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<br /> 1�0�WfY't1 tll the ienpoye�M��er l�wA�wror+l on We pnapaly.#�d�N�MIMInIiM.�rM�w!pN� .. „ -
<br /> --- - �0 tf�Mow a Irtw�fiar�p�ut d�r p�.w:-�r���.�1� � . �.. � .--- _
<br /> lu�p�t. A11 a/tlM faa�i�rafand b�d��M1t�r le�e�u�ent a Ila Pnopeity. � �•'' .
<br /> Bt�RR()WBR mM1►BNA1V7'9 du�t Aano�rar 41�wti�lly�ei�ed o!'die awte he�eby ooav�eyed�nd h�t Ib�i�M�o�t�at
<br /> +u�d canvay thePropa�y and that the Propa�tY b u�nc�nfbqrod�exaepl far oncumbanoes ot rocaed Barcwe�wMrr+t�.Md .
<br /> wlll defawf Saaaaliy ihe atb w�he Property.y�all ct�.nd da�+�nd��abJe�x a�ny a�aaabaa�ot reoord.
<br /> Tt1iS SECURI7'X INS'IRUMSM'aimbin� u�ifam oova�rrb[ar n�tional we �ad naranitam oav�w�ta�writh
<br /> Wnited vniuiom by jari�dic�ian to ca►ctiwte a aqifcxm ucurity it�cment coverh�teal ptvperty.
<br /> UMPORM COVRNAM'3. Ho�mwa'�nd l�a�der wvawot�nd a�roe u foUow�:
<br /> 1. P�ywent d PtiACip�l�d I�terati h'�PU�t�d L�Ee Cb�rp�r. Bamower�II P�AUY P�Y wl�en due�lie �
<br /> ip�of ud intaest on Ua debt evidericed by tbe Note and�nY p�'�P�Y�t and luo chvges�e under the Nde,
<br /> �Z. 1+hnd�tor 71�xa�ad laa�r�aoe. Subject w�ppUcable law or w�written wdvcr by Lender.Bomower tlult pRy w
<br /> l,cndor on the day monUilY WY�u arc due under tbo Note.wnil tho Note Is pnid in full,a aum("Funds")for;(s)Y�Y .
<br /> tuces�nd�smama whlch�ruy�in priaity over thie Savdty Inswment as R Ren on�he Prope�ty:N)Ye�rly kaiehald
<br /> p�yments a� �ra�uad �eots oa �he P�openy, iP�ny: (c) YeattY Mr��d a P�P�Y insunu�ce piremiums; (d) ye�rly ftood
<br /> fosiran�;c prami�mas, if�n�,(o)�rearlY ma�R�o ina�uanoo Pnemiu�r�s.if�qy:and t� �ay suass piY�ble bY Bortowcr b
<br /> l.ender.in acoo�dtaioe with tl�o p�urisians of pw�agr+�ph 8.in lieu of Rho pey�aent o[n�tga�e ineunu�ce pamium�. 1'hete
<br /> i�ems ue c�llod"Fx�row ltems." I�ender nW►.at any�imc.oolla.�t md AuW Hub�wa�n smount not to oxaod thc•�nbamn
<br /> �mount a lende�r fat a fodd�lly�elwtod mort�ga loan�y roqu��o�'ur�o�rower�.$ycr�w �t.ut�der ihe�for�lq�l ftal
<br /> EstAto Sealen�u Ptoadura Act of 1974 ds�rixnded f�an ame w dnnc,tt�U.5.0 4:k�l ar s�V•("ItESPA"),uq�bs�aratha
<br /> I�w tluit applies to tho Ei�nd+se�s a kssa'xr�nuil. if so.�er mA��r�a�at�uny;tiine�collect and holal��u�1 ia an atndunt nof W
<br />-- _- -- _ �;:�LL3 tl�t !..-�=r�.�s�»- !-��; cs'�m!ww � ama,�of�unds�due oa the basi� of�CUmrlt dw�nd?�on�bb
<br /> eatimues of expendiparcs of fut+u�Escrow Itema or athenti•ia�in sccordancc.wilh wgplicAbk law. ; . -
<br /> The Ruids �haJl bo heW in an institudon whose deposits are insurod by� Qed�-�al.ugency.iosorumaitality�ar entity
<br /> (including Lendcr.if Lcnder is auch an insutudon)or in any Federal H4i�Loan Banl�. l.ender,b0�a1�s�ply the FUnds w pay •. ,'
<br /> - 1he E.gc�nw Items. L.cn�er may rwt charge Borrower for holding and applying tlic Funds.erinaa�lly nr�alyzing tho eacrow :' ',
<br /> accoun�or verifying the Bscrow Items. urtless Lender pays Borrowe� inte�st an the li�nds�dqaii uPp➢icable low pcanits . .
