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<br /> +iad Qta�n�ao�w ur beradle+r�pn ot pnopwty. AII�wd�ddYlor�tl atro Dr carir�d ba►��
<br /> 1�1�rwnerM:Ap o�dw foryolA�L�n��mit�aaiq 1�M�w�Nt a�Mi�'lio�q." ' . . °�'==
<br /> B�RROWI{R apVBt�lA1�l'S!�W Bare�Uw�er i1 hM�IW1y lnilOd 0('d10 MIM�Mhbz AOnM�yid Mwl hNt 1�N�ht b/frt
<br /> �nd�nvoy�he�ny�nd dW die Pb�ty h une�a�6aed.�oept tar rcm6e�as d�soai Banowet w�na�M�/ .
<br /> wi0 dd�nd'�ane�d(y Uie dUe a d�e Pr�openY+�P�na vl ci�i�a�nd detn�nds�wbjrot a�ay�a�Y�oes of rooard. �.
<br /> 'IHp! SFCURITY INS7RUMSM'boa�bin� wdfam aovaw�ria tor t�tioMl �e �nd noMw�ilbnn a�a�rwrM� wd�i ,
<br /> Wnited vartttiot�s Oy jutl�llctia�to coasHtute a tmifarm aecmiry in�bn�metu�n�ath►=�t�wopetty. .
<br /> irw�oWrf wveNAl�rrs. Bomowerana Lenderco�+awu.na.pee u ruuow,: .
<br /> !. hr�M d hi�clpd�d/densfi�7���L'w+rR� Barnwer tb�J P�PUY P�y wban dw ia .
<br /> p�ip�d uid intea+a�t cn tMc debt evidemcod by tho Note s�t anY p�eP+�Y���I�e dur�ta dua widet the Nala
<br /> ]. 1h�i�[or Ylu�a Rad IraMn�aca Subjoct to qiplicabk hw ar to�writla�waiver by I.enOer.Bartnwer�11 p�y a
<br /> I.ender an the d+�y�na�U�lY P�Y��a�due under the Nete.uad)�he Noto is p�id in NII.�wm("Rmd�")tor.(�)yeyuly
<br /> t�utcs�nd saestmrnu�which rtuiy audn pricKily ovet 1h1�Secu�humant as�liw on the Woperty:(b)Yeady MwuehMd
<br /> p�y�or�round mnu on the Property, if�ny; (c) Y�Y a p��Y i��'� Pro�wtw: ld) yeu�y t�ond
<br /> inw promiuma. if any: (o) Yeuiy mort��ge incur�u�oe premi�. if�ay: �nd(4 euo,X a�pyr�bie by Bonowrer w
<br /> l.ender.in ao�ard�nco wilh the prnvi�ions of pue�raph 8.io liw oi d�e ppra�ed af mo�a i�tw�ce pc+emivan. '[1ro�e
<br /> itcnu�u�e callod"Eccrow Nerns." L�ender may.at qy time.colkct and Aold ii�tKls in an anwuu ao1 p exccad We m�ucimum
<br /> amount�lender for a tedenlly �el�ted matsage lo�n may roquire for Barower�escio�r�coir�t mider tha kde�d ltal
<br /> Bw1c Seuknkot Phocodwes Act of 1974 as amendod fiom tane to time.l2 U.S.C.�2601 et up,("RES�►').unlaa�nomer
<br /> lx�r tl�t e�l:!K�n iAe iLnds re�s a iaser amouo�. U so.Lrender au�r.�t aay time.cdlect and hdd Fiuoda in ao ama�uN aot 10
<br /> cuxad the le�a�a�or�amr. Irader ma�r estia�ie ihe�nwwu of Wndt duo an the bu�is af cwreal dMa�uu�
<br /> epim�tcs of expaditwes of futunc�scrow Itema ar ahe�vrise in a�co�dance with applicabk law.
<br /> The R�nds slwU be held ia an institution wAose deposits w�c insurod by a fadenl agen�.y.insuu�np►Wjty.or eatitY
<br /> (including I.aKler.if Lender is such ao institutian)ar in any Foderal Home I.os�n Bank. Lender shW apply Ihe Pm�ds to pay .
