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<br /> 'TpC3QfHFIt W17'H pll Ihe impmvemenU nc►w or herea8er crecled on the property,and all cusemem�,appurtcn�uices,
<br /> � �nd fixtures naw or het+eafter u p�t af ttu praperty. All replwccmcnta wMi addilians Khall al�o Ne rnvercd by�hi�Securlty
<br /> -_ -p, In�tuument. All af the faregaing Ir refemed ta in this 5ecurity I�ctnimenl�r�he"Propctly."
<br /> "'"� '��:' BORROW6R COVBNAM'S[hut Borrower is I�wfully�ciced of�he exit►ta hereby mnveyod and has 1hc�ight 1�Brnnt
<br /> ,, ` ='` and convoy ihe Property and Ihat 1he Propnty is unenoumbered.oacept for encumbmnces of recard. Bamwe�wurtAmr+u�d
<br /> .,,�;,,�y;;�r��� w111 defertd generally the�iqe�o the Peoperty Agwiost all claima und demwnda.�ubject to uny encumtsrances ot record. —
<br /> -"�"-'�� TNIS SECURITY INSTRUMBNT comhineg un�form c�venun�r fi,� national u� und nun•unifarm covcnonts wi�h �
<br /> — --�A�;r7 limited vuriationr by ju�isdictian�a conctilute u unifomn becurity ins�niment cave�ing real propeny.
<br /> -�-a�:u��.-._.••�-'.�'� UN[FQRM COVENANTS. Borrower w�d Lendercnvenant and ugree as failaws; ---
<br /> - �'a`°���-. : 1. P�yment o�PMncippl and Interesti P�WY�at w�d l.ate CbArQe�. B�rmwer shall promplly pay when due�he
<br /> �'"``��`��^ princi al af and interest an the debt evidenced by the Nae and any prepAyment nnd late chargea due nnder�he Note.
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<br /> __ �:,��,�: � �nds tor 7luces and incuranca Subject ta applicuble law ar lo a written wuiver by I.ender.Horrower shull puy ta —
<br /> - - - Lender on Ihe day manthly payments are due under thc Note,until thc Nate is paid in(ul1,u sum l"Fwid�"1 for:(ul yearly
<br /> -�� taxes and aucssments which msy attein priodly over this Secu�iry Insuument nx�Uen on the P►+apeny:(b1 ycarly Icur.chold
<br /> .--�:�:.'.�:'��' paymeats or g�ow�d rems a� the Propeiry. if uny; (cl yenrly huzurd ar property iosurAncr p�neauums: (dl ye.aulY ilood -
<br /> "°`..:�.r,.�:'�' if un and lil s+ny swns paxable by Bomovrer to
<br /> -- �s�-�-��,.,,�' inwr�ce Premiums, if uny: le1 yearly mo:tgage insurance premiums, y:
<br /> ��. • .
<br /> =:_;-��.�i.�,:., Lender.in�cc.�ordance with the provision4 of prdrAgraph 8,in lieu of the paymem oi monguge insurarK.�e prrmiums. -
<br /> `-� items are called"Escrow Items." I.eader may,at uny time,rnllect and f�old Funds in an umowu not ta eareed the mu�cimum _
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<br /> _:..,>�' ,:.,.�;M+�, anwunt a le�der for a federally related moatg�ge loan may nequire i'or Barower�escrow s�ccoud under the federul Reul �_..
<br /> -°•°,• ;i;;;,�:r,a,;� � Es�ate Seqkment procedwes Act of 1974�s wnended from�ime ta time.l2 U.S.C.$2601 er stq. l"RESPA"1,unless ctnother
<br /> -� -_=��:;�;•,,;'J � ' �;� law U�applies to the Fwwla sets a iesser amount. If r+a.l.ender mny.at any time.cdlect nnd hnld Fund�in an�unount nat to � ,.
<br />-_�—°'+ ,�:;;r�;, � ` exceed the lesser amount. Lender may estimate the umount of Funds due on tAe basis of cument data u�t reawnable
<br /> m_' �;Y+{���,,`..,.,:} estimates of espendinues oi'futu�Escnaw Items or otherwise in uccordonce wi�h applics�ble law. �=:='
<br />�-�;'�� The k�da shnll be he1Q in an insa►ution whose deposits nne insured by u federul agency. instrumentality,ar entilK ____
<br />:;ti.ft '�c4i'.
<br />.,�:,t .,,,,,.t-:�:;,:,:,•:, (iocluding I.endzr,iF Lender is xuch an imtitution)or in uny Federel Home l.oan Bank. Lender sholl apply Ihe Funds to pay
<br /> � `S� the Escrow Items. Lender may not charg� Borrower for holding su+d applying the Funds. annually sinalyzing the escrow
<br /> �_;,i. uccount, or verifying the Escrow Items,uoless l.ender pAys Borrower intere�t an the Funds sind upplicuble law permits _:.
