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Last modified
1/29/2025 3:23:39 PM
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1/29/2025 3:23:37 PM
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DEEDS
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202500501
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202500501 <br />LOAN #: 002472556 <br />17. Loan Servicer. Lender may take any action permitted under this Security Instrument through <br />the Loan Servicer or another authorized representative, such as a sub-servicer. Borrower understands <br />that the Loan Servicer or other authorized representative of Lender has the right and authority to take <br />any such action. <br />The Loan Servicer may change one or more times during the term of the Note. The Loan Servicer <br />may or may not be the holder of the Note. The Loan Servicer has the right and authority to: (a) collect <br />Periodic Payments and any other amounts due under the Note and this Security Instrument; (b) perform <br />any other mortgage loan servicing obligations; and (c) exercise any rights under the Note, this Security <br />Instrument, and Applicable Law on behalf of Lender. If required by Applicable Law, Borrower will receive <br />notice of any change in the Loan Servicer. <br />18. Notice of Grievance. Until Borrower or Lender has notified the other party (in accordance with <br />Section 11) of an alleged breach and afforded the other party a reasonable period after the giving of <br />such notice to take corrective action, neither Borrower nor Lender may commence, join, or be joined to <br />any judicial action (either as an individual litigant or a member of a class) that (a) arises from the other <br />party's actions pursuant to this Security Instrument or the Note, or (b) alleges that the other party has <br />breached any provision of this Security Instrument or the Note. If Applicable Law provides a time period <br />that must elapse before certain action can be taken, that time period will be deemed to be reasonable <br />for purposes of this Section 18. The notice of Default given to Borrower pursuant to Section 20(a) and <br />the notice of acceleration given to Borrower pursuant to Section 14 will be deemed to satisfy the notice <br />and opportunity to take corrective action provisions of this Section 18. <br />19. Electronic Note Signed with Borrower's Electronic Signature. If the Note evidencing the debt <br />for this Loan is electronic, Borrower acknowledges and represents to Lender that Borrower: (a) expressly <br />consented and intended to sign the electronic Note using an Electronic Signature adopted by Borrower <br />("Borrower's Electronic Signature") instead of signing a paper Note with Borrower's written pen and ink <br />signature; (b) did not withdraw Borrower's express consent to sign the electronic Note using Borrower's <br />Electronic Signature; (c) understood that by signing the electronic Note using Borrower's Electronic <br />Signature, Borrower promised to pay the debt evidenced by the electronic Note in accordance with <br />its terms; and (d) signed the electronic Note with Borrower's Electronic Signature with the intent and <br />understanding that by doing so, Borrower promised to pay the debt evidenced by the electronic Note <br />in accordance with its terms. <br />NON -UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: <br />20. Acceleration; Remedies. <br />(a) Notice of Default. Lender will give a notice of Default to Borrower prior to acceleration following <br />Borrower's Default, except that such notice of Default will not be sent when Lender exercises its right <br />under Section 14 unless Applicable Law provides otherwise. The notice will specify, in addition to any <br />other information required by Applicable Law: (i) the Default; (ii) the action required to cure the Default; <br />(iii) a date, not less than 30 days (or as otherwise specified by Applicable Law) from the date the notice <br />is given to Borrower, by which the Default must be cured; (iv) that failure to cure the Default on or before <br />the date specified in the notice may result in acceleration of the sums secured by this Security Instru- <br />ment and sale of the Property; (v) Borrower's right to reinstate after acceleration; and (vi) Borrower's right <br />to bring a court action to deny the existence of a Default or to assert any other defense of Borrower to <br />acceleration and sale. <br />(b) Acceleration; Power of Sale; Expenses. If the Default is not cured on or before the date speci- <br />fied in the notice, Lender may require immediate payment in full of all sums secured by this Security <br />Instrument without further demand and may invoke the power of sale and any other remedies permitted <br />by Applicable Law. Lender will be entitled to collect all expenses incurred in pursuing the remedies pro- <br />vided in this Section 20, including, but not limited to: (i) reasonable attorneys' fees and costs; (ii) property <br />inspection and valuation fees; and (iii) other fees incurred to protect Lender's interest in the Property <br />and/or rights under this Security Instrument. <br />(c) Notice of Sale; Sale of Property. If the power of sale is invoked, Trustee will record a notice of <br />Default in each county in which any part of the Property is located and will mail copies of such notice, <br />in the manner prescribed by Applicable Law, to Borrower and to the other required recipients. After the <br />time required by Applicable Law, Trustee will give public notice of sale to the persons and in the man- <br />ner prescribed by Applicable Law. Trustee, without further demand on Borrower, will sell the Property at <br />public auction to the highest bidder at the time and place and under the terms designated in the notice <br />of sale in one or more parcels and in any order Trustee determines. Trustee may postpone sale of all or <br />any parcel of the Property by public announcement at the time and place of any previously scheduled <br />sale. Lender or its designee may purchase the Property at any sale. <br />(d) Trustee's Deed; Proceeds of Sale. Upon receipt of payment of the price bid, Trustee will deliver <br />to the purchaser a Trustee's deed conveying the Property. The recitals in the Trustee's deed will be prima <br />facie evidence of the truth of the statements made in that deed. Trustee will apply the proceeds of the <br />sale in the following order: (i) to all costs and expenses of exercising the power of sale, and the sale, <br />including the payment of the Trustee's fees actually incurred and reasonable attorneys' fees and costs, <br />NEBRASKA - Single Family - Freddie Mac/Fannie Mae STANDARDIZED SUBORDINATE DOCUMENT <br />Form 3800.28 12/2023 <br />ICE Mortgage Technology, Inc. Page 8 of 9 I1052SMANEDE 1124 <br />I1052SMANEDE (CLS) <br />
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