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<br /> _. '#�0(�t 1�Ytili�!!qie�+no�r ae�rwtt�d m dM pnop�ty.aod aft� .,�s•,;V:
<br /> �d A�tqM�no�are Merd�er a ot tl� IW w1�u wd�41WoM�Mil�D M,qo'YMIM11p►, .�ya_�,.-.��_�
<br /> 41�nNIM, Al1 of tlie faro�oML�iefe�ted b��tdi Seb�rM�'Ia�us�ak a��e"hopeAy."� , � `'r''
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<br /> - flOitA�WBR �O�VBNANi'S th�t Htxmwor i�kwfi�lly iei�ed d dr atw Iw��MSyrd�!irs M d�t 1�/�M '`-
<br /> � , ad opavey tbe A�oQaty�x1.tb�t t6e Property U una+am�barod.exoept tar enc�mb�iu�oe�tX[eroad. �at+oMer N�rrrM�i� °
<br /> aYl dl�iod�aaen�Q9 d10 dt10 to Ws PloQeffy apiiwt dl Clfkmt OOd da�ndr,srbj�c�p�r4►p�a�pOM Of 1r001d. . . ,,
<br /> TtQ3 S8C'UR1TY 1NS7RU1►�.M' vombiao+unifonn ooraua�u far nWoa�l uto. aaA aoa�ni�oo�Nww w� -
<br /> Ii�oiMd vri�tion b�►j�i�d�i�ia+w aonsddue a uaitam�eawiry�nanent caverint red A�W�y . . '
<br /> UN�OttM COVBNANTS. Barov��ad Laider cavaaa�t rnd�neo w tollow�: "
<br /> 1. A�jrp�pit d PrMdp�l�sid IMa+att�7�a�d L�e Cb�a. H�rower�11 panP��Y WY���� •
<br /> �ot a�d 1n�re�t on We debt evida�ood by tbe Nde aod aaY l�MY��IaOe diat�es due uAder 1b�Nafa.
<br /> FMbs torr 71uca a�d I�ararN� SniR jec,�to�pplicable kw or to�writtea waiver by 1.render.Aonowar�hal!'p f i to
<br /> l.ender oa Ib�e d�9 �Y WY�►ts�tp d�1e'uddei ihe 1�n�M uatU�the Note i�paid ia fbll,�wm("Flu�d�ry far:t�)Ya�rfy
<br /> t�xea and aes�►esN�whicb snay aadu�►xiojel ovor tltip.Se�odty'�#trurnaat u�lkn on tta Pr�apaty;N)Y�!'��� .
<br /> ymenp or�ourad ratp+'ao d�a P�o�ityl'1�pJiy�.:(c�yeady�ba�d or,prppeQty inwnn¢e Pen►fums;(d)yeaAy flooA
<br /> �s�maooe Premivaa�,if �Y3 (a)Y�Y R inclitanotl:p�+emitrme, if at�y: snd(�+mY sum�pryabb by Bamw�et to
<br /> �'i.e�der.in sooa�dmce wI�tAe�r�ovWoat of, . p��r•ia Ueu of tho��y�totit qf mortp�e ituunmoe pamiwp�. '11�e�e r
<br /> . �ltani ae calte�'F.saow Ioems. I.a�d9r may:su�qy�i�ne,cope�;t rtt�.haid�qde'iq'an amown not ta eaceed tbe mi�ziawm
<br /> • :i+mount�kndcr tar�feder�Uy�eWed pwrt�wge 1wn InaY t°qi�Fe!ar'aatsowmle e�a�ow aoaount w�der the fader�llta!
<br /> . �:pstato Sottt�mctlt P�uacdwes A�af 19,74 as aa�ada�.frwn dme ob time,12L�.S.C.�?�601 tr ssy ("RIiSPA'�.unlea�4 ttw�ex .
<br /> 'l�w d�t�Pp1i�w the pUnd�sea a Ie�ser m�oun� If�ao;I.onder maq.at any tln�,eallect�nd hold Rud�in�n�unount na eo
<br /> _ - :-._-� �-- cxsecd t6c le,csa mavpnt. Ixn�r u�y estls►aic t�a amo�nt of�mds duo'on the 6eaia ot e�m�+nt d�t� �ed mroirbb -
<br /> dtim�tea of aapd�ditarea of fudue Eacraw Items or othaarlse in�wlth,applld�blo law: .