<br />.'°'-"x�n -';.�;�'•',,;;:,��'•� l.ender to mulce such a churge. However, i.ender may require Borrower to pay a one-�ime charge for an independent real _
<br />_;o ' •��� ;'��'•`k., . estate tax repu:iiug service used by l.ender in connection with this loun.unless opplicable luw pmvides o�henvise. Unless an ��'
<br /> " �.�`'''�fi���-•, ugreement is made or applicable luw requlres interest to be paid,Lender shull not bc rcquired lo pay Born►wer uny interest or ---
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<br />_.;�;:;��� ,�t�.'�: ;,., esunings on the Funds. Borrower nnd Leader may agrec in wnting,however,that imenest shall be paid on U�e Funds. Lender _
<br /> ''�� ' � "'- sholl give to Borrawer,without charge. an annual accounting of the FLnds,showing credits And debitc to the Funds and the
<br /> =+5?:,_ �'" t�i.;.Ii<<r'_"�'�_._, pwpose for which each debit to the FLnd�wa�mode. The Funds are pledged us additional security for nll sums secured by
<br /> �.�z'�"�""',,� : thic Securiry Inswment.
<br /> ��"t'. If the Funds held by Lender eaceed the amounts permitted to be held by applicable law.Lender zhall uccount ta
<br /> �,+,�; . , ! '_ Borrower for the excess Ptmds in accordance with the reqwrements of applicoble luw. If the amounc of the Funds held by ,,,,�
<br /> •?:;;, �;':,.�•.,•'. .�,;�)• Lender at Any time is not sufficient to pay the Escrow Itemti when duc,Lendcr may�o notify[3arowcr in writing,and, in �-��=
<br /> '�����!" "" � � such case Borrower shall puy to Lender the amount necessr.ry to muke up the cu�ficiency. Borrower shull make up the
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<br /> ���'''' � de�ciency in no morc thnn twelve monthly payments,u�Lender's sole di�scretion. _
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<br /> ��:`, Y ,;;y�i�z�.:;',:F•� ; Upon pnyment in full�f ull sums secured by�his Securiry Instniment,Lender sholl promptly refund to Bom►wer uny --
<br /> ,��,•,; ti�. 'z�±+�!1r. Funds held b Lender. If,under sua rn h 21. Lender tihall ucquire or sell the Propcny. Lender,�rior lo the ncquisition or �_ "
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<br /> ',,,:,��; . ��; :•�,' ` ' Rale of the Properry, shall s�pply uny Funds held by l.ender ut Ihe time of acquisi�ion or sak ns A c�edit agninst the sums
<br /> ;,�1j�'•�i{' � secured by this Securiry Instrument.
<br /> "•+�t�... 3. Applicatbn ot Paymeata Unless upplicable luw providex otherwise, nll paymen�s received by Lender under
<br /> nragraphs 1 s�nd 2 shall be upplied:first,to uny prepayment charges due under the Note: second.�o amountc�payable undcr �-L-
<br />- - ;:(i�•r��.:,: ;. �., paregraph 2:third,to interest due;fourth,to principal due;and last,to uny late charges due under the Note. _
<br /> y���� :i�"�.�',+''%,:,;.5, 4. Char�[es; Liens. Bortower shull pay all tnxes, asscssment�, charges, fines und impositions attributable lo the
<br /> 1��`j�'+'�! ' '�� properry which mny uttain prioriry over�hjs Securiry Ins�rument,and lenschuld puyments ar ground reots.if uny. Borrower �,,,,
<br /> ,�.��;•, .,''4:,.,,, ,� . .,.. �,;
<br />�:,��t�,f • 'r..'::};, shall pay Ihese abligutions in the manner pr�ovided in paragruph?,or if nut paid in�hnt mpnner,Harower shall pay them on _
<br /> -,,���:;;;, � ''' � �'�� time directly to the person owed pnymeni. 8orrower shall prompUy furnish�o Lender ull notices•�i am�unts to be paid under
<br /> , '��:, • this ara rn h. If Borrower makes these pavments direcily,Borrower shsill promptly furnish to Lender receips evidencin�
<br />,ii�t'i�:� ,:... ... P 8 p
<br /> �;• ^ ��• the payments.
<br />'`�`%�`,. -�T Borrower shall promplly discharFe any lien which has priority over this Securily Instrument unless Borrow•e�:la!agreea �
<br /> �-��'`�°i: �•' ' in writing to the payment of the obiigatiim tiecured by thc lien in u manner ucceptable to Lcnder,(b1 contests in good faith tE�e
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<br /> :±t .,.�, �� � ' ' lien by,m defends ugainst enforcement of�he lien in.legal prviceedines which in the Lender's opinion operate to prevem�he i_
<br />�`��;�:t��, '• '• ` enforcement of�he lien;or(c1�ecares frot��he holder of the lien an us.�eement sutisfactory to Lcnder subordinating the lien �;,.
<br /> ���.�,r�.�'; �;��� to this Security lnswment. Iff l.emder determines thaa aa�•pan of the Rnperty is subject to u lien which m•ry anain priority ,_p.
<br /> `�,s�:-:5�"-' �_' over 1�is Securiry Instruanent.G.�nder may give BoR�wer p notice identifying the lien. Borrower slull salisfy the liPn or take tr,.
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<br /> �l�+p,`:;�;. : �� one or more of the actions set iorth s�bnve within 10 da}•s of the giving of notice.
<br /> ,' ..,. Y;:�,�� 5. Ha�rd or Propertv lasurar+ce. Norroweo•hall kcep the improvements now cxis�in� �x herealler erected on the
<br />- • :-���•��a+;'"r�.. Propeny insured against loss by fire,hazarals included within the�erm"extended covernge"and any other bazards,including
<br /> . ; . ' �'�:('f�• floods or flooding, for which d.rrtdor reqaaeres insu�anre. 'I'his insurance shnll be mointuined ia�dxa Amounts and for the •�
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