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<br /> . �roo677�81t wmd dl�he hnpmvar�en�Q�w or n.rranor arected on�no pnQerfy.ana.0 eacemon�o,.ppunen,u�cer.
<br /> and QKluna now ar haratYe��p�ut ot�ho p�v�nty. All rcpiwoemcnto and wWitions sl�ll�Iw bo coveoai by WIa SaurUy
<br /> Inwwnaa. /UI of the fa+e�ofn4 i�afemed to in Ihfa 3ocudry Inwument ac Iho"f4�oQeny."
<br /> BORROW6R COVBNAM'S Itw Raaowcr is I�wfully ceicaf ai Ihe esqte he�by oonveyed and ha��he ri�l►t ta�ant
<br /> and caavey the Prnpaty and Qwt the Property is unencumberod.exoep�for encumbrance+of nocad. Botrower wurmt��qd
<br /> _ wW defa�d Aa�aally the titb�a the Ptope�ty+igainu dl cldms u�d demuids.�ubjoct to�ny encumbrancen d'rocad.
<br /> _` , THIS SECIIRiTY INSTRUMHNT c�ombines unifomt covenpnt� far national use and nan•unifam ouv�� wilb
<br /> litai�pd vul�tions by juri�dktlan to constitute a unifam socurily insuument cavering real pmpetly
<br /> -- - -- - - --- UNIFORM COVBI�fAhTS. Aamwer t�nd Lender rnven�nt�nd sg�oo as folbws: �� wl�en due Ihe =
<br /> �,n:: ' l. f'�ymeat ot P�I�CIpd a�d Iate�at;Preps�ooe�t aad I.wte Cb��s. Bormwcr stuill �Y P�Y
<br /> -_` � priia�ci of�nd inte�est o�the debt evldenced by the Nae and+►nY prcpsymem wd late chwrga dua under the Nde.
<br /> - - � FiiuiW�for 7luces aod Insunaee. Subjoct to appUpWe law or to a wrllten waiver by Lender.Barower sh�ll p�y lo
<br /> L,pKier on the day monthly payments ace due under the Nate.until the Nde is paid in futl.a sum("F�dc")for.(a)yearly
<br /> — tues and�u wh(ch may attain priority over lhis Security Insttument�s a lien on the f'nnpeAy:(b)Y�y I��Id
<br /> _____�_� -- _—__
<br /> -_ - -,-----��,_: payments ar ground raus an the Property. if any: (c) YeulY Iwzwd ar prnperty insptw�ce prenuw��a: W) y�+�=!' � .
<br /> inurrutce ptemiums.if any: (o) Y�9 �Sage insuramxx premiums, if any: wtd (�any sut.�a payabk by Bwruwer to -
<br />___ i �,ender,jn�ccoidancc with tho provisions of paragraph 8.io lieu of�he payment ot mongage inw�pmmiums. Thera
<br /> i Itans�re c+llod'F.scruw Itemc." l.ender muy.su any Iime.collect and hold Fimds in an wrwunt not to eacood Iho mwtimam --
<br /> —= amaunt a Irnder for a foderally related mongage Iwn may roquire for BoROwe��escrow account under Ihe fabml Real
<br /> _= Fsute Settkment Praxdures Act of 1974 as wr�endod fmm time to time.12 U.S.C.�2601 er seq.("RESPA"),unless snother
<br /> -° ` law thu applks to the Funds sets a lesser amou�t. If so.I.ender may.at any 1ime,collect and hold Funds in�n anount oot to
<br /> �..--_ _ _ _ ;
<br /> �...t � exceed�he Iesser amount. i.ender mey e�linwic ttic acitiaunt aF Tund:, due aa thc b�ls �i onme�►t dia��nd�aacon�blo
<br /> -- - . -- esdmates of expatiditunes of future Escruw ltems or dherwlse in AccarAnnce wi�h npplicable law.
<br /> • The Funds shall be held in an institutlon whose deposits tuc insurM by e federnl agency,insuumentAlfty. ar entiry
<br /> _ (includL�g Lender.if I.ender is such ao instiludon)or in any Federul Home Loan Bank. Lender shall ppply Ihe FLods to paY
<br /> tf�e Fscrow Items. Leoder may not charge Bamnwer fi►r holding and applying the Funds.onnually analyzing the escrow
<br /> � �counti ar vedfying tho Esaow Items� unless I.ender pays Borrower intenesl on the Funds and appdcabla law pemtits -
<br />_ � Lxmkx to make such a charge. However.I.ender may�equira Borrower to pey a one:-time charge for an indepe�dent rcal
<br /> a
<br /> ` esutte Iox reporting servlce used by l.ender in connection with Ihis loan,unless applicnble law provides otherwise. Unless an
<br /> . � agrocment is made or applicabla law t�equires inte�st to be paid,l.endcr shall not be requit�to pay Bomnwer aay inte�st or
<br /> � eamings un the Punds. Bcxrower and l.ender may agree ia wr�dng,however.that inte�est shall bc paid on ihe Funds. [.ender
<br /> `�;..,. shall�ive to Bortuwer.wilhaut charge,an onnunl accounting of the Punda,showing credlts and clebits to tha fi�nds and tha
<br /> - � purpose fa which each cieeit to the Funds was mude• The hlmds are PIedBM os Additiawl seCUrity for�II�ums secund by
<br /> i thia Secw'ity lnstrutnent.
