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<br /> � TOfl�7t�'R l�Iffl�a!!tb��ea+r or hme�der e�rcNd aw tM�opwtye�d�Il.r..�wa��uAawM�a, . .
<br /> �a�d li�wroo so�r ar 6aadlc+r�part uf dle p�p�Y• All iepl�oernenu Md�dOilda��dl Yw b�arwr�d Dp�bi�Seowhy . ,
<br /> • �Mro�aeat. All d qie�anp�is wf�ted b i�Nt�Sealdry 1n�p�ea�a�die"lhapNq: . � . _
<br /> � �Qi�ROWBR C�OVB[VIAM'S 16�t Bors�h 4►wli�tly�eiwed af We aiwe Aer�by aave„d Nd Iw IM irl�ht to p�t ,. ,. '-''
<br /> .na a�v�►�be�Moperty.na uae n�e P�opeety i�Yseac�m6ered,exaept ror a�baaoa of raoord. 9«rowet r.e�Ns..d ::
<br /> MiU defe�d,ea�e�liy dia tide b tbp PtoO*�Y�#U cWna aM den�od�,abjxt 1a ruy�uP nodd •� -
<br /> - --- 1'HrS SBLURrI'Y IN67RUM8NT oom66�a unifam� oavannw fa�n�Nanwl we �ad noq�dEorw ooy��u wii; ,-,._�;=�'
<br /> -�--�..,_--____�- ' WaiMd vri�tlo�u by jutiRdiction to aawltWs a nnifam reauity�nunept oovating�I piopmty. ,
<br /> UNINDRM ODVBNA[VT9. Bomovwa�ad L�aida oovawN and yroe aw folbwr. '
<br /> 1. ly�t or Pri�elpd a�d LtM+eM�P�+ep�Y�eM awl l.�te Clu��a�. Horrowcr s�h�ll P�PUY WY wben dre d�e �
<br /> p�iacipal of�nd ima�at oa d�e debt evldenood by the Note md anY p�apaYment�nd I�te dwgas duo under�ho Note.
<br /> Z I�h f�nr'lhra�aM i�wrart+t. Subject toapp1iaMo I�w a!o a wriva�waivar by l.a�kt.Somower shaU p�y W
<br /> Lrender an tbe d�y momhly p�ya�au arc due�d�e-iVae.unW�ha Nae ic p�id in tldl.�wm("R��d�")far.(a)Ye�rly
<br /> tua aod�a which nuy atain priotity ovcr thia Se�wiry Insuumeol as�lie�oa the Aro�aty:lb)YaRly ks�el�dd
<br /> -- I p o��nound reatr an the f4oQaty. if�ny; (c) Yar1Y Ir�cd or pr�oparty i�� (� ye�rly 11ood
<br /> fm�pminiu�.if�ny: (e)YaWy mat�e incu�oe Pr�.i��nY:�ad t��suo�pqrabre Dy Bomnwer w
<br /> I I�eodes.io a000M�eoo with�ha pmvlaian�of p�ca�ph S.ia lia�of tho pay�aw of mor',�o in�w�u�oe p�aaaiiu�r�. 17�ese
<br /> ! itddis m called"Fscro�w I�." i.rnder may.u�n�r tipie.colloct wd bold Rudt it►an aunotnol not b�eicaed tbe�um .
<br /> �a lader tor a foderally t�elned moAgage lan auy roquim far Barower�a�a�w�aaunt wder 1�e tadei�l Real
<br /> - � F,sl�te Senkardtt P�noedures Act oi 1974�s�ne�dod firom lime W tune.l2 U.S.C.$2601 et scq.l"RFSP1►'.ualess�uoN�e*
<br /> , I�w Ifuit�pplies to the Rmds cas s lesser�o�uu. If s0.I.aidcr may.at wy timc.collact and hald�in+�n araota�t not to
<br /> , - --- -- �� exoeed Ihe lesser amoant. l.a�der may estinpue die amoant oi Fspw�c ciuo at►i�iwyis vf�i�uti �Vit��d r�+�c�u��iu
<br /> _ - -� e�mc�a af eapaiditwxs of futuro Bsci+ow Item4 a all�erwise in aoca+�acu.r with�ppli�cable Va.
<br /> — �� '!Ue FWnds idall be heW in an iratiwdon whose depocits are irra�wred by a federal ager�cy. imwma�udit�r.,or auity
<br />' (in�luding l�ender.if I.et�der i:wch m iaa�itut�on)or in�ay Fodeirsd litane I.oan Bank. I.ender shall apply the Eiods w
<br /> - , ttre�scrow Items. Lender may not clwrge Bomawer far halding ua�d applying the 13mds,aanually an�lyting r+c� escrow
<br /> � � ai:�'uw�t,or verifyjng the Esc�ow Items.unkst Le�der p�ys Batmwt.r interest an the F�nds�nd�pplicabk laa pennits :
<br /> ` ��Lender to nulce such a cliarge. However.[.ender may royuire Bomuwtzr to pay a one-time rA�rge for an indepeadsnt neal
<br />� �' eslate tax rcpo�tiag savla used by Lender fe cannecdoa wW�thia laur+,untesc applicabk law provides ahavvise. Unkss�n � �
<br /> +�eernent is nwde or aRplicaWe law requiles interext to be paid.l.a�tiet shall not be required to pay Borrower any interest or �
<br />--_ earninga on the Ru�ds. Bortawu and l.ender may agrce iae wdting.however.that in�i+cst s1u116e p�id an the PUmis. I.ender
<br /> ''`• 'shall give to Bonower,witLaat charge.an annual accomreteqg af the f�i.�.ahawuag c�edits and debits W the F�nds and the
<br /> _�� ,� • pu�pose for whieh each debit to tha Fwd:was made. The Fands are ple�lged as adt�i�iawl sxurity for WI wun�cxured by
<br /> j., - tbi�Securiry Instturt�ent. .
