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<br /> '1�OUE'17iER WITH dl the improvemeMc naw ar heiosfla erec�ed ao tho pmpchy.wid all eacemeetw��ppuher�anoes.
<br /> rnd tizpue�aow ar ba�aafDer a pnt oi 1ho property. All roplaoema�u and�dditions chNl dw be covaod by lhir Secudty
<br /> Ia�tnupaN. Ail of tho fore�aiqQ i�rei'e�t�ed u�in thGt Sa�uriry Incdument�u tho"PropertY•"
<br /> gpRRpqtpR C�pyBNAN75 tlut Borrower i�Iswfully sciced oi�he es��te heneby conveyed and h�w�he d�ht eo�nnt
<br /> and canvcy the PropeAy uid th�t the Pr�opertY i�w�encumbrrod�exapt far encumbrancca of reranf. Bartowcr wanant�Rnd
<br /> �viU dda�d�a�lty tho dtlo ta uba i�pe+�y�+u all claima end demands.eu!►je+ct te any arcumdar�oes of rocord. _
<br /> � TNIS 3BCUR17'lf INSTRUMR[dT cambines uniform covenantc for nuionsil use su�d ran-uniFam oovau�nts wilb
<br /> �'^'��----'. Iiadpod va�iatia�s by juriidiclion W can�titute a unjform secudry instrument covering ral propeny.
<br /> IJNQaORM COVENAN7'S. flomnwer t�Lender cove�ant uMt agnee as follows:
<br /> = l. Pa�sat d Pri�dpd and lntensti�Wl��I.�k C�v�es. Bormwer sh�ll P►'omM�Y WY when due Ihe
<br /> v; - ot'snd i�uar�t o�the debt evldenced by the Nae and anY prcp�ymem�nd luo ch�uges due under�he Note.
<br /> ��Fb�ds tar 71uea iwd lawrana. Subject to ap�licable I�w or to a wriaen waiver by I.ender.liaroMra sl�all pay to
<br /> Lender an tha day monthl9 P�Y�nts are due under the Note.until the Notc ls paid in fut0,a sum('Fwrtq°l for.lr�)ytarlY
<br /> -- - tues and usascment�which may attpin priority ovar Ihis Secutiqr Instriumhat u�lien on the Pfrope�ty:lb)YeulY I�ehold
<br /> _�..ry.� pwymenta or gtound re�ts an tha Prope�ty. if nny: lc) Y�Y �� � �Y �raaw�e p'eroiums: (d)yeadY �lood -
<br /> � insurana p�emiums, If any: (e) Yearly mong�ge Insurwrx pcmiwns. u aay: and l��ny�WY�by Borm.re��o
<br /> Lende�.in aocond�ce with�f�e provisians of puagnph 8.in lieu of the paymenl of matgage insur�nce p�niums. These
<br /> ite��ro e�lled"Escrow Items.' l.ender may.at anx time.callect and hold Rinds in An amount not ta exceed the m�ucimum
<br /> amou�K a lader for a fedaapy oeWat roo�tg�ge laon may roquirc for Barowerk esrnow account under the federal Real
<br /> Esuite Seqkment Prncodwes Act of t974 as aunended from timc ta tjme. 12 U.S.C.$2601 e�seq.("RESPA").unlcss another _
<br /> law tiwt appliea w the R�Ms sets a le�ser�mouM. If so.l.ender may.at any time.collect and hdd Fi�ds in an wnount not to `
<br /> y -° - - -- cxcce�the ie�er iu�n�l. L.e�eder may estienate tlrc �tnount af Fi�Ms due on the basis oi cwrerk�wNi ��w�bie _
<br /> • estimAtes of expmditwes of Futune Fscrow Items or o�:r�vi:e in acco�dance with applicabk law. _
<br /> -- '11�e fi�nds shsll be held in An institutian wM�se cisp�cits are insut�ed by a federal agency.instrumeatalit},or entity =
<br /> -�� � tincluding Lender,if I.ender is such an instimtion)or in un�•Federal Home l.oan Bonk. l.eode�shall apply the Fiu�+ds ta pay _
<br />`a� the�w Items. Lender may not charge �orrowcr for holding and applying Ihe Wnds,a�uival�y analyzing t?�e escrow _..
<br />._:;�e accoun� or ve�ef}ring the Escrow Items.anle�s I.endcr pays Borrower iartaest an the Punds ami applicabk law permits
<br /> I,e�dor ta�nna[:r�tlCll A CIIAr$C. Howevcr,L.ender may re4uine Borro�r<<r,�a pay a one-time charge for an independent rea0
<br />-- - est�ute tax�►eportin8 service us�d by I.ender in connecdom wnth this luan,unless a�plic.�lble law pmvides olherwisc. Uakss ate
<br /> _- ,��� agnement ia nwdc or epplicabk law�qui�ea interest to b�:p�id,l..ender shall not be r�aired to ppy Borrower an�ins�erest o� -
<br /> � ._ ��g$�the FUnds, Bomnwer w�d L.e�er may agree in w�ldng.however.that interc:��t shall be paid on the FUnds. Lender '
<br /> - slwll give to Borrower,wlUwut charge.an su►nual accounting of the Funds.showing credits and debits w the Punds and the -
<br />-_'� � pu�pose for which each debit w Ihe FLnda w;��made. 77�e E•Lnds arc pledged as additioqal socuritg for�II cums�ec�aed by
<br /> -- ,�his Socurity lnstrutneot.
