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<br /> � a 1d'�32��.
<br /> 5. I�Iflutr�i or Property Instuaace. Horro�er shull keep the lmprovements now existing ot hemafter erected on the `
<br /> Property bnsured ngainst losa by fire,haznrdR included within the term "extend�d covcruge" wid nny other huzards. including
<br /> flouds or fl�ing. for whiefi Lender requires lnsurance.Thia insurance ehall bs maintuined M thE nmauntK and for the parlods
<br /> thnt �.ender requires.The insurnctce rnrder providing th:;insurartce shall be chosen by Barro�ver subject ta Lender's appro�ul
<br /> whic�h ehull not be unrensonably withheld. If Borrower fuils ta mainwtn covemge described above, I.ender mny. nt I.f:nder's
<br /> optinn,ahtaln cover�gz to protxt i.raid�r's rights in the Property in accordartce witft puea�rnph 1.
<br /> All ittsurnnce policies artd renewals shull be acceptuble to Lender and ehall include u stancinrd mortgnge clnuse. Lender
<br /> shall have the�3ght co hold the poticies rind renewals.If Lender requices,Borrower shail pmmpdy glve co Lende�aU receipta of
<br /> puid prem3ums and renewc+l notices.In the event of loss,Burrower shall�ve prompt notice to the Insuranx cnrder and Lxnder.
<br /> Lender muy maka pmof of loss if not made promptly by Borrower.
<br /> Unless Lender and Borrower otherwise agree in wrlting,in.surance procee�ls shall be applled to restaration or repair of the
<br /> Pmperry damaged,if the mswration or repair is eoonomically feasible and Lender's security is�rot lessened.If the reswration or
<br /> repair ia not economlcaUy feaslble or L..eader's securlry would be lessened.the inaurance proceeds shalt be appltad to the sums
<br /> secut+ed by this Securicy��uument,w6ether or not then due, with any excess paid to Borrower. If Borrower abandons the
<br /> Property, or dors nai�swe��viBUnEn 3�t�d�ps a notice from I.ebder t�eat che Insurance carrter 6as offered to settle a claira,then
<br /> Lender may oollc�t t4ta ictse�rance prv-�r.•1s• Lender may use i��r.rye�.�ds to regatr or restare the Property or to pay s�t�s
<br /> securc�by this Security Instrument.aheib�r or not BQeen¢1ue.'The�0!-dny pertod wtll be8in when the nottce is given.
<br /> Unless L.ender and Horrower otherwis�t�g��m m�ating. ana+ a}rplicatian�proceeds a principal shael not exEend os'
<br /> postpone thc due date of the�uontlily payments re�'�err�d to ln pa�rapl�a 1 anr3� vr cl�aage the emount o�the payments. L�
<br /> under paragraph 21 the Propeny is aoqutred by T.$ttder,Borrowea's�aght to any inswrance pollcies azcd prac�.xfls e+esulaag faom
<br /> damage to the Property prlor to the aoquisition shall pass to Lender ta sh$ext�nt of the sums sewu-�d by tEus S�cwity Insts��ment
<br /> immediately prior to the acquisidon.
<br /> b.OccuPanc3r,Pccserirsdon. Mefntenance aad Protedioa of the Pruperty,�nn+ower's Lo�n App7�ra1�3nn;I.easeholds.
<br /> Borrower shall oxupy,estfabllsb, an8 use the Property as Borrower's prtncig�l resi�ience wlthin si�cty days r�ter the execut�on of
<br /> this Ser.urity Insuvment aad shall conrinue to oocupy the P�operty as Homower's princIpat residence for at least one year after
<br /> the date of accupancy, uniess i,ender otherwise ag�+ees in writing,which consent shall not be uns�sanably withheld,or unlrss
<br /> ea�tenuating circUmstances exist wluch are beyond Borrower's control. Bomower shall not d�stroy, dainage or impair the
<br /> Prope:ty. allow the PropsYv.y w deteriorate,or commit waste fln the Property. Borrower s�all be it� default if any forfeiture
<br /> acxion or pmceediag.whether ctvil or criminal.is begun d►at In Lender's good faith judgment oould result in foYFeiture of the ,
<br /> . ��g.;���a n,arPrialiy impai�the lten created by thls Seeurity Instrument or Lender's security interest.Botmwer may .
