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<br /> � paiodr d�a l.rndw roquln�. 7be i�uaaoe ca�Pra�'i�d�e 6tiuraaoe dali be cho�s by 6om�wer�u a �ndarti --_
<br /> �ppoval wbicb�hall noR 6e wNwonably w�thheW. lf Bamower fd4 to m�inWn cove�e�e dMertbed�beve.l.ander m�y.�t
<br /> � t.a�decy optio�l,obaie�cavaa�e to pta�e�K L.ende�'L rishq in d�e�ty in�caordo�wlth p�apsph 7.
<br /> � Ml iawranoe poiida�nd�+mew�ls dnll be�ooeptabb w �nd dull include i�t�nd�M moet�a�e cl�u�ei�
<br /> ad�ll bsva ilie d�lu a botd tha policiea and n�new�le. U l.ender requiRS.Bon+ower,haU promPUY�ivo a t.cndcr
<br /> aP pdd pRmiumr uid�a�wal noNoes. In tho ovcnt of loes.Ba�now�er stiall�ive ppmpt aaloe to We inwru�oe c�ier and
<br /> L�eoAe�. l.a�dc.K may m�ke prouf of laas iP aot m�de prompily by Borrower.
<br /> °'-���_"�-`"' Unle�l.endar�nd Ba�nowar aherwisa�g�oe in wriUng,inwrm�oeproceed��hwli be applied w rostantion or of
<br /> n��Pro�y d�mt�ed� if tbe Kswratbn ar rop�ia economlcally feaulbk �nd Lenderts �ecurlty u not leatenod,It Ihe
<br /> on or �epair ie nat wanomicAlly fearible ar Lender'a security would be laccnod. the iruur�ncx prooeed�sh�11 be
<br /> _ yipUal to Ure wnw securod by tMis Security Inwuaiaw,vrUetha or not thea duc,witb any e�uxas paid to Bolrowcr. U
<br /> -� Bonowar abandon�the Propaty.or does not�uuwor wahin 30 days a adice fiam l.eader thu the in�uranco carrler ha
<br /> oflerod to�ule a cl�im.then Lctdcr m�y colbct tUc instv�ooc poce�. Leoder atwy ace tbe qoceeds to nepdr or recto�e
<br /> the Property or w pa�y�ans�acw�od bY tl�Sec�p�i�Y G�m�t.whel�er or oot lhai duo.Th 30�d�y perlod vv�U be�a wheo
<br />--9� d�e aotice b given.
<br /> Unle�s LeMler�nd 8armxer othcrwisc�gnoe In writu'�,ainY ePPlie�ition of proceads to ptincipal sbAU not extad ar
<br /> poatpoae the due d�te at the mo�thly W3'meMs rckmed w Tn:pwppgraphs 1 and 2 or ch�nge the amo�uu of Ihe p� U
<br /> utder psr+�raph 21 the PtiopeAy is acquired by I.ender.Borrpwtr�dglu ta any inaurance policlec and p� s�iGSUIt�
<br /> --- tmm darrwgo w the P�operty p�or b the acquiniNa�siwll p�cs,to Len�to tha extent of the sums secured by thic Socurity
<br /> Inchuma�t immodlaoel to the�oquisition.
<br /> i. Oxap�nc�y�iaa. MNntea�uta �ad ProtecUon of the Propert�i Borrower�i l.a�a ApPlkatiooi
<br />- - — i.e�lwWa Bortower shail occu�►h.�wlubiieh�ilI{d UtiQ(fIC PfO�Y 71Y BU171)LYCt�t�7Tjtit:l�rrt �rsiikmco within sixly�iays ati�i -
<br /> t6c eaecution of Ihis Security Inst�uaa+eqt and slwll rnntlnue to aocupy thc ProPerq'as Bormwer's principal rwidence for at '
<br />-. _ least onc year efter the date af.occupat�¢.jr, unless L.endcr otherwisc ag�ees in wridng, which consent shall nd be �
<br /> �-�, urmeasonably withheld.or unless extenuuai�ng ciscumatances exist which are beyond Bortowal�aontml. Borrower shAll oot '
<br /> destroy.damnge or impnir the P�q�,uDa�ow�,e Properry co de[edore�e.or commlt waUe on the PropeRy. Borrower shall
<br /> ': S` be In defauk lf Any fafeitu�e actic+n 4r�xxoeeeding,whether civil or criminal,ia begun that m l.ender�s g�od failh judgment '
<br /> �� � '�^ could result� forfeiture of the Rce�erty or at'herwise materlally impair tbe Ilen crea�ecJ fiy this Securfty Instrument or .
<br />:_;.� l.enderh sxurity intercst. Bormwer may cure qwc�a defa�lt and reinstate,us,psavided in p�ragraph 18,by causin�the acdon � '
<br />_ ot praceeding w be dismissed with a mling thut,in Lender�s good faith deterrninntion,prcclu�es forfeiture of the Bomower�s •
<br /> = interest in�he Prope�ty or other matedel impairment of the lien creuted�+y ihis Securily Inspument or Lenderk secwity '
<br />°�,.� ' ,J interest. Borrower shaU also be io default if Bomower, during the loan upplicABon process, gavc materially false ar
<br /> �,' lif ;;; inaccurate infom�anon or statements to Lender(or foiled to pmvide Lender w11h any m�►terial information)ln connecdon a�th
<br /> ; - � tbe loan evidenced by 1he Note� including. but not limlled to. representAticros cpn¢erni�g Bomower!� occuppncy of'the � � ""
<br /> __ �'.. _ _
<br /> - _��- Property as a pr+�i�at zasi.icnce. li ibis Security 1�ti�t�u���cnt is un a Iwschoi�i.Borrower ahAll comply with all the provlsions •
<br /> z of Ihe leasc. If Borrow�r ucquires fee dUe to We Propeny,lhe kasehold vnd.the fee title slwll not merga un7ess l.ender agroes
<br /> �-��� , to ihe merger in writing.