<br />-:- - - i ii die Funds ixiii by i.ender exce�l ihe amaiu�ts v..�iitzd so bs held by a�!xable law, �.!�r s1�aGu aabnant to
<br /> �;. � , I&,�rrower for tMe excess Fl�nds in aocordance with the teq�lrements of applicable law. Jf the amount of the FUn��+eld by
<br /> ..,,��,� � Lender at any�ime is not suf�icient w pay the Escrow Items when due.Lender may so notify Bomower in writing,and,in _
<br /> -- — such case Rorrower shall pay to Lender 1he amount necessary to make up the deficjency. Borrower sha��make up the
<br />':''?'!� ' defieiency iao�e�a mare Ihan twelve monthly pAymants.at l.ender`s sole discretion. -.
<br /> - �' � Upon payment in full of all sums secur�cl by this Securiry Inswment.l.ender slial)promptly refund to Bormwer any -
<br /> .}_ r j}�'�t i Funds held by Lender. li;uocJer paragraph 21.Lender shull acquire or sell�he Property.I.ender.prior to 1he xquisition or �
<br /> � ����� � .;s2k of the Property.shall epply enY Fww1s held by Lender at�he time of acquisiUan or sale as a credit ag�inst the sums --
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<br /> . � •::�•, ti � , ee¢uted by Ihis Security Insdvment. �
<br /> 3, ppp��ption of ppymente, Un1�,s npplicable luw provides othenvise,all payments �eceived by Lender unde� � �„_
<br /> - ' para�phs 1 and 2 shall be applied:first,t��nny prcpnyment charges due under the Nae;second.to amounts payablc undcr =
<br /> + p�ragraph 2;third.to interest due;fourth.ta princippl due;and last.to any late charges due under the Note. =.
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<br />-: 4, C1�ar�c;; Ucas. Sorrov:er sts�!! g�, s!! uszes, asscssments,chnr��s, fincc nnd imrnsiBonR attrfbutable to thc
<br /> - Nro which may attejn prioriry over lhis Security Instrument.und IeasehoM payments or grouod ren1s.if any. Borrower `
<br /> -� �peny tte o,
<br /> - � ��.,� � s6e�0 pay the�e,obligations in the monner provided in paragraph 2.or�f not paid in that manner.Borrower shall pay them on -
<br /> 9'�`�''''-'- 11111C djlpClO�%'t�n the person owed payment. 9orrower shull promptly fumish to L.ender all notices of amounts to be paid under
<br />-""-'`�; � lhis paragrap0e. lf Barower makes these pa}�ments directly.Borrower shall promply fumish to l.ender receipts evideoci�g `
<br /> .. � the p�ymenta. �
<br /> Bmrower shall prompdy discharge uny lien which has priority over this Security Inswmem unless Borrower.(saP.ugvees E.
<br />•-Y_. �"�� in writing to the payment of the oM9�gA9ion secured by�lie:lien m a manner acceptablr to L.ender.(b►contests in good faith the =•_
<br />�� �.�_W: � lien by.or dePends ag�inst enforcPrneaa of the lirn in,legal praccedings which in thr ILender�s opinion operate to prevent the ��
<br />.. ,�,,:�._• enforcement of tl�e lien;or(o)�secare4 frorn a�he holder of the lien an agr+eement sutisfactory to Le�r�ek�r subordinating U►e lien �
<br />'`1 ro this Security lnswment. lt•L.en•der drte,rmines that any psut of the P�ro�eny is subject to A lir��which may anein priority �'
<br /> ''�'__ _ ' , over this Seeurity Instrument.Lender may g�e�e Borrower a notice identifying the lien. Borrower shul�salisfy the lien or talce _
<br /> -= f aoe or morc of the actions se!t fart�h above wilhin 10 days of the giving of notice. __
<br /> ���� � `?'�• �• 5. Huard or Property Iasi+rsir�ce• �orrower shell keep the improvements now existing or herenfter erec�:�on the
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<br />` •� r?.,;�;�_:-:=�• � �Property insurad against loss by fire,hazazats included within the term"entended coverage"nnd any other hazarcl�,iircluding =
<br /> ` � floods ar�o�ling. for which L.ender requurPS insurance. This insurance siwll be maintaLied in 1he amounts and for the -
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