<br /> We Fscrow Items. l.ender may not chs�rge Borrower for hoWing tand apply�ng the Rmds.annudlY aadyzin�ihe escrew
<br /> acc�oun�t.,dr verifying the Escrnw Items. unkss l.e�der p�ys Borrower Inla�est on the Rinds aad appli�able law pamits
<br /> I.epder�to make sucb a chuge. However.[.e�der may�q ui�e Bormwer co pay a one-ame chuge tor an indepaKlaK ra1
<br /> euate ta�c neparting servla used by Lender in cauKCtion wHh this Iwin.unlesc z licable hw qovida otl�wlfe. Un4xs w
<br /> er
<br /> agroement ia mwk or applicable l�w requires interest to be pAid�.rnder shall not roquired to pay Ba�ourEr�ny intaeat or
<br /> eunjngs on thc Punds. Bomowe�and I.endcr may�ee in writing.however,that intcrcst shall bc p�ddqu+�r hlmds. I.a�der
<br /> siwll give to Borc+nwer.without charge.an annual aceounting of Ihe PUnds.slwwing credits�nd debits ta 1he ii�nds md the
<br /> pu�pose for whic6 each debit to ti�e 1FUnda was awk. The Punds aro pledgod as�ddldon�l socurity for al!sums cec�ued by
<br /> �hic Sccurlty Inswrt�ent. .
<br /> , !f Slse Pttads hel� by Lcr.s.� ex� !!x �..'�;ot+nts pessn'srisd io !r_ !3tld by egplkeMr l�w, I!�1c�r �+MII accawint to
<br /> Borrow•er for the excea�Hmds in acca�lance wit9i ihe requirements of app�licn�k law. If the amount at'a�he Fu�ds hld by ',
<br /> Lcnder�►t any time lc n�suffictent to pay the�s�crow ltems when due�Lenckr may so notify BortoKleo in writing.uid�in
<br /> auch case Borrower shall pay to 1.ende�'�he•+u�ount nece�ury to mnke up the deficiency. Bomnwer ch�ll mAkt up the
<br /> deficier,�cy in no mo�e lhan twelve monthly paytaents,ut Lender�sale discnetion. '
<br /> Upon payment in full of all sums secured by ihia Security lnstrument,Lender shell promptly refund u►Botrower auy ,
<br /> P�nds held by l.ender. If,under parr�graph 21,Lender shall acquire or sell�he Properry.i.ender,priar/o the acquisilion or �
<br /> sale of the Pm�eriy.shall apply any FLnds held by L.ender et the time of acquisition or sAle ae a treel'ri st�ainst the sums
<br /> aecurcd by this Secudty Instrument. ' � �
<br /> 3. Appllcatioe oP Paymenta uniess appltcable luw provides othenvise, all payments received by Lender under
<br /> paragraphs 1 and 2 shall be applied:first.to any prepAyment chorges due under the Nae;second,to amounta payable under
<br /> paragraph 2;third.to interest due;fourth,to principal due;and last,to any late charges due undet the Note.
<br /> 4. Cbw^�es; Lieos. Bomower shnll pay ull wxes.asscssments.churges, fines and impositions attribuwble to the
<br /> Property K•hich may attain pdority over this Security Instrument,and leasehold payments or gnound rents,if any. Barrower
<br /> shall pay these obligations in the manner Rrovided in parngraph 2,or if not paid in that manner.Borrower shall pay them on
<br /> time directly to thc person owed payment. Bomower shall promptly fumish to Lender all notices of amounts to be paid undcr
<br /> this pa�►grnph. If Borrower makes these payments directly,Borrower shall promptly furnish to Lender receipts evldencing
<br /> the payments.
<br /> 8irrower shall promptly discharge uny lien which has priority over this Securiry Insuument unless Borrower.(e)agrees
<br /> in writing to the payment of the obligation secured by the li:n in u mcinner ucceptnble to l.ender.lb)contests in good falth 1he
<br /> lien by.or defends against enforcement of the lien in,legal proceedings which in the Lender�s opinion opemte ta prevent the
<br /> enfoncament of thc lien;or(c)secures from the hulder of the lien an agreement satisfsctory to Lender subordinating the lien
<br /> to this Security InstrumenG If Lender determines that any pan of 1he Propedy is subjeet ta a lien which may attain priority
<br /> over this Security Inswment,Lender may give Borrower a notice identifying 1he lien. BoRawer shall satisfy the lien or take
<br /> one or more of the actions set forth above wlthin 10 days of the giving oi notka.
<br /> S. Nazprd or Property Iesurance. Bonower shall keep the improvements now existing or hereaiter erected on the
<br /> Propetty insured aguinst loss by flre,hazurds included within the tertn"extended coverage"and any other hazar�ds,including _
<br /> floodc or 800ding. fot which Lender re,quires insurnnce. This insurunce shatl be maintained in the umounts end for 1he =
<br /> Ifiro J03Y 9/!0 IlwRe 2 oJo pages l
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