<br /> ---..� 'll�e I�fids atall tie.held fn an u�stit4�t�aa whate�dapasitQ afe�nsut�ed by a P�det�l �isncy�jn�uumentaUty.or eo�tY
<br /> "=_- (�l�g�ndu� if[.e�det is such an Institudon)or in at►y Nedar�l Homa[.oan B�nk. L.ender a�sU�pp�Y the I�und�w 1►�Y
<br /> .'�' the F,�cmw�ltonu. Lender may not cborge Borrower for holdi»g t�nd applying tUe�Unds�anawiUy aaalyzia�ti�acrow
<br /> aocount,or verltying the F.scmw Items. unkas Lender PAY�Borrower intaeat on the P�o�ds �nd �ppUaiWe lavy penpia
<br /> I,ender w make such a�chnrge. Howevu.Lender mayrequire Horrbwer w p�y a one-time chuu�o fa aa iadependent rcal
<br /> estata tax reporting iavlca used by Lender in connectlon with this lo�n.unless applkabk law pmvides oU�aN+lee. Unk��n
<br /> �grocment ic made a�ppHcable law requi�es Inte�e:t to be paid,Lm�der slwll aot be roquired to PsY Barmwer�ay inoa�eu ar ,
<br /> earningo on the Ainds. Borrower and l.ender may agree in wriNag�howavu.tiwt inten�t slWl be p�id on the FLnds. La�der
<br /> shall givo to Hortower.wlthout charge.an annwl eccounting of ttb PUnds,siawiag c�edlts and debits w Ihe PUnds wd the
<br /> �pwpase for which e�ch deisit to the Fhnd�wu m�de. The Ainda ere pledged as a�iditloaal�ocurity for�ll wms�ecuied by
<br /> _ . thic SocutitY 1�saurnent.
<br /> = if the Fimds held by l,eaber exoeed the Amounts pemiiued to ba held by appiicubio fuw, La�e ii�i{��s
<br />� �— Borrower for the excesa Punds in aocordanco with the rcyuinments of applIcable law. [f the amount of the fi�nds held by
<br /> =� �z:a L,ender at any time is not sufficient to pay the Sscrow Items when dua.Lender msry so�wtU�r 8omnwer in writing.ad,in
<br /> — --'v"%� such case Borrower sh�ll pay to Lender the amount naxssuy to make u�the deScicncy. Homower sh�ll malce up the
<br />�''� deficiency in no moro than tweive monthlY payments,at Lenderh sole discauon.
<br /> Upon puyment in full of ali sums secund by this Security�nsuument,Lender shall ptamptly retLnd to Borrower my
<br />�,� • Fbnds held by Lender. If,under p�ragraph 21.l.ender shall acquire ar sell tha Property.Lender,prlor ta the acquicitton or
<br /> aale of tho Property,shall apply any Punds held by L.ender u tho dme of acquieltion or�ele as�crcdit�ainst tlie wrtu
<br /> — �cw�ed by thie Securiry Inswment.
<br /> 3. Appllatba ot P4yments. Unless eppUcable law pmvides otherwiae.all paymente naxived by I.endc�undor
<br />-i paragranphs 1 and 2 ehall be appliod:flrst.to eny prepayment chsuges due under the Note;secand.to�nounts payabla under
<br /> paragraph 2;thud, to interest due;fourth,w principal due;and lasl,to any late charges due under the Note.
<br /> 4. Char�es;Llens. Borrower shall pay all taxes, assessments. charges. Mea end imposltlons �ttributable to the
<br /> `' Property which may attain priority over this Security Instniment,and kasehold payments or ground�ents,if any. Borrower
<br /> ''•, shall pay thesc obl igatians in the menner provided in paragraph 2,or if not paid in that manner.Borrower ehall pay them on
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<br /> .� ,b'� time direcdy to�he person owed payment. Borrower studl promptly fumish to Lender all nodces of amountc to be paid under
<br /> � �,,,,y�,� �his peragraph. If Borrower nwlces these paymen�s directly.Borrower ahall promptly fumish to l.ender reoefpta ovidencing
<br /> .:�.�;��. the payments.
<br /> '��"~'��== . Bort�ower shall promp►ly discharge�ny lien which has prioriry ovar this Security Inswment unless Bortower.(a)agnees
<br /> �':;���"��~ in writing to 1he psyment of the obligation secured by the tien in a manner acceptable to Lender.(b)contests in good fafth the
<br /> � ' d. lien by,or defends against enforcement of the lien in, legal proceedings which in the Lender's opinion opemte to prevent the
<br /> -.—..�-„�'�<<,.;.
<br /> -_--- ••;..�. enforcement of the lien:or(c)secures from the holder of the liun an agreemenl satisfactory to Lender subordinating the lien
<br />`�;� � to this Securiry Insaament. If Lender determines that sny part of the Prc�eriy is subJect to a Uen which may attein priority
<br /> � ' `� " over this Securiry I�saumeat.i.ender may give Boerower a noticc iJentifying the lien. Borrower shall satiafy tha lien or take
<br /> _- �: �j,��r,,,
<br />;:�: `r ..;.� .�,%�;'j one or more of the actions set furth Above within 10 days of the givME of notice.
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<br />�— �r,��•}!4,;•ws ,;���,'i�?5 S. Hazard ar Property lasuraace. Horrower shall kezp the improvements now exfating or hercaRer erectcd on the
<br /> , �;,;; .�,�, ,t•;:,. �� Property insured against loss by fire,hazurds included within the term"extended coveroge"and any other hazards,including
<br /> ��1 a" `�M`,`<<�f�.'� floods or flooding,tor Which l.ender requires insu�ce. This insurance shall be rtwintained in the amounts and for the
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