<br /> t.ender to mal�c auch a chnrge. However.Lender may require Barc�wer to pay a one-tlme oharge for an iadepender►t real
<br /> eswtc tau roport�n8 service uscd by Lender in connection with this loan,unlesa app!lcab4q lew provfdes otherwise, Unless�n
<br /> agneement is nwde or s►ppiicuble IAw requirea intercst to be paid,l.ender stiall nut be�ec„�ired to pay Barower any interest or
<br /> earnings on Uie FLnds. Borrower and L.ender may egree in wridng.however,lhat interest shall bc paid on 1he Pupde. Lender
<br /> nhall give w Borrower.without charge.an a�uroal accounting of the Punds.showing credits and deb�ts co�he Flmds and rhe
<br /> - , purnose for which each debk to the hbnds was mrde. 71ie i�nds�ne plalBed+�a add�donwl sawiry for all sums secwnd by
<br /> —-�- �s Sxuriry Inswmen�
<br /> If ti�e Fvnd�heId by[.ender cx�i iiie antotints pcnttitted to be held bY apA!'stsble lnw:Lender ahall account to
<br /> �-K�:��S�� 6orrower for the excess FLnds ln accor+dance wfth the reyui�menu of applicable law. Ii the amaunt of Ihe Funds held by
<br /> L.ender ut nny time is not aufficient to pay the Escrow items when due,Lender may so notify Borrower in writing.and.in
<br /> :;� -- such case Bomower shall pay to l.ender the amount necessazy to mnke up the deficiency. Borrower shell mvice up the :
<br /> deficfency in no more than twelve monthly payments,at l.ender�s sole dlscretion.
<br /> Upon payment in full of all sums secured by this Secu�ity Inctrument.l.ender shall prnmpdy retiu�d to Botrower any
<br /> Funds held by Lender. If.undcr pamgraph 21.Lender ahall acqulre or seU the Property,I.ender.prior to the acquiaition or
<br /> sale of the Propcity, sh�ll apply nny Funds held by L.ender at the time of acquisidon or sale as a credit against the sums
<br /> �•• secured by thie Security[nsuument. ,
<br /> •,,. 3. Application ot Payments. Unl�ss upplicable law provides othenvise. all paymente received by Lender under
<br /> :'�� , i paragraphs 1 end 2 shall be applied:fir�t,to any prepayment cherges due under the Note;second.to umounts payable under
<br /> - � paragraph 2;third,to interesl due:fourth,to prineipal due;nnd last,to any late charges due under the Note.
<br /> " � •`�,�'t•� '�� • 4. Chprges; Liens. Borrower shall pay all taxes, assexsmen�s, cherges. fines and impositions ataibutable to the
<br /> • •t�;�,< f --
<br />;j, :,.,. . propeRy which may at�ain priarity over this Security Insiniment,and knsehold paymenrs or ground rents,if any. Borrower
<br /> • �'�• I shall pay ihese abligatinns in the manncr ptovided in paragruph 2,or if not puid in that monner,Borrower shali pay them on
<br /> � ','� ��•' time directly to the persun owed pAyment. Bo�rower shall promptly fumish to Lender all notices of amounts to be paid unde� _.
<br /> "i��;::� �-� this paragrnph. If Borrower makes these payments directly.Borrower shnll promptly fumish to Lender receipts evidencing __
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<br /> ' , . �:,,tl,. ��,r �:• the payments.
<br /> . � �•,�; ,��,�x.:;,;; Borrower shall promptly discharge uny lien which has priority uver this Securfry Instrument unless Borrower.(a)agrees _
<br /> '�`!< _"����� in writing to the payment of the obligation secured by thc lien in a manner ncceptAble to Lender,(b)contests in good faith ihe
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<br />�_t a�+wa.w,: lien by,or defends against enforcement of the lien in,legal proceedings which in the Lender s opinfon opernte to prevent ihe —
<br />°`:•� „�;�,,t;;, enforcement of the lien;or(c)secures from the holder of the lien an s►greement saticfuctary to Lender subordinating the lien
<br />:;����. ,G� to this Security lnsqvment. lf Lender determines that any part of 1hc I'ropeny is subject to a lien which may attain prioriry
<br /> �:,���"' �,�'_ , over this Security Instrument.l.ender muy give Borrower u notice identifying the lien. Bomowor shall satisfy the lien or take _
<br />.�y�. ;•���z,,�'�.,.;}_�.:Y�, . one or more of the actionw eet forth nbove within 10 duys of the giving of'notice. --
<br /> `!k�� �� '� • 5. Nazerd or P►ope�ty Insurance. Horrower nhall keep the improvements naw exis�ing or hereufter erected on the _
<br />•�ir•, ��� � •� � Propeny insured against loss by fire.hazards included within�he terrn"extended coverage"and any other hozands,including
<br /> •,'_;; ;�y';;•���_,._„ .; ,-. flc�ods or f'�aoding, for which l.ender requires insurance. This insurance shull be maintuined in the amounts and for the =
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