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<br /> _- - 7�aa�77i�a a�mf f�e�SO�nn aow ar hars�la e�cua on el�r�.-iy.�na.0�..�a�aln���.
<br /> and Ncaaos novw a 6ero�faec�p�rt of dia Prop�Y• A!1��nd additk�ar�tw{i�iw be cr,verad by q1�Secwiry
<br /> laM�wne�N. All d'tbe ton�ai�h rohned to la thi�Secwiry Inpmr�oet a the"plroparty.”
<br /> BORROWBR COVBNAN'13 dwt 8a�mwer l�l�wfufly�ed of the eq�te ha�y aonveyed�uid tuu the rijht w�nt
<br /> �utd oonvey tbeProperty and thtt Iho Pto�ty u un�c�at�bere4 esoept far a�cumh�noes of neoord. ilonuwa wur�a imd
<br /> wW dateM Rawally dia dUb�o Ihe Piropaty�inst dl cuims�nd dan�nds,wbject to any encum6ranoes of�rcqd
<br /> nils s�CCUrtmr nvsTieuMBNT oon,wnes wdt«rA cove�u. r«nwtiomu we ,nd noa�waram coven�na wjth
<br /> lhnioed vMWans by jtaisdiction MeonsNtuee A ueifi�nm eecuriry inswment wverina real praporty.
<br /> I![�i1PORM C�OVBNAN'i'S. Borraw�and I.ender ooveaant and�ree u follows:
<br /> L h��e�t d Plrheipl�M INawt;Pre�,ya�eot a�d I,�ate Ci�sr=a. Bortower sIW!P�PU9 P�Y wha�fia�he
<br /> �uf and i�wa�at o�d�e de6t ovi�fencod by the Nae and wy P�P�Y�and We dwrga due uadu the Nae.
<br /> Fhr�tbr 7Yuer rud 1r�aNOE. Subject to�pQ1icabb law ar to a wtitten waivu by L.ender.Bormwa:hwll pay to
<br /> lra�eier an 1he d�y mqiMhly p�yma�ts are duo w�dar the Note.und�t tl�Note is p�id in iull.a aum('Funds")fcx:(a)Y�Y
<br /> tues�nd�u which may MWa piaity owr tl�i�Secvrity buuwnait a��lien o�the Ptope�ty:(b)YauiY Ieacehold
<br /> p�er�triund m�u oa tho Propaty. if�ny: tct) Yeu19 6��rd or property Insurance pnamiwns: (d) Yeu19 flood
<br /> ii p�aaiw�s.if any: (e)Y�Y��+�Sa � prantums.if anY: �(��Y�WY+� bY Borrnwrx to
<br /> l.a�der.in acoo�d�e with tbe provisians of p�u�gnp6 8.in liw of Wo paynxnt of mortgage insuranex p�emlume. 7'heso
<br /> iten�s�re called"Bccrnw Itans" l.eitda m�y.at�ny time.colloct+�ad bold F1uKis in an amount nat to exceed the muimum
<br /> mwuet a Ia�Aer tor�fedenlly�elatad matg�ge lown may �quine for BarrowerY escrow account under da tedor�l Rdl
<br /> Sst�to Seplenia�t Pnooedures Act of 1974 as amended fcom timo to time.l2 U.S.C.4 2601 et Jeq.("RBSPA"),unleas�nother
<br /> I�w thu applia to the H�nds sets�k�ser a�t�oun� If so.t.a�der may.at�ny time.colloct aM hold li�nds in�n amount not to
<br /> _� _� ract�!! tl�e !e!s�e!!lattsN. L!�c�!t m�y esNm�te rhe rv�mt of iLnds due on the h�i� of cument dw and masambk � -
<br /> esdmates of oxpendldues of fuhae Eu�row Items or ottiarwlse in accordance with applieabk IAw.
<br /> 71�e PbMs shaA be held in an inuitution whoao deposits uc insurcd by n federal agency. iasuurt�a�Wlty.ar entiry
<br /> (includL�g Lerder.ii I.ondcr is such an institution)or in any Fedarnt Home l.oan B�nk. Lender ahaQ apply the Funda to pAy.
