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202405939 <br />As used in this Security Instrument: (a) words in the singular will mean and include the <br />plural and vice versa; (b) the word "may" gives sole discretion without any obligation to take any <br />action; (c) any reference to "Section" in this document refers to Sections contained in this Security <br />Instrument unless otherwise noted; and (d) the headings and captions are inserted for convenience <br />of reference and do not define, limit, or describe the scope or intent of this Security Instrument or <br />any particular Section, paragraph, or provision. <br />13. Borrower's Copy. One Borrower will be given one copy of the Note and of this <br />Security Instrument. <br />14. Transfer of the Property or a Beneficial Interest in Borrower. For purposes of this <br />Section 14 only, "Interest in the Property" means any legal or beneficial interest in the Property, <br />including, but not limited to, those beneficial interests transferred in a bond for deed, contract for <br />deed, installment sales contract, or escrow agreement, the intent of which is the transfer of title by <br />Borrower to a purchaser at a future date. <br />If all or any part of the Property or any Interest in the Property is sold or transferred (or if <br />Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without <br />Lender's prior written consent, Lender may require immediate payment in full of all sums secured <br />by this Security Instrument. However, Lender will not exercise this option if such exercise is <br />prohibited by Applicable Law. <br />If Lender exercises this option, Lender will give Borrower notice of acceleration. The <br />notice will provide a period of not less than 30 days from the date the notice is given in accordance <br />with Section 11 within which Borrower must pay all sums secured by this Security Instrument. If <br />Borrower fails to pay these sums prior to, or upon, the expiration of this period, Lender may invoke <br />any remedies permitted by this Security Instrument without further notice or demand on Borrower <br />and will be entitled to collect all expenses incurred in pursuing such remedies, including, but not <br />limited to: (a) reasonable attorneys' fees and costs; (b) property inspection and valuation fees; and <br />(c) other fees incurred to protect Lender's Interest in the Property and/or rights under this Security <br />Instrument. <br />15. Borrower's Right to Reinstate the Loan after Acceleration. If Borrower meets <br />certain conditions, Borrower will have the right to reinstate the Loan and have enforcement of this <br />Security Instrument discontinued at any time up to the later of (a) five days before any foreclosure <br />sale of the Property, or (b) such other period as Applicable Law might specify for the termination <br />of Borrower's right to reinstate. This right to reinstate will not apply in the case of acceleration <br />under Section 14. <br />To reinstate the Loan, Borrower must satisfy all of the following conditions: (aa) pay <br />Lender all sums that then would be due under this Security Instrument and the Note as if no <br />acceleration had occurred; (bb) cure any Default of any other covenants or agreements under this <br />Security Instrument or the Note; (cc) pay all expenses incurred in enforcing this Security <br />Instrument or the Note, including, but not limited to: (i) reasonable attorneys' fees and costs; (ii) <br />property inspection and valuation fees; and (iii) other fees incurred to protect Lender's interest in <br />the Property and/or rights under this Security Instrument or the Note; and (dd) take such action as <br />Lender may reasonably require to assure that Lender's interest in the Property and/or rights under <br />this Security Instrument or the Note, and Borrower's obligation to pay the sums secured by this <br />Security Instrument or the Note, will continue unchanged. <br />NEBRASKA --Single Family --Freddie Mac/Fannie Mae Form 3800.28 12/2023 <br />STANDARDIZED SUBORDINATE DOCUMENT Page 10 of 13 <br />