<br /> __ __ If the R�ndt hcld by L.ender exceed the amounts ipermitted to br held by wp�plicable Vw. L,ender slull acoount to
<br /> 19arower for the excess Ii�nds in xcordance with the myuioements of applicable law. If the iunount of the Funds held by
<br />' ` I.ender at any tlme is not suf�icient to pay the Escrow Itema when due,L.ender nwg so notify Bomuwer in writing.�nd.in
<br /> _;�;;; � -- sucfi�case Barower ahall pwp to I.ender the amount aece:sary to miake uQ the defieieney. Borrnwer shaU muW� Mp the
<br /> �;"' �§;''�,y' daficienry�ca mone than n��elve monthly paymen�c,at I,eniYar�sole disr:e�on.
<br /> ��� Upan pay�nent in full of all sums securcd by lhis S�cu►lry Ina¢cumena,Lender shall prompdy�fund tn Borrower any
<br /> �-;�r:��1*;r9� �4 Funds hcld by°.l,ender. If,ua�der pn�agrnph 21.I..ende�shall acquire or seVO the Property. Lender,prior to the acquisition or
<br /> „, �'�'��'�`.'"� `;,, sala of the PropeRy.ahell appfy any Funds held by Lendc�at 1he lime of acyuisitcon or sale aQ a credit against the sums
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<br /> secured by this Secudty Instrument. -
<br /> 3. Applicatbo of Haymeota Unless applicable iaw provides otherwise, a�8 payments roalved by Lender under
<br />_ :;'�r , �; �:: parag�aphs 1 un�2 shall be applied:first.w anY prepaYment charges due under the Nae; second,to amounts payable under
<br />--- paragraph 2:third,to intercst due;fourth,w principal duo;and las�,to any late charges due under the Note.
<br /> - - -- � ,-.- 4. C�cc; Lleus. Barmu�er sha!! pay �!! Gzres,s:.sessstzents, eharges, tincs �d itnpasfdaas amtbatable ta thc
<br />� u .�M? Property which may apain prbrity over this Secudty Ins�rumenl,s�nd leasehold payments or ground ren�s,if any. Bomower -.
<br />''�y' ' `�''� ',' sha91 pay thesd obligatiom ip the manner provided in p�.�graph 2,or if not paid in that manner,Borrower shall pay them on
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<br /> " °��a"°�: •'�; ii7ne dinecdy to the person owed payment. Bomower shalC�romptly Purnish to Lender all notices of amounts to be paid under
<br /> • �+ ���'� th9s parngrnph. If Barower makes these payments directly,8orroarr shull promptly fumish to L.ender receipts evidencing
<br /> �;: :�� the PaYmer�ts.
<br /> ,':;.,�.� � ;�:•� �''.' $otrowe�shall promptly discharge ony lien which has priority o��f ifi�is Security lnswment unless Borrower.lal agrees , ,
<br /> � - ••. " -�" " in w�ting to�e payment of the obligation secured by the lien in u manner uccept:�bte t�l.ender.(b)contests in goacl failh the
<br /> °� � '�,'.• I�e�by,or defends against enforcernent of the lien in,legal praceedings which in the Q.enderk opinian operate to prPVent the
<br /> ��'; ��°� '� - •e�ffmrcemena of the lien;or(c)secures from ihe holder of the lien en agreement sutis�'ac�ory to L,ender subordinating the lien
<br /> ���~ �� �'`•` �ta ihis Securiry instrument. If Lender detenmines thut uny part of the Properry is subJect to a lien which may attein priority
<br />�r_ ' �`' aver this Secucity Instrument,Lender may�9 ve 8arower a notice ideaeifying the lien. Borrower shall satisfy the lien or u+ke
<br /> �. .�� ' ��`z` s, cme or�toce of U�e actions set fonh ubove wfthin 10 duys of the givin�of notice.
<br /> ���iQ 5. H�uard or Property lasurance. Borrower sha�9 keep the irnprovemems now eaisting or hereaRer erected on the
<br />`���.•.;;' '�'�5'"�'`'�• �� 6°raperty insured against loss by fire,huzands included wit�hin the term"extended covernge"nnd any other hazards,including
<br />�•'? ,�,_,...�. . floods or flooding. for whicb Lender re.quires insurance. This insurdnre shall be maintained in the �mounts and for the
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