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<br /> - --- fnsMM eqw or 6w�siier � pri d t� qopwry. Aii mpi�ownrat� axi�iuor �ii�ii �ir�a t,o w-vired bj► tbl� �
<br /> --- I�MMw�R.iyli a�P�fa�c�q b r�FRnd�n io tbfe�ry ta�tnia�e�},�r i�c"Fa,�q+.' -- -- --
<br /> SbR1t�1WilR�OVBNAlV1'a dMt Doeio�wr�1�wfWiy MiMd at��,d aMMe h�rabY oorw�Yd atd 6�r tlis rl�bt to p�rlt�ei �
<br /> oonyey Ibe Pnap�ty Md tht tMe ltopaety i1 unaaa�a�ba+d.�cap'� tor aiauqb�noe�of reoord. D�evwa� wntmt�Md wYi
<br /> detend�eoorally twe tide to the P�opa�ty�ainn dl eWa��nd der�odR.�ubject w any�a�beaoo�ot eeoond.
<br /> TH19 SRCt1RITY MSI'RUMBNT oombiaer unifixro oovawits for n�llonwt we ad roauoifatm oovarat�wi�1 U�Wd
<br /> nri�tiau by juddiction to oautidcte a unft�etm�eaidry in�trumea�t ooverina r+ail propeety. .
<br /> iJMFORM QOV�IVAN7'S. Bono��td I�etider t�v�nt�nd ap�ee a followa:
<br /> t. h��t a�PM�dpd �si Iduwti l�'q�l�ae�t +�ed �te�'MRa. Bonower�IWI P�PUY pS� wheo due dr
<br /> priadpd ot ud intan�t an the debt evidcnood by the Note md say pro�ymau�nd lue chu�a due under the Nole.
<br /> 2.�tirM[or Tau�aed Ie�aNOa Snbject W opplic�bb law or to�wriuen w�iver by LeMor. Hotmwer shdl p�y w
<br /> Laxier on the day monthlY WY��+'�due under the Nute.unlll the Noto is qid in fi�ll,a wm("Funds'�for:(a)yevly tuo�
<br /> �nd at�aanenn which m�y�tuin pdority ovar thi�Sxudty InWmment as�Uea oa the Yropetty:(b)Y�Y�d P�Y�
<br /> or�cawd ra�is on Ihe Property.if any:(c)Yew�ly hqzud ar property in�urwoo pnrmium4:(d)Y�Y��Pm��•
<br /> if�oy:to}Y�Y��SA6e ineuranoe premiums.it uq�:a�d fi�+�Ir�PwY�by Bormwer ta I�endor.ia�oca�nco with
<br /> the pravi�ionc oi'pa�niph 8.in Itw of tha pqrmeat of ma�tg,�go ins�usnoo prcmiva�s.77�esa items ana cnlf�l'�►Itans,"
<br /> t,ader npni. �aay tim�o. oollect md hold Funds in�n�wa1 nat to exceod tde maxinwm am�at u lensi:r�;iu A fodewlly
<br /> rcJriod matg�W�n m�y roquine far Bamower's escrow noo�unt under the fedual Rcxl Estate 5daem�nt �f�oopc��rcs P�xt�of
<br /> 1974 ns Aoiicndad fron time to time. 12 U.S.C. Section 2601 e�seq. ("1tESPA"),unless�u+other f��'�App�ies ta�We'��nds
<br /> -- , sets 1 lcs:cr arttouM. It w�. ��en�i�+r��nY, �t a��y �ime, callect and hald Fund4 ia an arpau[�t au.t to e�ioeed the lisscr��xnvt��t. .
<br /> J L,ender may cstimatc 1he amount of Funda due on ihc basia of cument dwa and re�sonablo dtlmatea af expenditw�es of fuluro , �
<br /> F.aerow Itemss or otherwise in axordance wlth npplicable law.
<br />_=— The Punds ahell bs held in u� institution whose depoails uc insurod by a federal egency, Instrumentality.'a� e.ntlty
<br />_=- (including LeMcr.If Lrender is auch an institution)or in eny Federnl Home Laan Bank.Lctider s6a1�aPP�Y thC Funds to pay the
<br />•�� Eserow Items.I.ender may not charg�Horrower for holding and applying the Funcls.annually enalyzin8 Iho escrow accot��u.or
<br /> verifying the 8scrow Items.unless Lender pays Bomower intereal on the Funda and applicable law permlts Lender to make such
<br /> �ch�rge. However,I.endcr may requi�eorrawer to pay a one-Ume charge for an indepertdent roa!estete tux�eporting servioe
<br /> used by l.ender in rnnnectian with this loan. unless applicable law provides otherwise. Unless an agra.�nent is nwde or
<br /> applicablc law requirea intercst to be paid, Lender siwll not be required to pay Borrower any inte�st or earnings on t6e Funds.
