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202404779 <br />13707911 <br />caption TRANSFER OF RIGHTS IN THE PROPERTY and in Sections 3, 4, 10, 11, 15, 18, 23, and 24. <br />Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />Parties <br />(A) "Borrower" is JOEL E GABRIEL JACOBO A SINGLE PERSON, currently residing at 1518 W <br />CHARLES ST 1, GRAND ISLAND, NE 68801. Borrower is the trustor under this Security Instrument. <br />(B) "Lender" is GATEWAY MORTGAGE, A DIVISION OF GATEWAY FIRST BANK. Lender is a <br />CORPORATION organized and existing under the laws of OK. Lender's address is 244 SOUTH GATEWAY <br />PLACE, JENKS, OK 74037. The term "Lender" includes any successors and assigns of Lender. <br />(C) "Trustee" is SCOTT GESELL. Trustee's address is 244 SOUTH GATEWAY PLACE, JENKS, OK <br />74037. The term "Trustee" includes any substitute/successor Trustee. <br />(D) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is <br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under <br />this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address <br />and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />Documents <br />(E) "Note" means the promissory note dated SEPTEMBER 27, 2024, and signed by each Borrower who <br />is legally obligated for the debt under that promissory note, that is in either (i) paper form, using Borrower's <br />written pen and ink signature, or (ii) electronic form, using Borrower's adopted Electronic Signature in <br />accordance with the UETA or E -SIGN, as applicable. The Note evidences the legal obligation of each <br />Borrower who signed the Note to pay Lender TWO HUNDRED FORTY THOUSAND FIVE HUNDRED <br />SIXTY—TWO AND 00/100 Dollars (U.S. $240 , 562 .00) plus interest. Each Borrower who signed the <br />Note has promised to pay this debt in regular monthly payments and to pay the debt in full not later than <br />OCTOBER 1, 2054. <br />(F) "Riders" means all Riders to this Security Instrument that are signed by Borrower. All such Riders are <br />incorporated into and deemed to be a part of this Security Instrument. The following Riders are to be signed <br />by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider <br />❑ Other(s) [specify] <br />❑ Condominium Rider ❑ Planned Unit Development Rider <br />(G) "Security Instrument" means this document, which is dated SEPTEMBER 27, 2024, together with <br />all Riders to this document. <br />Additional Definitions <br />(H) "Applicable Law" means all controlling applicable federal, state, and local statutes, regulations, <br />ordinances, and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non -appealable judicial opinions. <br />FHA Nebraska Deed of Trust <br />=1 26143.4 <br />1 <br />I+ <br />01/2023 <br />Page 2 of 20 <br />Initials• <br />