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<br /> �COflYtyl thQprq�y AAd(�W dIQ Pdlp011�►i�IIf1011aY1�01�,OROOpI rOf�IIQ1111�M�I11�O�100�11d. BOfIOrlfdf WAIINI��
<br /> wiU ddmd�a�ardiy�iie�b a�ba Pmpe�tY a,�aiiw�11 cldna�ad dem�nd�,wbjax a�ny a�cnanbnaoes d�oord
<br /> _ _ THtS SENR�I'Y 1N31RUNlBNT aombines w�ifam covaua�u tor �lional u�e and no�r�3io�� co�ws wltb �
<br /> .��--�--_-_=-�—�u Wiaited vadadaa by jarisdktion to ccna�titule�unifam secudry inRpumeM a►wxing�eal p�npaty. �
<br /> UMPORM OOVBNAIV7'S. Bonower�nd i.ader ooven�nt ud�ee�s tdlowi: '
<br /> 1. Para�eM d PrYcip�l�ad hta'Mi�f'�t�ad 1.*te Clu�ae�. Homowar�IMII promp1I9 Wy wl�an due qie
<br /> pdncip�I ot�nd intaest on 1ha deM avldenoed by tha Nwe and mY P�'�M9�au�d We ci�arga due ueder Ihe No1c.
<br /> 1 I�innnds tor't1�ze�ad irra�.Subject to applN�ble I�w or to a wtiuen w�iver by Lcndar.Bomuwer sb�ll p�y to
<br /> Lender on the d� mo�rhly yym+aqra Mrc duo uodc��hc Nou.unnil tha Note ia pdd in full.�sum t"Plu�d�")far.(�)ytuly
<br /> wtcs��nd ac�onu whicA may�taia prio�itS►over tW Sccudry Incuume�t u�lien on tho Pr'nPc+tY:lb)Ye�ly leacelald
<br /> v= ° p�y� or�owd n�a Qa t6e IPtope�iY. jC rny: ic)yex#9 lu�,�ud or pioperty inwranee pemiwns: (d)yeuly flood
<br /> i�uance penoiwaos.if aay;ta)y�a�rty mo�l�e i�ur�oe p�a�ms• if any: and(q+�Y��WY�Ie by Boeower w
<br /> I.ender.in a000�d�noe�rit!thc paris{o�s of'�t�p6 8.io lia�of die p�ymea�t of matg�gc inwranca pemiunw. 'il�ece
<br /> F� itans ir�e callod"Bsenuw Naras' I.aider m�y.at my tuae.coila�t and hdd Ponds in�n amamt not w eaoeed the m�ucimum
<br />�— �mo�at a lender tar� icderaqy reland mo�tg�e lom mary iroquune for Iion�nwerl�esc�ow�a�ount undcr d�fodcral R�1
<br /> � Estate Seulanent P�ooedurcs An af 1974 as ameaded fiioqp�ti�c q 6me.12 U.S.C.;2601 et stq.("RESPA").ualess aoodrc.r
<br /> i law Ih�t applies ro the Fundc�c�lasser amoum. lf so.L�der msy.at aay time.cullect�utd hold R�ds in an amow�t nol b
<br /> excoed the lesscr aroount. L�oder maY estan�ate 1he amaiM of fvnds due a1 the 6agis of cumdnt d�aod �oo�ble ,
<br /> - ewiaaates of'expendidurs of fwure 6scrow Items or all�envise in�ccotdarrcc vrith app0�t�b1e law. ��
<br /> - The Fi�nds shaU be beW ia+u� instiluoion whose depasiw w�e lnwred by a fr��i:�gencY insuw�tY �Y ' �.�
<br /> :.o`,r, (i�cawding l�ender.if L.ender is suc�h an insdatian)or in any Fedecal Hame Lo�n Bank l.eMer sh�ll appiy the Fia�ds ta p�y � ;;•�
<br />'s;,. �h e F.s c r o w I t e m s. L.e�du ma y nat c h a r ge Bortower for holdin g suid a P P dY►nB 1he Rmds.uutwilly analyzing the esciow
<br /> y.;�;, . accoum�a verityh�g the Escrow Items. unless l.ender paya Barrower iat��est on the Ilrnds and ai,pplieaWe IAw pemnits '.
<br />�,:��•i '° ° l.e�da�w make�uch a clwge. However.Leuder muy require Bomower tv pay a ane-ume charge for:,�a mikpendent�al �
<br /> esp�tc t�ut rcpo�m�sp�vfoe used by I.cider in ctinnecdon wlth this loan.unless�pplicable law provides ott�erwise. Unless an .
<br /> � ' � .� I, � ag�rre�mRnt is nwde or applicable law roquires inte�sc to be paid.l.ender slwll not be roquired to pay Barnwer any imercst ar .
