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<br /> ��NW���Y�������fR���r���fR�la���� . .
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<br /> LI�O OYe11t 0�A IOqi t�0�lU0 P�y���{A�) ��b th0 Wlp�/OQililld bY {� �y ,
<br /> In�pu�w�t.wA�or aa diea dua with any a�coeW a 9wtiuw�a: tn tbe af�p�rtW akM�ot the PrnpatY fn .
<br /> qv�t M
<br /> rvhkh die[air narka wlue af the Propaty immedi�sly befare Ma talc�i�eqad tO or�ter�b�a tha anoimt d tAe aanr � 1
<br /> �d UyY tY4 Siecudty InW�umait ImmaiilWoly b�aforo d�e Wciu,{.�uUas Samower+�ad I.endar oUbtwi�e�,pe�e in writ�q�
<br />--- �— – ebe aina�ewrod by thh Sxudty In�t s1Wi be roduoa�by ebe anrant oP the{irooeedo mutdpliat i►�ma fa�rip�
<br /> - ��-� .„ � - -� fr�ction: (a)tha tat�l ipnount of the sunu�ecu�ed in�di�ely bda+o the uklag.divjded by N)Iha falt r�w�cet vdw d Wa
<br /> _ - ---- Ptopelty imatedlqaly bafa�a tlte t�Wn�. Aay 6dance�1a116e p�id to Barownr. Ta the evau of a pud�.�of tla
<br /> �tnpo�ty in whkh�he fiir m.dca value of�he Propaty imtnodi�ly beforo thc a�Ci��1•lea dwn the�mount d amu
<br /> aocunod immedi�taly befae thau��.ualess eamwer ud L.a�der alherwi�e�nee in w�iting or unlai�pplkabk I�w
<br /> odiervvi�o qrnvlda,the p�ocoeds�11 bo yipUed w tbe w��ocwed by thi�BeauUY Iac�nwnau wbattrer or not 1ha aaar arn
<br /> then due. •
<br /> If tbe Property ie�bA�xlonod by Bon+owtr.or if�after notice by t.ender w Bonower du�t the condcmnar otlbrn oa m�e
<br /> _._ ._. a��wad or stule a cleim for dam�gce.Botrowe�f�il�u►rc.spond to l.�nder wititin 30 d�ya afler tha dNte the notloe b�ivea.
<br /> l,ender i�wWpurltad w collcct and�pply the p�ocaedc.at its opdon,eitMer b reuo�aHon a�epair oP the Pnoperty a w ibe
<br /> — sum�recurod by�hi�Socurity I�cdumrnt,whether or not tha�duc.
<br /> Urilesx Lender�rM Baruwer otherwica�ee in writing,aay application oP pnncoed�to ptincipwl sh�U�wt eaq�d a
<br /> _— po�lpono tho duo date ai dte matNhlY payment��efemed w in pwa�aphs 1 and 2 or change the wnount of such paymrnt�.
<br /> ll. Barower NM Rele�edi Fbrba�aoe Br I�eadn' Not a Wiivd: Extension of the timo far p�yme�u a
<br /> madificuion of�moAiz+tioo of�he sam socuired by this Secuaity la�dumm g�aotod by I.aid�r w�►ny ancroesiar in�mt
<br /> = of Barower r�hall nat aper�tc to rele�co the li�bility of tho orip,iawl Bomowar ar Barower'�cdooessars in inte{est.k�fe*
<br /> ';-:�;� _-_��� shaii not i�o�q uued w Wnu��ynx�iiu�s�raai w�y ewxw�ra+x+��wtCr.:�i v�r icPux:i3 exk'�-.�tint;.fas�p�'utLtst at
<br /> �:.�^� othetwise moiify unatizadon of�he r,ums recurod br this Secwity las�nur�eat by reasan af anr drniand madc bq tbe ai�in�l
<br /> � �. Borrower a Borrower�suaxssots in interesG My forbe�rance by l�ender ia exe�isin�aay�ht or ranedy}3u�11 nw be a �-
<br /> °.�.� waiver of or precWd�e tho exercise of any right or rcmody.
<br /> •'.' 12. 5aocesiors sad h�as Nopad:Jofnt snd Severall.iwWlity;Cu�. The covenants and agroemrnta of fhls
<br /> . I iU?i:�� Security Inauument shall bind and benefit tite successot's and Assi�ns of L,ender and Bamwer.cubject w�he piovisians of
<br /> psragraph 17. Bortowet�s cnvenants and ag�nents shall be joint nnd several.My Bomower wl�o co-sigas thls Security
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<br /> ' Insdument but daes nnt exceute thc Note: (a)is co-signing this Secu�iry Insdun��nt only w mortgage.graat and convoy thu
<br /> = [iorrowerk intorest i�►the 1'roperty undcr thc tcrms of this Security Insaumen� (b)is not personally obligued to pey the aums ,_
<br /> �- ":� securod by this Socurity Insuument:and(c)ag�ees tlwt Lender and any other Bomower rtwy a�rex w extend,modifY.forbeu
<br /> ��n� or make a�y accomnwdations with reg�ud to 1he irnns of this Security laurument or the Note widaut tiwt BonowaY
<br />_�'J�;,�.:;. ConiCnt.