<br />- Borrower and[.ender moy agrce in w►iting,hawever,that intemst shall be paid on the Funds. Lender shall give to Borrower.
<br /> without charge. an annyal accounting of the Funds, showing crrdits and debius to the Funds wid the putpose for wbich each
<br /> ' debit to the Funda was fiade.The Funds are pledged ax additional security for atl sums securod by this Security Insnumen[.
<br /> ; If tho Runds held by Lender excecd the amouats permftted to be hetd by applicable Isw. Lender shull account to Borrower
<br />-°"*`a for the exctss Funds in ac;cordence with the requirements of appliceble law. If the umaunt of the Funds held by Lender at any
<br /> — time is not suflicient to pay the Escrow Items when due. L.ender mey so notify Borrower in writing.and.in such cage Borrower
<br />----�•- shell pay to [.ender tho amount necessury to make up the deflciency. Bortower ahall maka up the deficiency in oo morc than
<br /> � twelve monthly payments,at Lender's sole discretion.
<br /> .,�.
<br /> —_= Upon payment in full of all sum� secur�ed by thi� Securiiy Instrument. I.ender shail promptly refund to Borrower any
<br /> ,� Funds held by I.ender.ff,under pnrngroph 21, I.ender shull acquire or sell the Property,[.endcr,prior to dte acquisition or sale
<br /> of the Property,shall upply any Funds held by Ixnder at the time of acquieition or sale as a crodit against the eums socured by
<br />_--=�-s this Securiry Instn�ment.
<br />"_'"e'9"� 3.Appllcation of Payments.Unles�applicable law pruvidcs othenvise,ull payments rcrcived by l.ender undcr parngraphs
<br /> ^��N°;� I and 2 shall be applied: first.to any prepayment churges due under the Note: second,to amcwnts payeble under paragreph 2;
<br /> �- ` thit+d,to interest due:fourth,to principal due;and las�,to any lute charges due under the Note.
<br />;��A� 4.Cnargesi Llens.Bc►rrower shall pay all texes,a.gsesqmems, charges, fincs und impositians uttributable to the Property
<br /> - -=___� which muy attain prfority o�•cr this Sccurity Instrumcnt. and Ic:►schold �+aymcnts or ground rents, if uny. Borro�ver shall pay
<br />_=s��• I these abligatians in the nwnner provided in paragraph 2,or if not paid in thut munner.Bormwer shall pay them on time directly
<br /> •���'}��.�" to the person owed paymern. Borrower shall pmmptly furnish to I.ender�II notices of umounts w be paid under this paragraph.
<br /> �� °`�` If Bonower rnake.v these payments directly, Borrower shall prompUy fumish to I.ender receipts evidencing the payments.
<br />`^�z,��C�;
<br /> "?ttr,wt.�' Borrower shall prompdy discharge any lien which hus priority over this Security InatPUment unless Bo�ower.(Al agrees in
<br /> �'i:-,=%� writing to the payment of the c►bligadun secured by the lien in u manner acceptable to[.ender:(b)cantests in good fpith the lien
<br /> �:_:_T�
<br /> � by, or defends agAinst enforcement ��f�he lien in, legal pruceeJings which in thz Lender's opinioa ope.r�te to prevent the
<br /> ;.�,;a;
<br />-�=;:;,.��^' mfarcement af the lien;nr(c)secures from the M�Ider of the lien an ugreement,atlsiartnn•t��I.enJer subnra�inat ng t e �en to
<br /> • this Securiry Instrument. If C.cnder determines that uny part ��f thc Pmpeny is,ut►jcrt t��a licn whid� moy�Itain ptio�ity aver
<br /> � • ' � this Securiry Instrument,l.ender mny give Bnnower•r nuticc iJrntifyin�! ihe licn. Borr��wer.hall>ati�tj•the lien ar take one or
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<br /> --'• more of the actiuns set forth above within 10 da�a ut'thc�i�•ing�it'notice.
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