<br /> .,.�. . If the F�nds hC7d by I.ender exceed the nmounta permiaed ta be•held by upplicuble law. Lender shall ucoounl to
<br /> , ,��•e�•;;-, Bomnwar for�he excess Fvads in accordar�ce with ti�e�cyuiia+iien�s�f appf9cabtc law. l::;ss a.:to�n!of i!x F�!�!�!�;
<br />_ - � tti¢�.�,' Lrnder at any dme is not sufticient ta pay the Escrow Items when due,Lender muy su notiiy�orrower in wridng,w�d.ia�
<br /> ;,,��, , such case Banawer shall pay to Lender the amounl necessary to mnke up the deficiency. Barn�v�er shal� rtwke �P the
<br /> _;��" •� "� s� . ��;. I deRciency in no mare�han twelve monthly puyments,at l.ender s sole dlscre�ian. � _
<br /> ��:' ' : + `� ' Upon payment in full of nll sums secured by Ihls Securiry Insuument,Lender 4fw11 pxoai�tly r�efund Yo Horrower any _
<br /> ; FUnds held by Lender. If.under parnga+ph 21.L.ender shall acquire or sell the Property,4e�ncle�.prior to the acquiaition or
<br /> 1 '� ~ -�f ��� sale of the Pmperty,shall apply uny Funds held by l.ender at ttie dma of acquisition ar s�0e as a credit a�ainst the cums
<br /> ^ t� - secured by Q�is Secu�ity Inswment.
<br /> �,� � "`'`"' 3. Applla�tlon ot Paymenla Unless applicable luw provides otherwise. all payments received by I.ender under _
<br /> �,-���h;r.��,y -
<br /> �•�, „�„� , ►a hs 1 ond 2 shall be n lied:first,to nn r+e u menl chor es Jue under�he Note;second,to umounts p�yabk under
<br /> ,�.,. P�8 p PP Y P P Y 8
<br />=- •T� �'.i�� p�ragraph 2;thiM,ro interest due;fourth.�a prineipal due;and last,to any latc chuges due under the Note.
<br />".:z. � � 4� Chprges; Liene. Bomower shall pny all tuxes, ossessments, charges, Pnes and impositions atuibuwblc to the
<br /> �--` •r, --;::�:.�.•;,;;" 1�mperty which muy uuuin priu�ity uvm Uiis Srcu�lty iastrumc�t,�nd lcaschald p�,ments or ground sents.if eny. Rrxn►wer
<br />:.r y •� � * �a shall pay these obligations in the manner provided In puragraph 2.�c�r if not psiid in thnt manner,Borrower shall pay them on
<br /> �� �� ° time directl to lhe rson owed a ment. Bornowe�ahall rom l turnish ta Lender all notices of amounts ta 6e aid under
<br /> ��r- ,��,� E r.�.,.. ',�f�•-�• y pe � P Y p 4�y � p
<br /> ,;v�` ' ;t�;�;;,r +�y v��_..-�+. .. t h i a p u a g n p h. l i B o m o w e r m a k e s t h e s e p u y m e n t s�di�rectl y.Borrowcr shall p a n ptl y fumich lo Lender aceipts evidencing =
<br /> ,'�j��� tlR�,, . ,.',.,l.. the payments. :.
<br />�'!; � _�1^r,��.�r;�"".'.:�c�',�Sti1�` • Bomower xhall pmmptly dischuge any lieo w�ich has priority over Ihis Security Inswment unless Borrower.(a)egrees
<br /> �ti ' � "� "''' '`'��l;f�r"`'�� �• , in writing to the paymeat of the obligation secu�!by the lien in o munner acceptable to Lender.4b)cnnte�ts fn good tai�h U�e -
<br /> �H1�'=��,ly'�'�'a�� .
<br />'�"'�•;_ • lien by,or defends agait�st enforcement of the lien in,legal proceedings which in the L.ender's o�inion operate to prevenl the
<br />-���' � • ,�� ' • enforcement ot the lie�e:or(c)secures from�he holder of the lien an ngreement sutisfncwry to Lender subordinating the lien
<br />=�"�'}• ' �•, � to this 5eeurity Insv�ca�ent. If Lender dete�mines tha�any��t of the Properry is�cubject to u lien which may altain priority -
<br /> �,:,�-:, -
<br /> __,,.��, .,-. . over lhis Secudty InArrument,Lender muy give Bonower u notice identifying the licn. Borrower shall satisfy the lien or take _
<br /> __• =F=t.,_ • ' a�e a more of the uctions set fonh aMo�•e within 10 daya of the�S+ving of notice. _
<br /> � '" ,� IHa�rd or Propetty Insu�nce. Borrower sh�ll kec�the improvements now existing or herruftcr erected on the
<br /> �.r;r {+��:;f�, a' -
<br /> rt�:�• ', ,.__.� �► ,•, Propeny i�uurtd agains�loss by firc,hazurds included wilhin the ierrr�"extended covernge"And any other hnzards.including _
<br />-.a;'�� flootis vr(looding.far which L.ender rcquires insurance. 'fbis insurance shall be maintained in the nmounls and for the _.
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