<br /> :A,_ 1�. i.00n C6ar�es. If the loan securecl by ihis Security Inswment is subject to a law which sets maximum lo�n
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<br /> - ��...f�,� charges.au�d ihat law is firWly interprctod so that tlie intarcst or dher loan charges coikcted ar w be coilecte m co�u�xhon
<br /> , ���s � . with the loan exceed the pemtined limits,then: (u1 Any such loan chwge slwll be reduced by Ihe amau�t n�cess�a.y to rodua
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<br /> ,�"•, , s,.. the charge to the permittec�limit;and(h)any suma already collected from Borrower which exceeded pemoected�imits will be
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<br />- `•;� �a �, . • ,�� ���ri,� refun�led to Bornawer. Lender may choose to make�his refund by reducing the pdncipal owed wsde�the P�ae or by making a
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<br /> . =�, �-� � x,r�r dir�:�µ►yan«ua to Burwwer. If a refund reduccs principal.the reduction wfll be trated as u�ar:s!preFs}�ment wfthout any
<br /> >�;•, ,'� ;, , '�.;;:��� prcpaymentchatge under the Note.
<br /> ��� ,'ti • ,�� 14. Notice.w A�e} noiice to Borrowcr provided for in thiq Security Instrument shall bc given by delivcring it or by
<br />��`��• �� .i;�� �' �;. mailing It by first clues m:ul unless ppplicuble law nequines use of another method.The notice shall be direct�d to Ihe Property
<br /> "'' r `,� k'�e�.;;,y���' Addmss or any other ad��rss Borrower designutes by notice to Lender. Any notice lo Lender shnll be�iven by finst class
<br /> TII"�!;d,c, . .
<br /> �",�����,f ;,:1 � .,�Y:.� nethis Se���n�trument�tih II be d myed tt e have�sbeen g vcn to�Borrowernort�l.ender�when givenyas�providod lnd O+i�.r�
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<br />����.� �',��, : ".± p�g��.
<br /> �i� q,y��., . ., 15. Go�r�iag I.A„';Severability. This 5ecu�iry Intiuument shall be governed by federal law ue�d iR��!aw of the
<br />°-'°�►' i��(�''`'t7= t'rf!tr�,�`. judxdic�ion in which tUie IPtoperiy is lacnted. In�h�evznt�hut Any provision or clause of this Security Ins�rumc.m or the Note
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<br />_:��/;,,:;; ' k�y .'•.;:'i�.7.q� confliets w•ith upplicnhle 9aw,such conflict shall aik ai1ec�other provisionz of�his Security Instrument or the tiae which eun
<br />^�,'''; �'�, ,•f,�,,,?;:;~�,�l��rt�; be given efiect withnut t�e conttireine�ovi4ion. To thh end �hr E►TOVisions of this Securiiy lnstrument nnd the Note we
<br /> _,;�;;. ,:',��,�,r :,j",.,�;:�4 �?�v• declored to be sevcruble.
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<br />�, �� r 16. Borrower's Copv Borr�wer,hall be�iven one coniurmecl ropy oitht Nole and a0 tt�e.Security Inswment.
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<br />!' � ''�,J�;,��f • 17. 'IFansfer oF Il�e i'�operty or a Bene/ici�0l�terest in Horrower. 1f a 11 nr uny pan af the Property or any interest in
<br />=_�., ., ��'•f;���,A '� . � ; � it is sold or tnm�ferrcd�n�r if u beneficivl intcrest 9n 8ortowcr ic sold or trunwicRed and Borrower is not a nawrnl person)
<br /> � ��.,.: .. without Lrnder's prior wril�en coment. LenJer muy,ut it+option.reyuire immeJiute puyment in full of aU sums recured by
<br /> s•.:..
<br /> _ , .:,.,,r r ••• .+ �° , thi�Security Instrumen�. However,thi�option�hull not be cxerei.ecl by Lender if exercise is prohibited by federnl luw us of
<br /> i , ' . , the date of�hi.Se�:urity Inslrument.
<br />'. ;M a,:., If Lender exercixes this uptian,L�nJer shull give Bomo�.er naice of ucceleration. The nouce shpll provide n period of
<br /> �...: .,
<br />;;{.' �_ .°.,'1 ` na Iess Ihun 30 days from ihe dsxe thc nntire iti deli�ered or mailed wilhin which 8onower must puy ull sum�secured by this
<br /> - %' 1:�;�:.'"�.S��l�2 �� Serurity In.lrumenl. If Borrower fails to pay the.c sums prior ro the �xpirutdun o(Ihi� period. Lender may invoke any
<br /> � . " �•��.;::,, . remedies permitted by Ihi�Securily In�;trument N•ithoul further nolicc or demand Wi B�xruwcr.
<br /> �� '. r' � '''� � 18. Borrower's Ri�hl to Rei�►c¢:�te. If Born�wer mec��crhuin ronditions, Borrower shall huve Ihe right ro huve
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<br />' � "'I�t, ' } ��i� enforcrment of Ihix Securily Instrumr�ai disr��rninucJ ut uny time priur to the earlier of: (a�5 days(or such uther period ae
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