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<br /> - � " �• �SNIF�ORM COV�NANTS Borrower�nd Lender wven�nt And agra�+�follows: when due �°', '�'}"�'_ :r�p=.
<br /> ° • 1. Pay�seae oi Priocla!ud Interesa PreaY�at wd I.ate C1�u�. Barrower sh�ll promptlY MY
<br /> � �� "�`°""°': the princip�l of and interest on the debt evidenced by the Note and any prcpayment And la�e charga due undc��hc Note. �
<br /> ����'t•�� ' ' � ' ' 2. Fwds ta'I'aes ad Im�nnca Subjcet to applic�ble law or to A wnum warver by Lender,Barrower shwll pay
<br /> �c�i'i J�.�'�--
<br /> � � to Lender on the day monthly paymmts are due under the Note,until�he Nate is ps�d in PoII,a sum f"Funds"1 equd to �":1,,--:,;��:,_�;_-_
<br /> . one•tweltth of: (a}yarly tues end aasetsments which m�y attain pnonty over this Secunty Instrument; (b1 ye�rly '� ""°"'°"'-°--- -
<br /> �"," "�• leuebold payments or graund rcnt:on the Propeny, if�ny; (c) yearly haza�d insuraoce remwms; pnd (d) yaidy �'�-�—
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<br /> � mortgwge insunnce premium�,ii�ny.These items�re cdled"escrow items."l.ender m�y anmA�e the Funds due an the �..�,m;i�,c,;�s��a5?�:z
<br />� . • basitof'current dsu�nd rauonRbk eatim�tes of future escrow items. � '
<br /> The Fundi shall be heW in u�insc►tueion the depcnits or accounts af which are insu�ed or gueranteed by a Pedenl or - -
<br /> � • state��ency(including I.ender ii I.ender es svch an inctitution).I.end,er shall a 1 the Funds to y the escrow items. ' �-`�'-
<br /> PP Y D� , �...,.:�.._=-K.;-
<br /> • . � � Lender m�y not ch�rge fo+r hold�t�andl mPP�l�B the Funds,u�atyzmg t4ise acrouM or vesi�}ic�g tLse escrow items. e►ek�ss �'--:--.�s��;";"-<;�;:,•;
<br /> I,p�der WYs Borrover inteteu oa ihe Fuads md applicsbk law permits Le�der to make suck�a charge. Barmwet and ;,;,,��.�� ,�'.b
<br /> I.u�der '`av «'
<br /> l.ander p�g�gree in �rnipae th�t interest shall be paid oo ihe Funds. Uokss an agreemeat n made or applia►We I�w :�'au��•�••:•y,-`�,.
<br /> .' ' ' . . requires iaterat w be paid.lxtadtr sbaU not be required to p�X Barro�rc�an7�ntertst or eunings on the Funds.L.mdu �° ���;z;•.,°.�'�;'r'
<br /> . ^ _�. . abt�ll�ive to Borrower.withoue�fia►rge,an ann�wl accounting os the Funds showing credits snd debits to the Funds and the � � '��'
<br /> ..�v;;:.�9cr�eri."�.�
<br /> .' purpose for whicM ach debn 1m the Fundis wsis mwle.The Funds are ptcdged as udditianal secutit7 for tfie sums secund by i:�-::�6::.. .,.-- -
<br /> � �:�:•.:;•a-��-
<br /> tbisSecurity Instrwnent. e '��`c,'"'�_,
<br /> � ' 1f the Arr�aunt of tlse�u��hdd l�y Lender.toge�her with the Puture montl�E.q�yrnmts of'Funds payabk prior Io %}�`;;�.`:,�!=,`:���
<br /> ' tiee d�e d�tes uf the rscro�w itetaos,s�l enceed the amawnt nquired to pay the ascrm�items when dua the excess shdl be. r�;ti:, : .; -_-
<br /> � � at Bortawat's�rp�ion,dt?aer pr�+m�tly repaid to Borrower or credited to Borrower on monthly prymems oi Funds.lf the l�f,�',�,;,r;�` ---
<br /> ' � aa►ou�t of the F�ua�ds'hetaJ by Ltndzr�s not s�l�cient to pAy the escrow inems wC:rn due,Borrower sE�all pay to Lender any ,,�• (,{+�."�
<br /> .. � x 9. 1,..,:• -
<br /> • '''�, smouat nxessavy t��lee u�+tfie deficizracy�ro one or more p�yments as requiTed by lxnder. .�,,;_,.:,;'Y
<br /> ' Upon payment in full ofl'aU 9ums�ecund by thia Security lnsarument,l.ender shall pratro�ily refund to Borrower .�•,��':.:="'
<br /> _ � „ . �ny Fund�held by L.ender.lf w�nder paragraph 19 the Property is sold or acquired My Lender,Lender shAll apply,no later '.�•�j��ti � �,�:=_
<br /> th�a immod'utely prior to t4►e aale of the Pro rty or its ac uisU�on b Lender,ao�y Funds hcld by l.ender at the time of ,�%'•`;;' ��;__-.�
<br /> pe q Y f��,��...,,t t, ��
<br /> � . � � . ., application ai a credit against the sum:secured by this Secunty Inattumsnt. :• �,s,;;-' "" '
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<br /> 3. AopUeatloa ef IMymeots� Uakss ppplicabk law provides oeherwise,aJl paymenis received by L.ender under ,•�;..:!'.,h�i•
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<br /> • � �� p a r a g n p h s 1�n d 2 s t u l l b e�p p l i e d:B r s t.t o]a t e c h a r g e s d u e u n d e r a he Vmze;secand,to pr e p a yment charges due under the t � ,�:.� 5,;�,,,r,� •�..�
<br /> . .. � Note;third.to amounupay�ble under par�graph 2;foutt0�,to interesa due;and last,to principal due. ���.�:�'.�",,.� , 1,,�,,ti_�;
<br /> -_- ---- 4. �����, �innwer shall p�y all tanss.�s.aessments.ch�uges.fines end impositions attributable to the }t,� :`,4:r.,. �;�'��f;a�i':
<br /> � .. , Property which rtuy attain priority,over this Socurity lnstrument, and leasehold psymencs or ground ren�s, �i any. •,;���� -?r���,.�n
<br /> , . � ` Borrorvu shdl pay thae obligations in the manner provided in paragraph 2,or if not paid in that m�nner.Borrower shall ,�:,;y.,:
<br /> • ,;;� , pay them on time direcdY to the penon owed psymmt.BoROwer shaJa�romptly furnish to L.eoder all notices oiarnounts ,�,� �•�_,,,
<br /> , `• t to be paid under this piragraph.!f Borrnwer mokes these p�yments direcdy,Borrower shdl promptly furnish to Lmder .,:r�e•.�' ��
<br /> r • . receipts evidencing the paymmts. � ..�•;•,T`j
<br /> , Bore+nMer shall promptly diecharge any lien which has priority aver this Security Imtrument unless Borrower: (aD �.
<br /> . a�rees in writing to the payment of the obligation socured by the lien in a m�nner acceptable�o Lender;(b)contests in gaod ,
<br /> • i�ith the lien by,or defrnda against entorcement of the lien in,legal praceedings which in the Lrnder's opinion oper�te to , f�.
<br /> prevent the enforcement of the lien or torfeiture of any pan of the Pro�eny;or(c)secura from the holder of the lien�n � -
<br /> agrament sstisiactory to Lender subordinating the lirn to�his Security Instrument.If l.ender determines that any p�rt of '. .�
<br /> ' � � � the Property is subject to a lien which may attain priority over tfiia Security ]nstrument,L.ender may grve Botrower a � „• . �;;.� �
<br /> . '` � aotice identifying the lien.Borrower shall sAtisfy the lien ar take one or mote af the u[ionsset forth above within lOcsays ('r"t.';. ;::,_
<br /> � ' '. ,. of the qivingof'rnotice. ,"�,�,; ;• .• �'.,
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<br /> S, Hrrard Iaanate. Borrower s�a)1 keep the improveme�ts now en�ssong or hereafter erected on the P�ropert} �,,,j�;,,;.�;,_;
<br /> ' ��:,,,•�' ;,',,�1,,. �•� � �.;� inrurad against loss by sre,hazards includec3 within the term"extend��caveragt"an d any other ha�rds far wfiich Lende� . . '� ��: :: ,_
<br /> �.��l : •i;':•} 5� .
<br /> . +�"•:�,� �� � requircs inaurance. This insurance sh91i be mainteined in the amoun�s and far the periods th.a! Lender requira.The , �'.i;��;� ��'
<br /> ° f. . :i�::�.�. ' in�ursace carrier providing the insurana shall be chosen by Borrower sab,jeca 2o L•ender's approval which s�As�A not be ��; "!;`� '�. •`.�7��►,�'.�
<br /> ., �:`' :., I unrcasonably withheld. �'�., .
<br /> .. 't.���s,-t,
<br /> All insutance policia and rmewals shall be accepuble to LendeP ar+d sha�;�nclude a standard mongage claust. ��,;;�� � .,;,.,;
<br /> ± � Lender shall have the right to hold the pc+ldeia�nd renewals. IP LeacJer rayuires,Borrower shall prompNy give to Lende� � .: � .