<br /> cure such a dafsult and reinstate.as provided ia paragraph 18.by c�using the actlon or prooaeding to be dismissed with a niling
<br /> that, in Lender's good faith det�rmin.adon. precludes forfeiture oE the Borrower's iaterESt in the Pmperty or other nnaterlal
<br /> impairment of the lfen creatod by this Secudty Instivment or I.ender's security interest.Bflaower shall aLso be in default if
<br /> Boaower,dusing the ioan a.ppGcatean pxooess,gave mutex�ally false or inaccurate infomosdon or statenaaents to Lepder(or failed _
<br /> to provida Lender w[th any mater�al infaraiation)in oomtax�on with the loan evIdenad by tlne I�Tote, includIng,but not limited
<br /> w.�'eP�ntadons concenaing Borrower's c►ccupancy of tbe Pmperty es a grincipal resldenae_If thia Sec�uity Instn�ment ia on a
<br /> leasehold, Bo:rower shall comply a�th all the provisions of the lease. If Borrower soquires fee tifle to the Propeiiy. the
<br /> leasehold and the fee tftte slaaU uot mes�e�nless Lender a�ers w the merger ia wridng.
<br /> 7.Protectton of I eader's](Rfghts tn the Property.If Bomnwer fsiils to perfom�the ooyenents aad agreements aontainod iu
<br /> this Socurity Iusuument,or there is a legal proceeding that may s�gniHc�ntly affect T.eader's dghts in the Property(such as a
<br /> prooceding in benkrupt�y, pmbate.for pondemnatioa or forfeluu+e or to enforce laws or mgtilatioas).then Le�$r tnay do and �
<br /> PaY for wha,jever is nocessary to protect the velue of the Pcoperty and Lender's dghts in the Pmgerty.IRader's acHon4 may
<br /> include pa�ing any sums secured bY a l�en cvhich has priority over tdis Security Tnstnunent,aPP��B in oourt: PaY�B
<br /> reasonablo attomeys'fces and entering on the Propettj!w make repairs.Althaugh Lender may talcz aetion nndet ttds pa�gcaph
<br /> T�Lender does not have ta�do so.
<br /> AnY.simounts disbursed by Lea3der under this paragiaph 7 shall beoome s�dditIdnal debt of Borrower sxured by this
<br /> Security Tnst'rument.Uniess Borcower and Leadcr agree to other tem�s of payment,th�e announts shull bear interesi from ths
<br /> daie oF disbursement at the Note mte end shall be paysible,with interest, upon nodoe from L.ender W Borrower roquestltsg
<br /> . PaYment. . .. .
<br /> S.Mortgage I�ssurt�nae.If I.ender requis+ed rno�Yguge insuranoe as a oondidon of maldng the loan socun�hy this Socivity
<br /> lnsunment, Horrower shall pay dte pn�ml,wns rec{t►ired W maintain the mortgage insu=anc�in effeet. If.for any reason. tho
<br /> mortgage insnrance ooverage requirad it�:�.eader iapses or cea.ses to be in eff�t.Bor�vwer shall pay the premiums cequiced w
<br /> , obtain ooverage snbstandally equivalent id the mortgt�e insurance•previouslY in effect. at e.aost substantiafly equ[vatent to the
<br /> : �bost to Bomower of the mortgage insurance previonsly in effest, firom an alteanate mnrtgage iasurer approved by Lender. If
<br /> � �ubstanttaUy e4uivalent mortgage insuranae ooverage Is not�vailable,Borrower st�all pay w Geader eac6 month a sum equal to
<br /> '",;�a�tw�u"rr�f the yearly mortgage irsuranoe premium being Paid bY Borrower when the inswance ooverage lapsad or oeased to
<br /> fst an�r c�t.:�.ender will aooept,u�:�.�ul retain these pay�nents os p loss reserve in �ieu of mo.tg$ge iasvranoe. Loss resenre
<br /> . . . � Form 30�8 919II
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