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<br /> - S. Haaard ar Fro�efty Insursa¢e. Borrower ahtill keep the improvementa aow exiatipg or hereafter erected on the �.
<br /> prop�erty iasured a�alnst loss by fire, hazoNa lacluded within che term'extended caverage' aad any other hazarda. including
<br /> flooda or flooding. for whtch l.ender requires inauraace.TWs insurance shall ise mainteiaed ia the emounts and for the periods �:
<br /> „ thut I.cnder requtres.Ttne insw'ance canIer pmviding the inaurazcce shnU fse chosen by Borrower subject to Lender's appmval �:
<br /> __ ..---f whlch shati not be unreasanairiy withheld. tf Borrower fa!!s to mainiain coverage�escribed above, I.ender may, ai Lender's �
<br /> option,obteln coverage to protPCt I.Ender's dghta in the Property i�n accordence with paragraph 7. �'
<br /> , •#R Ali inaurance policies and renewals shali be acceptable w Leader ead shaU iaclude a staadard mongage clauss. Lender �_
<br /> „: ; ahall have the rlght to hold the golicies and reaewals.If L,ender requines,Bonower shall pmmptly glve to I.ender all re�eipta of �,
<br /> � � patd premiums ead renewal notEces.In the event of loss.Borrower shall give prompt nodce to the insurance carrier and Lender. �,:
<br /> �=„�� Lender taay make proof ot loss if not made pmmptly by 8orrower.
<br /> insurance proceeds shall be applied to restoration or repair of the p
<br /> ,,,,�•,,..�� Unless Lender and Eorrower otherwlse agree in writing. ;.-
<br />-. . progErty damaged�if the reswratian or repair is economically feasible and I.ender's securlty is not lessened. If the reswration or `
<br /> :,� repair is not economically feasible or I.eader's security would be lessened. the insurance pmceeds shall be applied to the suma
<br /> s � secured by this Security Insuument. whether or not then due. wIth any excess paid to Bomower. If Bonower abandoas the
<br /> Property.or does aot enswer within 30 days a nottce from I.ender that the iusurance carrier has offered to settle a clalra, then
<br /> � r Lender may coDect the insurance pmceeds. Lender may use the procceds to repair or restore the Property or to pay swns _.
<br /> • � s�by this Seturiry Insttument.whether or aot then due.The 30-tiay pe�lod wUl begin when the nottce is given. -
<br /> Unless I.ender aad Borrower otberwise a�ree in writing. ury aPPlication of pmceeds to principal aha11 not exteud or
<br /> •• postpone thc due date of the monthly payments rcferred to in paragraphs 1 and 2 or change the araount af the payments. If
<br /> U . ... .� undet paragraph 21 the Property is scquired by Latder,Bomower's rigiU to any insurance policies and proceeds resulting from
<br /> damage to the Property g�Ior to the acquisition shall pass to LEnder to the extent of the ewns secured by this Se�udty Insmiment
<br />_ imtnediately prlor w the acquisition. -
<br />-- :�'+} 6. paupaucy� Pnservatton. Meintenunce and Protection of the Propertyi Borrower's p,oan Application;
<br /> � Leaseholds.Borrower shall occupy.establiah�and use the Property as Aorrower's principai residence within aixty days after the
<br /> ••�'';:► execution of thia Secudty Inst�ument and shall coniinue to occupy the Propeny as Borrower's principal resideace for at least one
<br /> - , �, , year after the date of occupancy,unless I.ender othenvise agrees in wridn$,wl�ich cons�mt at�aU aot be unrcasonably wIthhcld.