<br /> s � all rcceipts of paid premiums nnd renewal r�otices.ln the event of Io�s,�orrower sha�l give prompt notice to the insurance , ',l�y''r'!;�-
<br /> � � cutier and Lender.Lender may make proof of loss if not m�de promptly by Bor.owet. �,� ,. -•_�e�- '.•-
<br /> Unlas Lender and Borrower otherwise egree in a•�nting,insurance p�oceeds shall be ppplied to«storatan or rep:ir �:�
<br /> af the Property damaged.if the restoraoian or repair is econom�cally feasible and Lender's secunty is not lesscned.If the ���•�� �
<br />' 'i��1'� restoration M repair is not economica0ilp�fes�ible or lxnrler's sccutit�would be lessened,the�nsurana proceeds shtll be
<br /> ,•� .•
<br /> ��• •• appliod to ahe sams secured by th�s Sez�7�:N lnstrument,whethet oa not then due,with any excess paid to Borrower.If
<br /> �`,�;.'�� • Borrower aba�rlmns the Property,or�u�es not answer within 30 days a nutice from Lender that the�nsunnce carner has
<br /> • oRered to settle a cl�m.n(h�ea�fl.er+�du e�u►*:allect the�munnce proceeds.l.ender may usa the procads to repair or ratore ' ;� ��
<br /> e u► .,
<br /> . the Properey E*r ta pay su�arni aec�te@ Q�}'chu Secunty Ira�ccumeme.whether or not then due.The 30�day period will begm •,
<br /> '�,;' when tbe mxic�x�s givrn. „ �
<br /> •' � Unf�ll:a�der�nd Borrower out��-wise agra�n wrroitr.�.ar•�a�pGrauon of proceeds to pnncipal shell not extend a
<br />� , • , , postpone�6ee�L+e date of the monthly paymems referreQ to m paragraph�I and:ur rhanReihe amcwant of the pa}mmes.Df
<br /> ' uader paragraph 19 the Propeny�s acqwred by�Lertder. 8ormwer'+nght tu att}insu rance pc�hcia�nd pcocoeds resullmg
<br /> Ieom dae�e to the Propeny pnor to the ncqws�c►on tihall pass ro Lender to the ex�rnt��f the�ums secureei I�y rhis Secunty
<br />� instncmeacemmed�ately pnor totheucqws�non.
<br /> 6. Presenatlon aad Mdatenana of Propertp�;Let�eholds. Borrower+hall not destroy,damage or wbstanually
<br /> change the Property,allow the Property to detenurale or commu w•asle. If this Secunty Instrument �s on a lr.asehald.
<br /> . . . ��� ..�_ .1.�o.....�.... .1�.r.u.hnlr!ond ..
<br /> . ... . . . . . .r.----•••--..__..
<br /> . Bortower shall comply wuh the prmis�ons oi ine icax.�7nu u oin n.wu uyuG7.,...C....:^.........�...v....-.---._----
<br /> ' fa�itle shall not merge unlas Lender agrees to the merger m wntmg
<br /> ' 1. Protectioa of Leoder's Rights in the P�opeMy; �fortgaRe Imunnce. If Borrower fads to perform thc
<br /> covma�ts and agreements contamed�n th�s Secunt�•Inctrumem.��r there i�a legal proceedmg�hat may s�gmficantly afl'ect
<br /> � t,rnder'�rights m che P�openy(such as a pmceed�ng m banktuptcy�, probate.for condemnauon or to enforce I�ws or
<br /> � regulanons),thrn L.ender m�y do and pa�for whate��-_r is necessary to protect the�alue of the f'ropen>and Lender's nghts
<br /> in Ihe Property l.ender's actux�s may mclude pay�ng any sums secured hy a hen w•h�ch hu pnon�y� o�er this Secunty
<br /> � imtrumrnt,appeanng�n coun.p�>mg reasonable utorntys'fees and entenng on the Propeny�o make repa�n A I�hough
<br /> ' Lrnder may take acuon under rh�s paragraph 7.Lender das nat hare to do w
<br /> ' Any amountsd�sbursed by Lender under ch�s�ngraph�shall become add�uunal debt of Borrower secured by th�s
<br /> &cunty Instrument Unlas Borrvwer and Lender agree to other terms of payment,t hece�mounts shall txar mtera�from
<br /> the date of d�sbursement at the Note r�tc ond shall lx pa>able, wnh m�erest, u�+on notice irom L.ender to Borrower
<br /> req�atint WYmmc.
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