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202505118 <br />action filed by a creditor of Borrower, or the commencement of any proceeding <br />under any bankruptcy or insolvency laws by or against Borrower. <br />(e) Adverse Change. A material adverse change occurs in Borrower's financial <br />condition, or if Lender believes the prospect of payment or performance of the <br />indebtedness secured by this Deed of Trust is impaired. <br />(f) Insecurity. Lender, in good faith, believes itself insecure. <br />(g) <br />Events Identified in Note. Any Event of Default provided for in the Note shall also be <br />considered an Event of Default hereunder, as well as any other breach of any <br />obligation provided for in this Deed of Trust and/or the Note. The inclusion of any <br />specific item herein shall not be intended to create the effect of an exclusive list of <br />Events of Default. <br />7. The proceeds of any condemnation award are hereby assigned and shall be paid to <br />Lender and shall be applied to the sums secured by this Deed of Trust, whether or not then <br />due, with any excess paid to Borrower. <br />8. Any extensions or modifications of the loan granted by Lender to any successor in <br />interest of Borrower shall not operate to release the liability of the original Borrower or <br />Borrower's successors in interest. Any forbearance by Lender in exercising any right or <br />remedy, whether such remedy is provided for herein, shall not be a waiver of or preclude <br />the exercise of any right or remedy. <br />9. Any notice to Borrower provided for in this Deed of Trust shall be given by <br />delivering it or by mailing it by first-class U.S. mail, postage prepaid, unless Nebraska law <br />requires use of another method, at the Borrower's last known address as identified above. <br />10. This Deed of Trust and the Note which it secures shall be governed by Nebraska law <br />("Governing Law"), without respect to or regard to conflicts of laws, provisions, and the <br />exclusive venue for the resolution of any disputes hereunder shall be the County in which <br />the real estate subject of this Deed of Trust is located, unless the parties have agreed <br />otherwise in the Note. <br />11. If all or any part of the Property or any interest in it is sold or transferred without <br />Lender's prior written consent, which may be given or withheld in Lender's sole discretion, <br />Lender may, at its option, accelerate all amounts due under the Note and Lender may <br />require immediate payment in full of all sums secured by this Deed of Trust. If Lender <br />exercises this option, Lender shall give Borrower notice of acceleration. <br />12. Lender shall give notice to Borrower following Borrower's breach of any covenant <br />or agreement in this Deed of Trust or the Note which it secures. If any default, other than <br />a default in payment, is curable and if Borrower has not been given notice of a breach of <br />5 <br />