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<br /> Ml1 ll�tale1110�Y ar INI��IIIr�P�M d Wt p�op�t�r. A11 na�l�ql�wlq Md�ddld0a�11�11 tlM 6r�OCY�NMd 1►��- ,.
<br /> iM�wned. All d tbe tol�ot�M�ferrod to In d+ie Steqrity li�nn�ait a�tha"Prapetty," '
<br /> BORROW6[t QOY8N�N7'S�t B�x is I�wlW1y�ei�aA orlhe enAta hmet�r oonveyed ad hiu the�l�fit ta p�nt
<br /> aod oarvay the �nd tbat the Piopaty is m�enaumbered,e�tor�of rocad. Hw�awer warmnn�d • ..
<br /> �de�md�e��titb 10 tbe P�npaty�nt�11 c1Yn�and denw�d�,w6ject b rny ana�nab�noe�d rooad,
<br /> '1'�3 1P.CIJRti'Y INSTRUMEM'cambiaes wiiform oovcnanta !br aedtottnl aee and non-+mi[orm awenuM� wlth
<br /> IindUd rari�tjaor by jmi�diotion w oo�atitata R upif'uru��ecurlty�t oov�it�retl propeAy. ,
<br /> UNUaORM CJOM1/�1ANT3. Bonower�ad T.enda'ooveru�nt�nd agroe�toNows:
<br /> 1. !1�of lrMaip�l�ad IM�ra�ti 1'�p�9meat wd Wue�lu�a. Bornwuer thwU pomptiY P�Y wba�duo tia
<br /> princ of aund�an�he debt ovhkeoed by dw Note aad sny Prepa�Ymeat and I�te chtil�ea dua w�a t6e Noto.
<br /> �t►bad�ta�7iuces aed Iawnnc�. Subjoct w applic�bie 4w�a to�wripa�wdva.6y La�dar.Bamwer sINU MY� �
<br /> l.a�der oa tho day monihlY i�S'�ts u�e duo t�nder the 1�iotc.uot�ie Nok is p�id in fi�l.R wm("ii�d�'�tar:(�)Y�Y
<br /> wces and wesWnenu►wAich may utnia,pdairy awer dus Sawity L�ns�t as a lien ao d�e�opaty:(b)7a*�y Iwdaid
<br /> paynta�to or ground teats an tUe Pt�apetty.if aoy:(c) Yea�fY hannd ar ptopetfy itlwr�tnce p�emimm: (d1 �Y� ,
<br /> i�unoce p�niuma. if auy; (e) 3rarly wan�e in�uraoce pnea�iums.i(�o�,�od(�aaY � P�f�bY �
<br /> I.aideir.ia�000�lanoe with tde p�mri�ion�of p�ph&in liea d tbe p�ymait of moA�go insura�w.e p�si�. 'Ititsa
<br /> itcros arc c�uea"Eunuw ttara." l.enaer may.at�ny ame.eouat ana noM��in.o aao�rn na oo exaea urc..ximwn
<br /> ama�ot a IaMer far a foderally rel�tod rao�ge laa uuy rcqui�e far BarmMrerl�escm�v a000�a�t w�der t6e �ade*d Ral
<br /> F,sate Sdtlemrnt Pnooedurcs Act of 197A u�o�ded from time W time.12 U.S.C.�2601 ct stq.("RESPA"),m�less aiotl�
<br /> ,.,Isw tlMt applia w the Fiuds seu+�lessa'a�nauat. if so.I.a�der may.at aoy tlme.collect aod IwW Ei�ndt in aa�umuot not W
<br /> —_ --� — ' . � ra�t��! itt�ti�3i�x�tu. Lai�CSC c,�ay e� the :urun�t ef Rt�s d�e oe the b�.is af cus�r�R dafa Bm9��uo�ab� -
<br /> ' ���� aqa�atea of expa�ditwrs of fupu�e F•cenuw Items ar atherwise in�eeandmcx with�pplie�bk law.
