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202404012. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider signed by Borrower and recorded with it. <br />Borrower <br />Kalen L. Garrett <br />Seal <br />McKenzie S. Douglass <br />Acknowledgment <br />State of Nebraska <br />County of Hall <br />The foregoing instrument was acknowled ed,beefoe me this <br />/ GO day of (1 lek(' l �Sf' , � 1,/�-t by <br />Kalen L. Garrett) aSi nok. peAr.5v1'.. <br />No ry Public <br />r �L� (� ft' it) <br />Notary Public Name <br />Serial Number, if any: <br />TLis notarial act was completed: <br />In Person <br />❑ In Person Electronic <br />❑ Remote Online Notarization <br />GENERAL NOTARY - State of Nebraska <br />TRICIA CAMPLIN <br />My Comm. Exp. June 2, 2026 <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Wolters Kluwer Financial Services, Inc. <br />2024081524.1.0.5558-N20240219Y <br />XXXX131596 <br />Form 3028 07/2021 <br />02/2024 <br />Page 20 of 21 <br />