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<br /> — - �--- - TppBfHF.R W17H dl�he inqx�nveanenq naW at hercal'ter exectod an qie property.w�d all cacements.oPPwtauu�. �
<br /> �nd Bxdu�a now or he�a�tter t p�t of the property. All repl�oemaus wd additiau oh�ll�Iw be cova�ed by th[s Securlty
<br /> lraauma�� All of 1he forc�da�i�refe�ed co in thi�3ecurity Inpdument+w the"Propaty.•
<br /> BORROWFR CQVFIVAN'T3 th�t Barower is IAwfully seisod of the estate hercby conveyod�nd Iw:�he d�ht to�nt
<br /> �nd convey the Propa�ty�nd Ihat tho Property is uner�cumbe�d.ezcept for encumbnu►ces of ncard. Hornower w�nts�nd
<br /> wfll def'atd�eaeral�y tt�o dtk w the P�npaty��inct�11 claims and denwnd�.�ubjat w any encum6rancxs of rocord.
<br /> 71iIS SECURITY INS7RUMRNT combinca unifam covenants fa nntiaul use and aon-unifotm covannu witb
<br /> --:-�-----=-_�---� �-
<br /> limiled v�riadans by judcdic�ian to ooncdrota a unifmm c«v�ity insuument eove�ing rea property•
<br /> -�` - UNIF'a��V�NA�. Bo�mwer and I.endercovenant end agra as followa: � when duo 1he
<br />_�:;-�� 1. Pa t of Pdad �IIA IAllIYlRi P�'E�yRIlAI�Ild Lif!CII/�di. Borrower shall mPUY PpY
<br /> ; pdnci of�utd intenst an tho debt ovidencod by�ha Nwe and any propAyment and la�e cherges due under tt�c Nde.
<br /> ; � Fbad�tor 71wua Aad incurnaa. Subject ta Applicable law or to a�rritten waiva by Lender.Bonower shaU p4y ioo�
<br />-__� l.ender on the day moniMY PoYments are due under iF�a Note.w►tFl the Note is qaW in fuU.a sum l'Fwda')far.(a)Yearlg
<br /> _�_._� ____-�� tauces wra�ssessmems which may Wtain prlmily aver this Sec�uriey!�►slrwnent as a lien w thc PropertY:lb)Fearly IeaseAold _-;.
<br /> - p�ym�ewls or ground r+aqs on the Property. if any: (c) yearty {tr+z.ard or poperty insa�anee P'emivau: ld! Y�Y �
<br /> insuraoce p[emiwms.if any:(e) ycariy rt►oit$�ge iaswance pc�emiums.if aiqr: and(�an4Y �P�Y�by Borsovrer to .
<br /> I.ender.iuu ac�cadance with�he�xovisions of pu�graph 8.in tieu of tde p�yment d'rtwqga$e ins�era�e p�e�iums. 'i�ese •
<br /> - T items aure�sutled"Esaraw Items." a.endei may.a�t any dme,collect and IaW Fun�io an�not to execed the maximum ` ,
<br /> =�-�-�� Amou�u a Iender for a fede�.dly related martgage IoAn mey require fo�Borroa•er�esciaw account under the federal Real --_
<br />- -- - — Esuue SetUement Pnncedures Act of 1974 as amended from time to time.l2 U.S.C.Q 2bG1 e?sey.("RESPA").unless another
<br /> " - -- I�w[iiat appiics to�f�c Funcis sets A fesser anouni. If�u,i..C��cr msy,at any ume.collern andl hald Funde in on emount not to ., . _- -
<br />°- eacced U�e tesser amomM. Lender may estimatc thc w»ount of Rinds due on the basiy of cument data and reasonable �
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<br /> estimates of expendituresof future Escmw Items or otherwise in accordance with appUcable law. ---
<br />._�•�,� The Rinds st�all be hold in pn institution whose deposits are insur�ed by a federal agency,instnimentality. ar entity �
<br /> � -'. �.y�.,.'���u. (includMg Lender.if Lender is�uch an instiludao)ar in any Federtil Homc Loan Bank. Lender shall apply thc Funds to pay __
<br /> �� • 1he Escrow Items. Lender may nat charge Borrower Por halding und applying the Funds. annuully analyzing the escrow �_-
<br /> accounl. or verifying the Fscrow Items,unless Lender pays Borrower interest on the Funds and applicable Iaw permi�s
<br /> :��`� l.ender to m�lce such a charge. However. L.ender may require Borrower ta pay a one-time charKe for an independent real �--
<br />" ' v- :;� eswte laa reporting servfce used by l.ender in connection wlth Ihis loan.unlesF applicable Iaw provldes otherwise. UnleqS an
<br /> ;,%� �j'� • ag�eement is made or applicable law roquires imerest to be paid,Lender shall not bc required to pay Borrower any intcrest ar
<br /> y,. �, ����';�%�. eamings on the Funds. Borrower and I.endcr may agree in writing,however,that interest shall be puid on the Funds. l,ender �r'
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<br /> ;�.`���,,..,,, ��.,,,�,�;;� shall give to Borrower,without chnrge,an annual accounting of the Funds.showing cnedits and debits to the Funds nnd Ihe _
<br /> • ' R;k,'��'=.'' purpose for whioh eacb debN to tha Funds was made. 'Ibe FUnds are pledged as additional sccurity for all�ums sccu�ed by =
<br />- " � . thiR Security Instrument. ---