<br />_'. .,,. • or wiless extenuating circumstances extst which are beyoad Borrower's control.Borrower shall aot destroy,damage or impair
<br />;.„_'• the Property, allaw the Property to dttertorate.or aammit waste on the Property.Bonower shaU be in default if any forfeiture
<br />_;;;�;�. , action or prooeeding,v�hether civ11 or criminal, Is begun that 1n I,eAder's good feith Judgraent coWd result in fodeiture of the
<br />_ ,_--t�- Pr�.^eri;Qr��?�r,r materiaily imnair the lien cmated by this SecurltY Insuuffient or Lender's securlty interest.Bermwer may
<br />"���^�,_. aue such a default and nEinstste.as provided in ParagraPh 18.bY causin8 the action or proceeding ta be dismissed with a n�liag
<br />��a`.� �, in I,ender's good faith detemtiaation, precludes forfeiture of the Barrower's lnterest in the Property or other materlal
<br /> -".�''°�y•V lmpairment of the llen c�eated by th9s Secvrity Insaument or Lxader's secudty inierest. Borrower aha11 also be in default if
<br />-=��"��'� Bornower.during the loaa appltc�tion process.gt►ve materially fAlse or inaocurate iaformadon or statem�nts to I.end$r(or failed
<br /> 4.�-s� to provide Lender vvith a�r msierial information)in conne�tton with the loan evidenced by the Note,�acluding,but not limited
<br /> _.*.�-.. � to,repnsentations ooaceming Bornower•s accupancy of the Property as a prIncipal reafdence. If this Security Insautnent is on a
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<br />_�r=b,�e^� Ieasehold� Bomower shall comply wlth sU the pmvisions of the lease. If Borrower acquires fee title to the Fnoperty, the
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<br />_�.�;„- • ,.. leasehold sud the fee tide ahall not msrge unleas Leader agrees to the merger in wricang•
<br /> ��_�="�� 7.PmtecNon otLendes's Atghts in We Pe+nperty.If Bonnwer faUs w perform the wvenaats and agreements oontained in
<br /> "�f�. _-'��-� tIIis S�uriry lnatrumeat.or there�S a legal prcceedtng t6at may significantly affect I.ender's rights in the ProPeriY <such es a
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<br />��-�a$� p�ing ia bankiuptcy,pmbate.for condemnatton or forfeiture or ro enforce laws os regulaHons),then Lender may do and
<br />�_�,>,,� pay for whatever is neoessaq+w pmtoct the value of the Pmperty and L�nder's rightts in th�e Property. Lender's actions may
<br /> _..��---= iaclude paying aay sums secured by a lien which has priority over this Securtty Insaument. aPP�T�B in court. PaY�B
<br /> ___�__--�� reasonable attomeys'fces and entering on the Pruperty to make repairs.Although Lender may take acttoa under this paragrdph
<br />�— 7.Leader does not have w do so.
<br />----_ - Any atnouats disbwsed by frender under thia paragraph 7 shall became addidonal debt of Borrower secured by this
<br />-�'"'�'� Secyrity Instrument,Unless Borrower aud Le�tder agree to other terma of payment, these amounts shall bear interest from the
<br /> =--�� date of dlsbu:sement at the Notc rate aad shall be payable, with interest,upon nodce tram L,ender to Borrower requesting
<br />�� paymeat. .
<br />-- ---- — 8.Mottgage L�vrance.If Lender required mortgage insurauce as a condiHoa ot ffialting the loan secuted by thia Seturiry
<br /> --- --�"- Insm+ment. Borrower shaU pay the premiums required to m�utaia tte mortgage iaaurance in effect. If. for any reason. the
<br /> - mortgage insurance ooverage required by Leader lapses or ceases w be in effect.Bvrrower shall pay the pmmiums reguired w
<br />- — abtain covtrage substantiallY equivaleat to the mortgage iasurance g"reviously in eff�ct, at a ooss substantiaUy +eguivalenc to the
<br /> _�-!_.�.� cost to Bore+oaer of stce mortgage insuraace previously in effea. from an altemate mortgage insurer appmved by i,eader. If
<br /> - �`2`���" substantially equivatent mortgage insuranoe coverage is not avaitable.Bormwer shall pny to Leader each month a sum equal to
<br /> ��;� oae-twelRh of the yearly mortgage insurance premium being paid by Borroaer when the ineurance ooveiage lapsed or cea.sed w
<br />-T=;:��:ry.-;:'.°�` : be in effc�t. Lender wiU ax.ept,use and retaia these payntents as a loss reserve in lieu of mortgage insuraace. Loss reserve
<br />_`y�:....``_,�� Form 3028 9180
<br /> �_-::; '2 ��6RlNq tas��t.oe veoesors wtia�r.
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