<br /> i�' 7Ue P�Ma ahall be heW in an in�tution whose ts �e inwrod b a fiederal a c
<br /> �P� Y 8 r►cY. instrurt�a�Wity.ot tY
<br /> •' (fncluding La�der.if L.a�der is such s�n institution)�in my Fe�nl Homa I.oan Banlc. Lender shaU�pply tde Fimds W WY
<br /> the Facmw Items. i.ender may not ehiugc Barowrr fa halding and applying thc Ru�da.annually at�alydng tbe eacrow
<br /> aocoun�a verifying We Escrow Itema. unless I.ender pays Borrower interest on the Cands and applic:c+ble law pem�it�
<br /> I.adu w mare such a charge. However,I.ender may roquine 8mrowa to pay a one-ame chuge far�n iodependent real
<br /> esnte taz repo�ting savjce usad by I.�nder in connocdon wlth ti�is lam,unless applicable law pmvldes ad�ervvlse. Ualesx sn
<br /> agroe�aeat i�m�de or applicable law roquircs interest to be paid.Lender shall not be rcqui�l tu p�y Bmrowu�ny iruerest or
<br /> em�inga an the Rmds. Bornower and Lender may ag�e in writing.however.that inte�eat shal be paid on d�e Punds. Lender
<br /> shall give W Bamwer.without chuge,an ennual accounting of�he P�nds,showing crcdits sud&bits ta tha I�nds aM We
<br /> pwpoce fa v►fiich each debil w the Funds was made. The Pondc u+e pledged as addflio�al security for tll sums�ecl�tal by
<br /> - ttic Str�r�ty fts�ut�t. '
<br /> If t�ne Rmds held by Lender exceed Uie amounts permitted to be held by applicable law. Lender sholl aCar�t 10
<br /> _ Barrow�r for the eacess Funds in accoidu�ce wi�h the requirements of applicabk law. If the amount of the Fund��i�eaul!by
<br /> . , I.4mdcr at any ti�ne is not sufficient to pay tlie Exrow Items wi�en due.i.e�der may so notify Borrower i�o writing.aad.in
<br /> ..auoh t�.ge�otrower shall pay to Lender the�mx�unt necessary to make up¢�he defkiency. Borrower s�all make up the
<br />- ' �ticiency in no mo�than twelve monfilY�3'ra�ents,at[.cnder's sols discrctlon.
<br /> Uipon payment in full of all sums secured by IAis Security Inswmen�Lender shall prompUy refun�to Botrower any
<br />_ .' Flarwl.c 4icW by Lender. If.under para�rnpb 21.Ixnder shal!acquire or sell Uie Property.Ler�rJer,prior'tb Ihe acquiaidon or
<br /> � sake o9'the Prnperty.sh�ll apply any Fu�ds he0d by l.ender At the time of acquisition or sale as a credit egeinst thc sums
<br /> , ' seeored by�his Security Inswmem.
<br /> • ' 3. Applkatbn ot P�ymenls. Unless app�iwuble law provides otherwise, all payments receiv¢m 4�y Lender under
<br /> � � peragnphs 1 and 2 shall be vpplied:first.to any prwpayment charges due under Ihe Note:second,to amounts payeble under
<br /> parqgiaph 2;third.to interest due;fouAh.to principal due;end Iast.[o any late charges due under the Note.
<br /> 1. Ch�es; Lieps. Borrower shall pay a11 taues, sissessmenls, charges, fines and impositions attributable to the
<br /> Prope�y which may attafn priority over ttiis Security Inswment,and leasehold payments or ground rents.if nny. Borrower
<br /> , shall pay these obligations in the manner provided in pwagraph 2,or if not puid in that manner,Borrower shall pay them on
<br /> . tjme di�ecdy to the pc�son o�ved payment. Borrower shall promptly furnish to Lender ull notices of�mt+xonts to be paid under
<br /> this paragtaph. If Borrower mekes these paymen�s dlrecdy.Botrower shall promptly fumisfi to Lende�receipts evidencing
<br /> the payments.
<br /> . '+��•S� Borrower shall promptly discharge any li�n which has prioriry over this Security Tnslrument unless Horiower:(a►agrees
<br /> %�`�;'`� in writing to the payment of the obligation securecl by Ihe lien in a manner uceeptable to Lender:(b)contesl,g in good tuith the
<br />_ • lien by,or defends aga�nst enforeement of the Oieo in,legal proceedings which in�he L.ender�s opinion�grer�te to prevent Ihe _
<br /> onforcement of the lien;or(c)securcs irom the Fwtder af Ihe lien an ugrecment s�tisfuctory to Lender s�bora�inatins tFie lien
<br /> to this Security Inslrument. If Lender determin�s that any part oi the Propeny is subject to a lien which may attain p�iority
<br /> ��-••��•-�� ove�this Security lnsdument,Lender may give Borrower a notice identifying Ihc lien. Borrower shall satisfy the lien or take
<br /> �� one or morc of�he actions set forth ubove within 10 duys of the giving of notice.
<br /> - ���}~� S. Hazard or Property Iosaronce. Bnrrower shall keep thc improvements now existing or hereafter erected on the
<br /> �--���'�`�� Property insured ngainst loss by fire.hazsuds iacluded within ihe term"extended coveragc"nn�any other hazpnds,including
<br /> '�`rfi:""`��`'�� flooda or flooding.for which Lender require. insuronce. 71�is insuronce shall be mnintained in the amounts and for the -
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