylaente. Unleu ePPlicable law provldes otherwise. all payments received by Leader,��der
<br /> paragraphs 1 and 2 slwll be applied;f rst,to any pnepayment charges due under the Note;second,to amounts payable uoder
<br /> paragrap6 2;third.to interest dee;fourth,to principal due;and lust.to uny late charges due under thc Nate.
<br /> 4. Clwrges; Liene. Borrower shall pay all taxes. assessmen�s.charges, fines and imposit�ons atvibutable to the
<br /> Pn�perty which may attain prlorlty over�his Secu�ity Inswment,ond leasehoid payments or ground rents,if any. Borrower
<br /> shall pay these obligatians in the manner pmvlded in parugrriph 2.or if not paid in that manner,Bomower shall pay them on
<br /> � Wne direcdy to the person owed payment. Borrower shall promptly furnish to Lender all notices of umounts to be paid uncler
<br /> thls paragmph. If Borrower makes these payments dieectly.Bortower shall promptly furnish to I.ender receipts evidencing
<br /> the payments.
<br /> Borrower shall promptly d�scharge any lien which has priarity over this Security Inst�ument unless Bomower:(a)agrees
<br /> in writing to the payment of the obligaliun secured by the lien in a manner acceptable to Lender,(b)contests in good faith the
<br /> lien by.ar defends against enforcement of the Ilen in,legal proceedings which in the l.ender�s opinion opernte to prevent the
<br /> enforcement of the lien;or(c)secures from�he holder of the licn an agreement satisfuctory to I.ender subordineting the lien
<br /> to this Security Inswmen� If Lenrler determines that any part of Ihe Property is subject tu a lien which mey ottain p�iority
<br /> over this Secudty lnstrument,Le nder rnay give Borrower u notice identifyin�the lien. 8orrower shall satisfy the lien or iake
<br /> ont or more of the artions set forth above within 10 days of the giving of nodce.
<br /> S. HazaM ar Praparty InsurAnce. Borrower shnll keep the improvernents now existing on c�reaf'ter crected on the
<br /> Property insured agninst loss by fre,hazards included within the tertn"eatencled coverage"and�ny other hezerds,including
<br /> tloods ot flooding. for which Lender requires insurance. This insurance stiall be maintAiircd in the amuunts and for 1he
<br /> Fbrm J02{ 9A� fpoRe 2 oJb paResl
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