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<br /> ° __ � � TOf3E7HER WITH all the imprnvemettts aow or her�fter crecteci on theproperry.aied nll cusements,�ppurtenunces,and �_
<br /> <� • tixturc9 aow or hereufter u pnrt of the property. All replacenaencs and additiuus shait aiso bc cc'..,w bY t�;o �xw-:i °
<br /> ` ` Instrument.All of tho foregoinB is referred to W t�is 5ec�rliy Inst�ument as the'Prctiperty" �_
<br /> ,• ,; :�,� BORRi3WBR COVflNANTS that Borrower is IawNlly seiaed of the estatehereby coavcyed and has the riIIht to grant and
<br /> ' convey the Froperty aad that the Property le unenevmbered,exsept for encumbrances of record. Boaewer warca�►ts and will =
<br /> : ' �� defend genemliy tke tide to tue Fcujie►ty against a11 claims and deusuads.subjest to any eacuinbr�.RC�of record. ¢'`
<br /> ''' THIS SECURITY INSTRUM�NT combinea uniform covenants Por aational use suid non•uniform covenants�with limited
<br /> varintlan�by Juriediction to consdcute a uniform securlry instnunent cove r ing r e e l prope rt Y•
<br /> �;� UNIFORM COVBNANTS.Borrower and Lender covenaat and agree as foUowa:
<br /> .. 1. Psyment oi Principal and Iateresh Prepayment c�d Y�te Chneges. Borrower ehall promp�ly paY when due the
<br />_- � ti principal of und interest on the debt evldenced by the Note aad eny prepaymeat and laze c h a rges due un der s he N o t e.
<br /> . �. . ^�.�'unds for'ihxes and Yaswenoe. Subject to apg3icab2e law or to a ��Ittea waiver by Lend�r, Bormwer ahall pay w �
<br /> : • �, Lender o�the day monthlq paym�nts a�re due under the Note.undi the Note is paid ia full,a eum('F�nds")for.(a)yearly taaes
<br /> suid assesaments which may att�ia pr�ority over this Security Insuument as a lien on the Property:(b)Yearly leasehold paym�ats
<br />:. .`' .,; ,'` or grouad renta on the Property.if eaY.<e)Yearly hazard or gmperty insurauce pneemiums;td)Yearly Aood insuraace premiums.
<br /> if any;(e)Yearly mortgage ins�ramce premiuma. if aziy:and(�ai►Y sutas PaYebte by Bomower to Lender,in accordance with
<br />� :,:`:',ti;x: the provisions of paragcagh 8,ia lieu of the payment of mortgage insuranee prenr.iwns.These items are c�ited'�SCrow Items.°
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<br />'�'�'d'�^� , Lea:der u�ay, at unY tIme� wllect �ntd hold Funds in en amount not to exceed the ma�cimum amouat a lender for a f y.
<br />=�'``<����'°'• related mort�age loan may requin for Borrower's escmw accouat under the federet Reai Estate Seulem�nt P�wt�P►ct of �
<br />-_"���-�:. 1974 as amended from ticae to time. 12 U.S.C. Secdon 2601 et stq.("RBSPA').ualess anottter law that ePplies to t�e Funds
<br /> � sets a lesser amount. If so. Lender may.at an3+time.collea and hold Funds ia an amouni not w exceod th�lESSOr amouut. _
<br />- "'P'n 4'� L�eader tnay estimate the amount of FY�nds due on the basie of cunent data and reasonable est�tes of expenditures of fuhue
<br /> �.`:'�:,,: Escrow Items or otherwise in accordaace with applicable law.
<br /> '��:.�.� The Fuads shall be held in en institudon whose deposits are insured by a federal agency� inst�umentaliry+ or entity
<br /> _�'�"'' (including Lender,if Lender is such an iastitutloa)or In any Federal Home Loan Bank.Leader shall apply the Funds w pay the
<br />- ' Escrow Items.LEnder may not�barge Borrower for holding and upplyIng the Funds,annually analYzing the escron'a°o°unb°r
<br />''"�'• vedfytng the F.ssmw Items,unless Leader pays Borrower iuterest on the Funds ead applicable law permits I.endez to make sucQ
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<br />--- a charge.However,Lender may require Bormwer to pay a one-time chazge far an indepsadent real estate tax reporting$ �
<br />:;,::.;� �sed by Lender In conneaion with tbis loan. unless appl�cable law pmvidcs otheralEC. Unless an agreement is made or
<br /> ,-'"- appi3cable law requires interest to be paid.i.ender shaii nut i�e rcyui�a:t�y�i3o:raa�r au3 iater�t Qr r.�m�r�+�n ihe Funda.
