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202405939 <br />Upon Borrower's reinstatement of the Loan, this Security Instrument and obligations <br />secured by this Security Instrument will remain fully effective as if no acceleration had occurred. <br />16. Sale of Note. The Note or a partial interest in the Note, together with this Security <br />Instrument, may be sold or otherwise transferred one or more times. Upon such a sale or other <br />transfer, all of Lender's rights and obligations under this Security Instrument will convey to <br />Lender's successors and assigns. <br />17. Loan Servicer. Lender may take any action permitted under this Security Instrument <br />through the Loan Servicer or another authorized representative, such as a sub-servicer. Borrower <br />understands that the Loan Servicer or other authorized representative of Lender has the right and <br />authority to take any such action. <br />The Loan Servicer may change one or more times during the term of the Note. The Loan <br />Servicer may or may not be the holder of the Note. The Loan Servicer has the right and authority <br />to: (a) collect Periodic Payments and any other amounts due under the Note and this Security <br />Instrument; (b) perform any other mortgage loan servicing obligations; and (c) exercise any rights <br />under the Note, this Security Instrument, and Applicable Law on behalf of Lender. If required by <br />Applicable Law, Borrower will receive notice of any change in the Loan Servicer. <br />18. Notice of Grievance. Until Borrower or Lender has notified the other party (in <br />accordance with Section 11) of an alleged breach and afforded the other party a reasonable period <br />after the giving of such notice to take corrective action, neither Borrower nor Lender may <br />commence, join, or be joined to any judicial action (either as an individual litigant or a member of <br />a class) that (a) arises from the other party's actions pursuant to this Security Instrument or the <br />Note, or (b) alleges that the other party has breached any provision of this Security Instrument or <br />the Note. If Applicable Law provides a time period that must elapse before certain action can be <br />taken, that time period will be deemed to be reasonable for purposes of this Section 18. The notice <br />of Default given to Borrower pursuant to Section 20(a) and the notice of acceleration given to <br />Borrower pursuant to Section 14 will be deemed to satisfy the notice and opportunity to take <br />corrective action provisions of this Section 18. <br />19. Electronic Note Signed with Borrower's Electronic Signature. If the Note <br />evidencing the debt for this Loan is electronic, Borrower acknowledges and represents to Lender <br />that Borrower: (a) expressly consented and intended to sign the electronic Note using an Electronic <br />Signature adopted by Borrower ("Borrower's Electronic Signature") instead of signing a paper <br />Note with Borrower's written pen and ink signature; (b) did not withdraw Borrower's express <br />consent to sign the electronic Note using Borrower's Electronic Signature; (c) understood that by <br />signing the electronic Note using Borrower's Electronic Signature, Borrower promised to pay the <br />debt evidenced by the electronic Note in accordance with its terms; and (d) signed the electronic <br />Note with Borrower's Electronic Signature with the intent and understanding that by doing so, <br />Borrower promised to pay the debt evidenced by the electronic Note in accordance with its terms. <br />NON -UNIFORM COVENANTS. Borrower and Lender further covenant and agree as <br />follows: <br />20. Acceleration; Remedies. <br />(a) Notice of Default. Lender will give a notice of Default to Borrower prior to <br />acceleration following Borrower's Default, except that such notice of Default will not be sent when <br />Lender exercises its right under Section 14 unless Applicable Law provides otherwise. The notice <br />NEBRASKA --Single Family --Freddie Mac/Fannie Mae Form 3800.28 12/2023 <br />STANDARDIZED SUBORDINATE DOCUMENT Page 11 of 13 <br />