<br /> tNe Escrow Items. l.onder may not ch�rge Bonower for holding wtd Apptying the FLnds.annually a�ulyzing the escrow
<br /> �ocoun� or verifying the P.scrow Items. unless l.ender paya Harower intuest on the ii�nds and applicable law pe�mita _
<br /> I.�nder w make such a ch�rgo. Hawever.Lender may roquine Barower to pay a one-timc charge Fur an indepeaknt rcal =
<br /> esute tax repoAing servlca used by Lcrider in connxUon with�his Iwm.unless applicable l�w provides wberwise..Unle;s an
<br /> --_ �g�nxrnent is m�de or applicable I�w requims inter�est to be paid,Lcnder ahall not be requirM w pay Bomower any intenst or
<br /> _-_- eamfngs an the Plinds. Barrower and l.ender may agroe in writing.however,tt�at interest sAall ba paid on Ihe Rlnda. [.endo�
<br /> ---= shW give to Borrower.without clarge.nn annual axounting of Ihe Nlinds.showing crcdits and debila to the Funds and the
<br /> purpose for which each debit to�he P+uxls w�m�de. Tha Fbnds aro pledged as additianal seeurity far ali;suma secureci by
<br /> tfiic Sccurity InstrumePt. •�
<br /> __ !f the Fi�nds held by !_ender cxcctd !he amounte ptr!nine� to M h�ld by a!q►licahle Isw, i,ender shall account to
<br /> -- Homower far the excess F1�nds in uccordance with Ihe requiroments of applicable law. if the amaunt of the Funds held by
<br /> - Lender at ony time is not sufticient to pay the Escrow Items when due.Lender may so ratify Borrower in wriUng,and.in
<br /> such case Borrower shall pay to Lender the amount necessary to make up the daffciency. Bomower ahall make up the
<br /> detickncy in no moro Ihan twelve monihly paymBnts,at Lender�sole dlscretion.
<br /> _— Uponpayment in full of all sums secu�d by this Secutiry Inswment,i.ender shwll promptly refund to Botrower any
<br />__-_-_-= 6Lnda held by I.ender. If,under parag�aph 21,Lender shall acquire ar sell the Property, l.ender,prior to tt�e acquisition or
<br /> - sale of the Property. shall apply any F�nds held by l.ender at 1he time of acquisitMn or sale as a cr�edit against the auma
<br /> �i°� secuned by thie Securiry Inswment.
<br /> -n—�--- 3. Applientbn ot P�ymenta Unless applicable law provides otherwise, all payments �eceived by Lender unde�
<br /> paragraphe 1 end 2 shall be applied:f nst,to any p��epayment cherges due under the Note;second.to amounts payable under
<br /> paragraph 2:t�ird,to intcrest due;fourth.to principal due;and last,to any late charges due undcr 1he Note.
<br /> 4. Chat�es; l.iens. Horrower shall pay all taxes. assessments,charges. fines and impositions atMbutable to the
<br /> -'� Property which may anain pr�ority over shis Security Instnimenl,and leasehold payments or ground rents,if any. 8orrower
<br />_.-,-_a shall pay these obligations in the manner provided in paragraph 2,ur if not paid in that manner,Borrowcr shall pay them on
<br /> —v� time di�ecdy to the person owed paymem. Borrower shall promptly furnish to Lender all notices of umounts to be paid under
<br /> ,_z,,,_�, t6is paragraph. If Borrower mekes these payments dlrecUy,8orrower shall promptly fumish to L.ender rcceipts evidencing
<br /> . _,e._ the payments. _
<br /> -:�v,,;,,, Borrower shall prcm�t��r discharge any lien which hes priority over this Securiry Instrument unlass Borrower.(a)ag�tes -
<br />��`�'��;��;' in writing tm the paymeat oi ihe obliga�ion secured by the lien in a manner acceptable to Lender.(�i ronteats in good faith the
<br /> ±�'�f:�`�'• lien by.ar defends against enforcemr�t��f the lien in,legal proceerlings which in the l.enderS o�inian uperaa�ro prevent the _
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<br /> '°�1+):c;A enforcemer+t ot the lien;oT(c)secuas•fram the holder af the lien an agreement satisfactory to L.ender subor�tinating the lien
<br /> �-�'�d-� to tMis Securiry Inswmeni. lf Lender determines thnt nny pan of�he Property is subject to a lien which may nttain prioriry
<br />_,,;,;;;;i� aver this Seeurity Insuumem.L.ender may give Borrower a notice identifying the lien. Borrower shall sadsfy the lien or take
<br /> ° '�Y:���7 one or more oi Ihe actians set frn7h above within 10 days of the giving of notice.
<br /> `"-" "�� 5. �9uvard or Property Iasuraace. Borrower shall keep the improvements now existing or hercafter erected an tFie
<br />"�:'�``� Property insured against loss by fire,hazards included wi�hin the term"extended coverage"and any other hazaMs,including
<br /> 'a�;��:,-� floods or�looding, fur which Lender requires insurance. This insurance shall be mninmined in Ihe amounts and for the �
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