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<br /> ..'-t�,�', Banawer aad Lender may agrec in aridng.however,that interest shall be paid on the Funds. Leader s8all give,ta�orrow�r,
<br /> •:"'��� without chazge, 1n annual acxoundng of the Fuads. shawing credits and debits w the Fuads and the purpose for Wbich ea�b
<br /> - -- — d�ebit ro the Funds was made.T`he FY�ads are pledge�as additlonal securlry for ell sums secured by this Securlty I�osuument.
<br /> lt the Fuads held by i,ender exoced the amonnta permitted to be held by appllcable law,L.endar shai!acxouat w Bomower
<br /> --- - for the e�ccess Fuads in acoordaace with the requirements of applicable laa. if the ainount of the Fbnds held by Leader at any
<br /> - - am�ia aot sufficient to pay the Bscrow Itenas wl�en due.I.ender may sa autify Borrower in writing,and.fn such case Borruwer
<br /> ---"" shatl PaY to I�ader the amo�mt neoessary to make up the deficiency.Botrower shaU malce np the deflcisncy ia uo more than
<br /> _-'u'�`�� twelve zaonthly Payments.at Lender's sole discretion.
<br />__-�°�-- UPm►PaYment in flill of all suma secured by this Sei.wrIty Instrunnent,Lender shaU pnomptly reflmd to Bormwer Any
<br /> Fuads held by Lender.If,wtder paragraph 21.I.euder shaU acquire or sell t6e Pc+nPert�►.Lender.Prlor w the acquisiti�n or s�le
<br /> -- of tha PmPertY,shaU apply a�r Funds held by Leader at the time of acquisidon or sale as a credit against the snms sr,cured by
<br /> ---- tbisSxurityInsttument.
<br /> 3.Appltcation of P�ymeats.Unless applicable laar provIdes otherwise,�1 payments ce�elved by L,eader under P�P�
<br />---- - - 1 ead 2 shaU be applicd:fust.to anY PI'ePaYment charges due under ths Nouc seooad,w amounts payable nn8er par�graph 2:
<br /> tbird,to interest due;fourda.w prladpal due;and last,tm�my late charges dua under the Note.
<br /> 4. CLargesi Liens.Borrower sIlall pay all taxes,ass8saments.cl�arges,8aes and imposidons amibutable to tho Pmperty
<br /> whfxh may an�ia prlo�Ity over[l�it►Secudty Insaument, aad leasehold paymeats ar g�und rents. if any. Borrower shall pay
<br /> these obligations in the mavaer pmvlded in paragreph 2,or if aoi paid in thas marmer,Borrower shatl pay them on dme dit ectly
<br /> ---- - to the peison owed paymeat.Borrower shall pmmptly furnisL w Leader all nodces of amouats to be paid undcr this parag�aph. ;:� .
<br /> If Betrower makes these paymenta directly,Borrower shall pmmptly fluaish to I.ender receipts evldencing the paymenta. �,
<br /> ,.,�.e.��; Bormwer shaU promptly discharge aay lien which ha4 prloriry over this Sax�rity Iasuument unlesa Borrower:(a)a8re�s fn .
<br /> "'�-�� �rsiting to the payment of the obIigation secured by the lien in a mann�r sooepteble to b,ender:N)contests in good�aith the lien.
<br /> -- -----�-�-�:; by� or defends against en�orcemsnt of�he llea in. legat Pmce�ings tvhfch ia the Leader's opi�ion ope�ate to prevent the�.",
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<br /> _---��+�`•` enforaement of the lien:ar(c)secures from�he holder of�he lien an agrcemenc sadsfacrory w Leudar subordinating the tien ea,.::
<br /> -.`�:°��`°`.� tbls Seauity Inserument.if Lender determines tbat aay part of che Propeity is subject to a lien which may atmin priority crver
<br /> -_----------- � t�is Seciuity Insuument.Lendet may glve Borrower a notice identifyta►$the llen.Bormwer shgU satisfy the lien or take one or
<br />-';_��4'� more of the actions set forth above within�10 days of she giving nf natioe.
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