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<br /> , Toa�fl�A�wnH.0�.t�rOwn�ew.o�►ur�w..rks u�a aa ni..pape�r,•aa.0 e.�a�M..,�. . -
<br /> -- -T �._ - �.3tltiUiratROweietYcrwSiork c+f� ` 'i . ` •_"""i�L�tttsd��t�sc�w�-;c..+v;-c:�a��_:�_-.�- - '
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<br /> AORROWBR C�OVBNANTS eh�t Barnwer i�lawblly�iced d db e�ta ha+eUy oonvayed�nd hs�die�isht to�at .
<br /> �- �nd c�nvey thop�y md tluu�ha Prcpaty U w�nr�ba+ed�w�oept tor axumMnoes ot recanl. Bo�rower w�rhnn�d
<br /> wlll defrend�aie�Nl(y ttie dtb�o t6e Pfroperty yaiiat�q ci�u�ad de�r�cb.wbjxt to rpy�d noard .
<br /> T�p4 SBCURR'Y AIS7RUM�M' caa6ina� adfam coven�nti ta n�tiand we aid na�-ud0arm ouvau�nls wL6
<br /> litnited v�u�tioao by jwiwUctlan wcoowtlw�e a udform�ecurity i�utrument wv�vting tral Wopelty. '
<br /> UNIPORM C�UVSNANT3. 8ortnw�er md t.a�d�a c�ovau�nt an�!�q0�u f
<br /> i. r���d t�et�ctpu.w t�:PreanM.�+���e cbw�.s.���hAli promptlY P�Y wba►aw�s
<br /> piriac�l of and intaeat aa the debt evWa�oed by�he[Vooe md mY Pra�qmau imd Wc ch�rga�dod undar the Nolu.
<br /> �ad��a''tl�ua�d Imiaraac�. Subject to+�Pp1 laM or to�written wdver by l.eader.Bamowec eh�U py tu
<br /> I.endar oe rbe d�Y��Y WY�ta uo due uader We IV�wuil tho Nae i�p�id in f�ull��sum("R�nd�")for:(�)YariY
<br /> wcei�ad+usesWnenta which m�y�tt�in priaity over Ud4 Secudty Iruaiur�a�t�s�lien on tUe �
<br /> �Y (b)Y Y..
<br /> � � ground�rnt� on the Pmpaty, if�ny; (a) Ye�rlY h�r�M or propmty inwranco �xemiumst (d)Ye�ly M�ad
<br /> p�emiume� if anyr: (e) Yw*1Y mort�s8a insnrnnce pnmiums.if Any: �nd (�anY �� MY�ble by Honaw�er to
<br /> Lrnder,in ucoM�u�ce wlth the pmvisions of p�u�gn�ph 8�:n lieu of thep�yment of mortg�ge insurru�oe prr,miwas. 71re�e
<br /> items aro c�Ued"Fsrnow Items." I.cnder may.at any tima.colkct and hold Ha�de in an amount not w excea!GIe miucimum
<br /> unount a lenda for A falerally nlpted martgago loan may requiro for Barowerla ascrow�count undar the fcdcr�t [te�l
<br /> Isstuo Settlomen[�Proce�a�es Mt of 1974 as Ama�de�from tlme to dme,12 U.S.C.;2601 e�seq.("RESPA").unless�rwt�r •
<br /> I�w tMt�ppliea to the E�nda mets a ksser amoun� If sa Lendar may,at any tlme,collect And hold Fun�W�aa�mount not to . �
<br /> caceod the les�er amoum. .La�der iav esturute dx maoupt of Ponds due on the beale of a�urent d�tct �pd rouon�bls .: =�:'_
<br />---- - SaWqaUps of expendidt�Cs of tutw+e Esc�arw Items ar o9me�wise in accardance with applicable law. �� . : ,, ;�
<br /> The Funds �1�(1 be�kl in an inuituNon�aflrcesc�deposits uc insw�ed by a fcdar�l agenaY, insb'ua�at►taliEy.or eatltY'�.:;';, ,:',:.',:;
<br /> �;: �(inciuding Lemder,if I.�endev ic sush an iastituuon)¢a�iA a�y F+ederal Home Loan�ank. Lender aheal appl�y•thc Punds w pay � ��..
<br /> ' - �e�scrow Items. l.�ntler may not churge Bomowc�fot boldin�tmd applying Ihe�nds s�nually'a0alyxing Iha escrow , � ��
<br /> ::{� �. uccoun� or verifying tfie�.�crow It�ms, unlesa Lrn�cr pay¢ B�rn3wer lntexest on the Hmds and epplictbte IaW pamuta . �.�
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<br /> .;;;, �.mKler.te►matce suc11 a charga However,R.ender may rcquue�arsower to pay a one-t�me charge far an Indepa�dent�eal'. ,
<br /> :`:;r � ' estate t�ac�cporun��ervi�e used bty L�ncler�n conneccion with thia doan,unless applicable law pravides otherwlse. Unleas a�t .