<br /> --��la�'���"o�:M��'•t:-�'� If tho f�nds hald by Lender exceed Ihe amoun� permiueil lu be LCId i�y epplicabie law. Lcndcr sha!! account to
<br /> � ;'`�� ��'� ' � r�� Barrower for�he excess Funds in necordancc wi�h�he reyuirements of applicuble law. If the umount of the Funds held by --
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<br /> � .��;c:�:' •:� '•'.�?;t}��>,;' Lender at any time is not sufficient ta pay the Escrow Items when due.I.ender may so notify Barower in writing.and,in �
<br /> ' '•.�;i;„����K�:4��M�'?', such case Bomower shall pay to l.ender the arnount necessary to mnke up ►he deiiciency. Borrower shell make up Uie
<br /> •������ *•'s��'��++�'��' deficiane in no more thu�twelve monthly payments.at Lende�'s sole discretion. �'-�
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<br /> ;, ;�;:_,;;,Z.-,y1:.d� .tt. Upon payment in full of nll sums secured by this Security Instrument,Lender shall promptly refund�a BoROwer any
<br /> '�' �-!••�.:,".t� �r` � Fbnds held b Lender. If, under ura h 21, l,ender xhall ac uire or scll the Pro r[ Lender,prior to�he ac uisition or
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<br /> :,-,,t=�.�•'�;,":.;;Z�r;� sale of the Praperty,sholl upply any Funds held by Lender at the time of acquisition or sale ns n credit against the sums _-�+
<br /> . ' . � � .�•;.. ;,*•;:, securedbylhisSecuritylnswment. ��!�/`�a�
<br /> � ,' '' '�.' 3. AppUcatlon of Payments. Unless upplicAble law provides otherwise, all puyments received by Lender under
<br /> �' �y:. . ; Y L_��_:
<br />_- �'.:��;;::,•';';i' paragraphs 1 and 2 shall be applied:fi�sl,to Any prepayment charges due under the Note;second,to nmounts payable under
<br /> ��',' Y ;'. . ,� ;"''`• ara m h 2;third.lo inkrest due;fourlh,lo rinci al due;nnd Inst,to un Iste ch:u es due under the Note.
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<br /> • '' '''���' '''�'''' ' `':• 4. Ch es Liens. Borrower s ha l l a u l l laxes, u�sessments,c har es, f ines e nJ im eitians uttributable to the :�':
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<br />�'� ` ,�,�.���?y�.'��'������r<x Propany which mny at�efn priority over�his Security Instrument,wnd leusehold payments or ground rents.if nny. Borrower ,•
<br /> Y � i:':�+�i2�;+'�?:��;'^ ahall pay these obligations in the manncr provided in parugruph 2,or if not paid in�hut manner,Barower shall pay them an �`=�
<br /> fi•�� ,; ,I';;••<;�y5�S,y+s ,� time directly to the petxon owed payment. Borrower shnll promptly fumish to Lender nll natices of amoums to be puid under �,__.:
<br /> -. ',,".:, • ,,. iei;�•.�� ' this parngraph. lf Borrower makes these payments direc�tly,Barrawer shall prompUy fumish to I.ender receipts evldencing ��:
<br /> �•`r �:, +t�''' the paymen�s. .,�.�.
<br /> +`� t'F.y.. ', ` Borrower shall promptly discharge uny lien which hax prioriry over this S��curity Instn�ment unless Borrower:(a)agrees �-
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<br /> ;�. ��:,7j�.:�,,, , in writing to the paymrnl of 1he oblignlic►n ucun:d by the lien in u monner ucceptable to Lender,(b)conlests in guod fnith the �
<br />� ; .• .� �` �"�'��,:'.) •��:�'. lien b or defends A auGSt enforcement uf the lien in.Iegnl prc►ceedings which in the Lenderk opini�n operate to prevent�he ��_
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<br /> .,����;1��l�y�. >+ enforcement of the lien;or(c►secures from thc holder uf Ihe lien un Agreement satisfnctory to Lender subordinating the lien -_
<br /> �., ,�:`+ "��, ;a;{,;�,, : to this Securiry Instrurnenc. If Lender determines that uny part af the Property i4 tiubjeci to u lien which muy attAin priodty r:_�
<br />'--;4::,�: �,� ,�•:�;� ��, over this Securiiy Instrument,Lender may give Borrower a notice identifying the Ifen. Borrower shull sutisfy the lien or teke �, .
<br /> _ �•.r... ', �+�,,. �. one or more of the actions sct forih ubove within IO days of Ihe giving of notice.
<br /> `' 'F t' Jy ' ' ;�e� 5. HAZnrd or Qroperty Insurance. BoROwcr shall kecp the improvemems now cxis�ing or herenfter erectcd on the
<br />}ep � � �°'. . i�+�;t ... . Property insured nguins�loss by fire,haxurds included within the term"estended coverage"and any other har.urds,including
<br /> , �`-°'�i�`-�~,F!'r` floods or flooding, for wi�icl� Ixiak� requi�rs ineura�ke. Td�i, +nsurance shall Ix:maintaincd in the amounts and for the •
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