<br /> _� °� • ��t!. e mings an the Wn�is. Bamower and Lender may agroe in writing.however.that intenest sfwll be�wid on the F�1s. Leader
<br /> -� sh�ll give to Bortower.wl�Fwut charge.an annual acco�mting of�he FLrds.showing cnedits�debits w the tia�ds and the ,
<br /> Purpo.se for which each debit to ihe fiuids was nwde. The FLnds w�e pledged as a d d i t i a w!see u t iry for�!I cums�e e u�e d b y -
<br />=T v,�� this SeCUrity InstrumenG
<br /> --- -- — -- �� � . c s i a e d t o b e h e l d b l i c a b lo law.L.ender sh�ll acaount to
<br /> - _---_ l s e 4 d L e n d e r e a�c!�e c! �w �n Y �P P
<br /> - -- !!se�lesxls by w �
<br /> �,.� � ,..� Barrower for the excess Funds in accorrlance with the�e�;�ia�rmrnts of applicable law. iC�e amount of the[i�ts t�1d by
<br /> �'�. ia
<br /> , `•w":� I,ender at any time is not wfficient w pay the Escrow Ite�s ,vhen due.l.ender may so mozffy Borrower in writ�ir�,su�l.in
<br /> •"��'' � such case Borr+ower slwll pay to Lender the artwunt ne�essary to make up the deficiency. Barower �ir�li�Pw{a¢ wp the ,
<br /> � ~ deficie�c.y in ruo an.,re than hvelve monlhly payments,at l.ender'�sole d9scretion. '
<br />`i„�'�:�1 ,. �p;��f, . .. , Upon Pa�+uuenu i�full ot'all sums secvred by �his Security lnstrumenw Ixnder shall promptlY netund to H�ttawer any
<br /> ° ' �• �:: Tmnda held b y Lxradrr. It,iaader p a r a gra ph 21,L,cnder�hal!�qu[re or scll the Property.Lender,prior to 1he acajuosi2ion or
<br /> , �v� aa e
<br /> . � �''�`�S�•'r�', sak of�he Pro q'ha�l� G� an Funds held b L.ender�t Ihe time of uisition or sak as a crodit a��l�e sums
<br /> '� ,_ P��S•• f'P Y Y �9 �
<br /> _ ...,,�,., � � securod by this Secuc�m;r Qms1•ra�ment.
<br /> :`'°"�''=.!`?`'-� l� 3. Applieation oP Hay�eMs. Unkss opplicuble luw provides aherwise, all pnyments received My l.enda� under
<br /> .�- •. • � paragrephs 1 and 2 shall be appNed: first.to any prepaymem charges due under ti�e Note:second,�o amaa�nos paypble under
<br /> - � �xgrnph 2�thirrl.�n interrct duc:founh.to�rineipal due:wid lost.to su�y late charaes due unda the Nvte.
<br /> !��` � ,,_�• �--''��'•:'• 4. Cha es; Liens� Bor�ower shsill all luxes, assessments. charges, fines und imposition.a �trci�uen�ie to the
<br /> ,ar4r�:� r8 PuY
<br /> _ ' �, • •'• �=• Property which may nttuin p�iorily over this Security Instrument,nnd lesi.sehold payments or ground r+end.c,+S su�y. �orrower
<br /> '•''� ' � ''�'���` `� shall pay these abligutions in�he mtinner provided in pruogruph 2,or if not paid in�hat munner, Borrower y?+all pay Ihem on
<br /> ��. •• � ""�K��''�'� time dircctly to 1he Qcrson owed paymem. Borrower shall promptly fumish to Lender all notices of�mo+aa�ic to be paid under
<br /> t .4
<br />•"i r�l� e ''�'!;�' ,,;.;��,;...�: this paragraph_ IF E�3ortower mnlces Ihesc paymentc directly.Bomnwer sh�oi prompUy fumish to Lenaeer receipts evidencing
<br /> �L:,Nr�! � •.°� rs '+"s the a ents. '
<br />- `��t•t ',,t'��,� •.,1�•�r' �::� P Ym
<br /> ,:. � ?�+ti°��4!4gf��, � Borrower shall promptly dischurge nny lien which has priori�y over this Securily loslrument unttss Borrower:(a)agrees
<br /> - � (; `� �4" in wrcSting to the payment of the obliga�ion secured by thc lien in u manner ucceptable tr�l.enckr.(b1 contests in good iaith the
<br /> " ' ''h1;. ',�, ►>:�,, ,-.
<br /> � � �t�,'�.� ,., Ilen by,or defends against enforcement of Ihe lien in,legal proceedings which in the Lzr+der�opinit>�a o}+emte to pm��ent the
<br /> �.:�• :�'.� . � �'•'� '� enWrcement of the lien;or(c)secures from the holder of the lien an s�gr+eement satisfactor}•to LKOde:R iubordinuting the lien
<br /> . . :;.;�. �, '•;•'� . ,
<br /> � = ••s',r.�r�. , to this Securiry Inswment If Lender detemnines thut any pan of the Propeny is subject tu�a lo�tn wl��:t�may attain priodry
<br /> �� � �?�• �+''!'�+;� , over�his Security Instrument,Lender muy give Borrower a notice identifyin�the lien. Borrower shu�U snt39f'y thc li�n or wke
<br /> � y, �'"►'� ;�, •one or mone of the Actions set fonh ubove within 10 duyc of the giving of naice.
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<br />;�. h;�tx,.•�`'' • g. llorard or Property Ipsurance. Bormwer shAll keep Ihe improvemen�s now rxi�iin�or hereAfter zrec�eR�on 1he
<br /> '� j _ ,�,.; . '�` � ' � �a�crly insured uguinsl loss by fire,hozurds included within the term"extended coverage"and •rny other ha2ardL5,a�ti;.9a�ing
<br /> -�� * '� � �i.� flands or flooding, for which L.ender rcquires insurance. This insurnnce shull be maintained in the amoun�s unt7•fmr the
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