<br />-''r: '-_ , ay►roe�ixru is made a s�pplicabk law'�lquirea interest to be paid.Lender shall not be rcquired to p�y Horrower eay interest ot , .
<br />��"'�'" carqings on�the F1mda. 8orrower and l:ender may ngree in writing,howeveq that inte�est shall beps�id on tha Flinds. Lender '. _
<br /> � . shall giv�id Horrower.without chArge,an annual accountln�of the Funda,ahowing cralits and debits to the FLhde wnd tha
<br />-:'� ,,,; ' , PutpWe�ior whi�h each debit to the Flmds wxs qwula. The FIuMs are pledged ae addidonal socudry for all aums secuerA by
<br /> ` �i:t; ' : 11»t StCiu�ty]olstfUmCllt. �
<br />-'-���` — ::_h,� it iiie Fwnt� he�d by Lender excccd �he amaunls permitted lo be i�id by appik:a6la iew� I.cnder ehall acCOUnt to
<br />�`;�• Bolrawer for �ha excess FLnds in accordunce with the requirements of applicable law. If the amount of the FLi�ds befd by •
<br />-•?�.'?� �;;.: L.ender�t any rime is not sufficient to pay the Escr�w Items when due,L.ender may so notify Borrower in writing.�nd.b
<br /> 14""� such cese Bortower shall pay to Lender tha amount neccssary to meke up the deficfency. Bormwer shdl make up the
<br />___ de8ciency!n no ma�e than twelvc monthly payments.at L.enderg sole discretfon.
<br />..��* Upon payment in full of all sums securcd by this Secu�ity[nsdument.l.ender ghell prompdy nefund to Bomower any
<br />'' Funds heid by l.cnder. If,undcr p�ragrnph 21.Lender shall acquire or sell the Property.I.ender,prior to the Acquisition or
<br /> sale of the P�nperty,shall apply uny Funds held by I.ender at thc time of ocquioitbn or sale w n credit�inst the wms
<br /> secured by�his Security Instrument.
<br /> " 3. A�plk�tlon o�Paymenls. Uniess applic�ble law provides otherwise, all payments received by Leader under
<br />�; psuagrnphs 1 and 2 shall be applied: f i�xl,to any prepuyment chorges due under the Nac;second,to emounts payable under
<br /> r paragraph 2;thW,to interest due:faurth,to principal duc;ond last.lo any late ch+uges due under the Nae.
<br /> �-'` 4. Cba�ess; Liena Borrower shall pny all taxcs,acsessments, chnrges, �nes und impox�tions atMbuwble to the
<br /> � Property which may uttain priority aver U►is Security Instrument,and IeaFehold pnymenls or ground rents,if any. Bomower
<br />'�'� � • shall pay these obligations in the manncr provided in paragraph 2.or if not paid in that munncr,Borrower shall pay�hem on
<br />_ ,. ' . ,�•.;".
<br /> . .,�;;��,�,., �� - time directly to the person owed paymem. Borrawer shall prompdy furnish to Lender ull notices of amounts to be paid under
<br /> ,;�...-., •_ �.�',;! this paragraph. If Bornower makes therc paymenls direcUy,Bomower shall promptly furnish to i.endcr neccipts evidcncing
<br /> � ;,u�`, �he men�s.
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<br /> �• ���'`•�,•. , �;��'•'�� Borrower shall rom tl dischar e an lien which hos norit over this Securit Instrument unless Bomower:(a)a rees
<br /> �: ..��� ,. 3 P P Y S Y � p � Y Y 8
<br /> "�;��. �"';�;k�',: `'(y, in writing to the payment of the obligalion secured by the lien in a manner acceptable to Lender,lbl contests in good feith the -
<br /> - `��'�� ` � y uguinsl enforcement of�he lien in,legul proceeding�which in Ih�l.ender's upinion operate to prevent the
<br />,;��_. :,,,y:: ;.. . ' �•,5 lien b ,or defends
<br />,; ; ;��, �,.�;��'S enforcement of the lien:or(c)secures from�he holder af the lien an agreemem sa�isfuctory to l.ender subordineting the lien
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<br /> �� '`r.•� �►j,;,, to this Security Insaumem. If Lender determines thot uny pnrt of the Property i,subject to u lien which may nttain prioriry
<br />.`:���.. ':',K' • '��'�<�"• over this Securiry Instrument,Lcnder m;�y give Borrower v notice identifying thc lien. Borrower shall satisfy thc lien or toke
<br />"'��•• � •. >`;;��;; one or more of the actions set forth at�o�•e within 10 duys of the giving of notice.
<br /> . •",��..: �. S. Hwrd or Pro p Pr B
<br /> `h. �� Pro n insumd a umst lo�ss�b fire, haznrd Bn luded w thin the termm x endedn�overa e%and un rother hnznrds,�includ ne
<br /> ` � '}','r: fload or flmding for which Lende�require, insurance. This insurance shall be malntained inythe umounts su►d for 1he
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