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2000M80 <br />Contractor: A building contractor satisfactory to American Family to complete <br />the Work. <br />Coupon Rate: A rate of interest of Eight and Two One Hundredths percent <br />(8.02%) per year. <br />Default Rate: An annual rate equal to the lesser of: (i) the maximum rate <br />permitted by applicable law; or (ii) the greater of (a) five percent (5 %) above the Coupon Rate <br />or (b) five percent (5 %) above the Index Rate in effect at the time of the occurrence of an Event <br />of Default. <br />Disabilities Regulations: The act entitled Americans with Disabilities Act of 1990, <br />42 U.S.C. Section 12101, et seq., all amendments thereto and reauthorizations thereof, and all <br />regulations, orders, rules, policies, and rules of common law promulgated or arising in connection <br />therewith. <br />Environmental Indemnity: The Loan Document entitled Environmental <br />Indemnity Agreement by which Borrower and Guarantor, jointly and severally as indemnitors, <br />agree to hold American Family harmless from, and to indemnify American Family against, and <br />to reimburse American Family for, any and all losses, claims, liabilities, damages (including <br />compensatory, consequential and punitive), injunctive relief, injuries to person, property or <br />natural resources, costs, expenses (including reasonable attorneys' and paralegals' fees and costs), <br />actions or causes of action, arising from or in connection with: <br />(a) the spill, leakage, emission, presence, release or threatened release <br />of any Hazardous Substance at the Real Estate; <br />(b) any obligation or liability arising under, or violation of, any <br />Environmental Law with respect to the Real Estate; or <br />(c) any obligation or liability arising under any Environmental Law <br />with respect to any Hazardous Substance at any offsite location which migrated or was <br />transported from, or is alleged to have migrated or to have been transported from, the site of any <br />parcel constituting the Real Estate. <br />Environmental Law: Any applicable current or future federal, state or local law, <br />statute, regulation, order, rule or policy, or rule of common law, which regulates or affects <br />environmental, health or safety matters, including, without limitation, those relating to: (i) the <br />treatment, storage, disposal, generation and transportation of any Hazardous Substance; (ii) air, <br />soil, water, electromagnetic or noise emissions or pollution; (iii) surface or ground water <br />contamination; (iv) spills, discharges, leaks, emissions, escapes, dumping or other releases or <br />threatened releases of any Hazardous Substance into the environment, whether or not notification <br />or reporting to any governmental agency was or is required; (v) the protection of wildlife, marine <br />3 <br />