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<br /> (1 Ycar Trc�seary Indes•I3ate Cnps) '
<br /> TyIg pplUSTAHLS RAT�R1DER i�au►dfl this 26th dc�y af M�TCQ1 �
<br /> 1g8g .and ie incarpornted irtw nttd shail be deemed to araend and eupplem�tt tha Mortgng0.�of Trust
<br /> Boae ds�table Rate Note(the�"Notte")t Tb� EQUI l��BLEb�I�G;&�ONd AS�SOC ATION ecuro
<br /> (the'�Lender")of tha same data end coverjag the proPertY descrlbed in the Securlty Iastrument ead located at: .
<br /> 553 E 18TH 51'
<br /> GRAND IS[I.pW�D�n�er�sl 01-2470
<br /> THE MOTE CONTAINS PROVISION� ALLOWINO POEi CHANGES IN �H� IRITEIF�ST
<br /> RATE AND YHE MONTNLY PAYNIENT. 7HE N�Y� LiAAiY� YHE AiViOiDf.1T 4HE �
<br /> BORROWEB'8 INT�REgT RATE CAN CHANIOE AT ANY ONE TIME AND THE
<br /> MAXtMIlM 9AT@ YH�BO�NOWER MUST PAY.
<br /> ADATtTaNAL COVENAl�i15.In addition to the cov�aad a�eements made ia the Security Instr�t.
<br /> Bonewet mnd Lender further covenant aad ag�as follows:
<br /> A. II1TI'EREST 1tATE AND MON'i'HI.Y PAYIVIENT CHANGES 6.500 %u.Tlte Note provtdes fos changes in
<br /> The Nou grovld�s for an initiel interest race of
<br /> the 1nLerost mte aad the monthlY P8Y�a$followe:
<br /> 4. IIVTERFST RATE AND M�DNfHLY PAYMLN'1 a.�IInn1� �
<br /> (A)Chwnge Ds4es
<br /> 'I7�e intesest rate I wIU pay may change on the fust�fay af Apr'f 1 ,2004 ►ead on that
<br /> day avery 12dt mouth th�. Bech dato on which my iaterest rate eauld change is calied a"CDtanB�Da�."
<br /> (B)The Ind�
<br /> Beginnia8 with che S�rst Change Data.mY�uterest raro wW b�,�x►sad on aa Index.Tho"L�adiax" is tho woekly
<br /> u
<br /> mreiage yteld on Unitad 5tatcs Trrasury securides a�lusc�to a cons�u matu�in'of 1 year,as mad�available by
<br /> the Fedaal Resdva Bo9rd Tha moat rocent Index Sgure available as of the date 45 days before c�ch Chaage Date
<br /> is called th,e"G�+ent Index.°
<br /> I€the Indmc is ao longer available,tlQe Note Hold�.x will choose a n�ew index which is based�caa�pazable
<br /> iafonnation.l7ie Nau Holda will gfve me nottce of this choioe. '.
<br /> tCl Cdcntatbn of CL�nges . .
<br /> Heforo each ChanBa Date.t�e Note Iiolda will caTculate my ncuv interest rata by addin8 'SW� AND
<br /> 000/100� perexalaSe Po'int{s)( 2.000 9/0)Lo¢he Gtirr�nt
<br /> Inde�. The Note Holder wIll then roimd the result of d�is ecWidon to�e ac�rest on�-eiighth of one perceataga lw:nt ,
<br /> (0.125%). 5ubject W the limite stated in Sectioa 4(D)below,this raunded amount will bo my nev�intetest rate�nHt
<br /> the aext Change Date.
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<br /> YM►YGHTOAiE FORYB•1t00)6YI•7II81 41�'
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