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202404012 <br />any other information required by Applicable Law: (i) the Default; (ii) the action required to cure <br />the Default; (iii) a date, not less than 30 days (or as otherwise specified by Applicable Law) from the <br />date the notice is given to Borrower, by which the Default must be cured; (iv) that failure to cure the <br />Default on or before the date specified in the notice may result in acceleration of the sums secured by <br />this Security Instrument and sale of the Property; (v) Borrower's right to reinstate after acceleration; <br />and (vi) Borrower's right to bring a court action to deny the existence of a Default or to assert any <br />other defense of Borrower to acceleration and sale. <br />(b) Acceleration; Power of Sale; Expenses. If the Default is not cured on or before the date specified <br />in the notice, Lender may require immediate payment in full of all sums secured by this Security <br />Instrument without further demand and may invoke the power of sale and any other remedies <br />permitted by Applicable Law. Lender will be entitled to collect all expenses incurred in pursuing <br />the remedies provided in this Section 26, including, but not limited to: (i) reasonable attorneys' fees <br />and costs; (ii) property inspection and valuation fees; and (iii) other fees incurred to protect Lender's <br />interest in the Property and/or rights under this Security Instrument. <br />(c) Notice of Sale; Sale of Property. If the power of sale is invoked, Trustee will record a notice <br />of Default in each county in which any part of the Property is located and will mail copies of such <br />notice, in the manner prescribed by Applicable Law, to Borrower and to the other required recipients. <br />After the time required by Applicable Law, Trustee will give public notice of sale to the persons and <br />in the manner prescribed by Applicable Law. Trustee, without further demand on Borrower, will <br />sell the Property at public auction to the highest bidder at the time and place and under the terms <br />designated in the notice of sale in one or more parcels and in any order Trustee determines. Trustee <br />may postpone sale of all or any parcel of the Property by public announcement at the time and place of <br />any previously scheduled sale. Lender or its designee may purchase the Property at any sale. <br />(d) Trustee's Deed; Proceeds of Sale. Upon receipt of payment of the price bid, Trustee will deliver <br />to the purchaser a Trustee's deed conveying the Property. The recitals in the Trustee's deed will be <br />prima facie evidence of the truth of the statements made in that deed. Trustee will apply the proceeds <br />of the sale in the following order: (i) to all costs and expenses of exercising the power of sale, and the <br />sale, including the payment of the Trustee's fees actually incurred and reasonable attorneys' fees and <br />costs, as permitted by Applicable Law; (ii) to all sums secured by this Security Instrument; and (iii) <br />any excess to the person or persons legally entitled to it. <br />27. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender will <br />request Trustee to reconvey the Property and will surrender this Security Instrument and all Notes <br />evidencing the debt secured by this Security Instrument to Trustee. Upon such request, Trustee will <br />reconvey the Property without warranty to the person or persons legally entitled to it. Such person or <br />persons will pay any recordation costs associated with such reconveyance. Lender may charge such <br />person or persons a fee for reconveying the Property, but only if the fee is paid to a third party (such as <br />the Trustee) for services rendered and the charging of the fee is permitted under Applicable Law. <br />28. Substitute Trustee. Lender may, from time to time, by itself or through the Loan Servicer, <br />remove Trustee and appoint a successor trustee to any Trustee appointed under this Security <br />Instrument by an instrument recorded in the county in which this Security Instrument is recorded. <br />Without conveyance of the Property, the successor trustee will succeed to all the rights, title, power, <br />and duties conferred upon Trustee in this Security Instrument and by Applicable Law. <br />29. Request for Notices. Borrower requests that copies of any notice of Default and/or notice of <br />sale be sent to each party to this Security Instrument at the Notice Address as defined in Section 16(c). <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Wolters Kluwer Financial Services, Inc. <br />2024081524.1.0.5558-N20240219Y <br />XXXX131596 <br />Form 3028 07/2021 <br />02/2024 <br />Page 19 of 21 <br />