<br /> 7. ProtecHon u�I.ea��er's Rights in Ihe Properly. If Bortower fails ta perfomrn the covenarus and agrcemeats '
<br /> u
<br /> , `� '"�' cantained in this Securiry I�wwment, or there is a legal praceeding that may signlfkantly affect Lender's rlgh4c in the
<br /> =' Pl+nperty(such es u praceeding in bankruptcy,probate.for condemnation or farteituro or ro enforce laws or regulations),then _
<br />_4. �:•• Lender may do and pay for whutever is necessury to protect the value of the Property aad Lender's righu in t6c Property. -
<br /> , �, . l.ender's actions may include p�ying any sums secured by u lien which tias priority over this Securfty Insuwnent,appearing
<br /> in couK,payfng rensanable uttomeys'fee.and entering on ttie F'roperty to make repairs.Although Lende�may wke actbn
<br /> ' • °j � unJer this p�uagn�ph 7.I.ender does not hove to do w. --
<br /> ,�::� Any amounts disbursed by Lender under this pnrograph 7 shall become uddi�ionol debl of Borrower secured by this -_-
<br />��:� Security Instniment. Unless Borrower wid Lender ogree to ot6er tertns of payment,these amounts shall beur intercst from�he �'
<br /> -,� dsue of disbursemeM ut ttie Note rate aul shall be payable, with interest,upcm nalce fran Lender to Borrower roqueuing ' !1►'r°--
<br />�S'�,�•, � n� • :�---
<br />_ ���' = "� • � r �8. Mortgage lnsurAace. If Lender reyuired mongu�e inxurunce ac a condilion of rnaking the loun secu�ed by this
<br /> `�. 'S' ,,'�,�,itf� Securiry Instrument, Borrower shull pay �he premiums reyuired to mnintain the mart gu ge insurance in effect. If,for a n y ��
<br />��1,. r ^� �'";��f.,;' �etson, the mortgage insuronce coverage reyuired by Lender lapses or ceaties t6 be in effect, Bomower shall pay �he --
<br /> �y premiums roquired to obwin coverage substuntially eyuivolent to the mortg;�ge inxurunce previously in effect, at a cost = -
<br /> � ` =.:��"M��:.- substantis�lly eyufvalent to the cost lo Bornnwer of the mort�uge insurance previously in eftect, from an altemate mortgage _ .
<br /> '`='-4 � �� '�°��• � � insurc�t►pproved by Lemier. If subs�antially equivnlem mortgage insurancr coverape iti nnt available,8arrower shall pay to �
<br /> � ��������•�� �`";� Lender euch month a 4um uul to one-twelfth�if the eurl mort a e inxurance temium bein �
<br /> � ��'�' '" " ' �1 Y Y B F p g paid by Borrower when the �-,,
<br /> � '6 "�� insu�ae�ce coverage lopsed or ceused ro be in effect. l.ender will uccept,ur,e and retain the�e papments us a loss reserve in lieu :�=_>
<br />,�'e .. . • --
<br /> -� `i ";1t,_�",�'.',�•.>;: of mortguge insurnnce. Loss reserve payments may no longer be required,ut ihe aption af Lender, if mortgpge insurance �'-
<br /> '��°��'�°.� . coverugtl(in�he wnount and for the period thAt Lcnder►ryuirexl pruvided h�.nn insurer u roved b Lender n a�n hecomes
<br /> �. ;�,... ..,. . PP Y 8 � �_�:
<br /> ; � ..�,�: avoilable and is obtained.Borrower shull pay the p►rmiumx reyuired�o muiniain mongu�e insumnce in etfec�,or lo provide a
<br />°� i�•��: loss reserve,unNl�7�c rcquirement for mongage inwrunrr cnd�in ucwrdancr wi�t�any wrnten agreement be�wecn Borrower
<br /> ''"�' w.;,�:s��:�;� �M and Lender or upplicable luw. ��-
<br />�' . .3�'�''�'' �;�.
<br /> j�;�J;s.•; ��� 9. Inspectbn. Lender or i7s agent muy muke reuxonahlr emrie,upnn s►nd inr p ecii.m�ol the P r o p e r t y, Lender shall --
<br />- • ,.� • .�_,.�xr,�i�.,„,-.._ �ivc 8urruwer nwice ut�h e time o i o�prior�o an inaper�ion.peritying reusonabia cawe for ti�e inxpect�on. , i�:r-
<br /> •��. ,. l0. Coodemqqtbp. The procecdx nf uny uward or claim f'or damages,direct or ronkyueMiul,in conncr�ion with any
<br /> ,�,; ;, ,is� •:;7' ��..,_,: 5i�gle Family-•Fhwde�lae/tl'eddk�1ae C\IFY)R�11YS7'iia'ME\T--U�wNinnCavenamv 9�!HI �Ih+��?n�'•, K�sl �=•-::
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