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202500501 LOAN #: 002472556 as permitted by Applicable Law; (1i) to all sums secured by this Security Instrument; (iii) to the payment of junior trust deeds, mortgages or other lienholders, and (iv) any excess to the person or persons legally entitled to it. 21. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender will request Trustee to reconvey the Property and will surrender this Security Instrument and all Notes evi- dencing the debt secured by this Security Instrument to Trustee. Upon such request, Trustee will reconvey the Property without warranty to the person or persons legally entitled to it. Such person or persons will pay any recordation costs associated with such reconveyance. Lender may charge such person or per- sons a fee for reconveying the Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is permitted under Applicable Law. 22. SubstltuteTrustee. Lender may, from time to time, by itself or through the Loan Servicer, remove Trustee and appoint a successor trustee to any Trustee appointed under this Security Instrument by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee will succeed to all the rights, title, power, and duties conferred upon Trustee in this Security Instrument and by Applicable Law. 23. Request for Notices. Borrower requests that copies of any notice of Default and/or notice of sale be sent to each party to this Security Instrument at the Notice Address as defined in Section 11(c). 24. Termination of Certain Restrictions on First Lien FHA -Insured Deed of Trust. In the event of foreclosure or deed in lieu of foreclosure of a prior deed of trust or assignment of the first deed of trust securing the first lien note to the Secretary of Housing and Urban Development, any provisions herein or any provisions in any other collateral agreement restricting the use of the Property or otherwise restricting the Borrower's ability to sell the Property will have no further force or effect. Any person (including their successors or assigns) receiving title to the Property through a foreclosure or deed in lieu of foreclosure of a prior deed of trust will receive title to the Property free and clear from such restrictions. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider signed by Borrower and recorded with it. Gonzalo orv4 e(a" ca lcC e rah l ak/2,5 (Seal) GONZALO ORNELAS-CALDERON DATE State of NEBRASKA County of HALL The foregoing instrument was acknowledged before me this JQOIACti-t1 , S (date) by GONZALO ORNELAS-CALDERON. GENERAL NOTARY - State of Nebraska STACIE NOVAKOWSKI My Comm. Exp. August 27, 2025 Lender: First National Bank of Omaha NMLS ID: 412727 Loan Originator: Gabriel Torres NMLS ID: 1563810 A/JYSt?D r of Person (Signature erso g Acknowledgement) ( itle or Rank) NIA - (Serial Number, if any) NEBRASKA — Single Family — Freddie Mac/Fannie Mae STANDARDIZED SUBORDINATE DOCUMENT Form 3800.28 12/2023 ICE Mortgage Technology, Inc. Page 9 of 9 11052SMANEDE 1124 I1052SMANEDE (CLS)