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<br /> g.pr�,,,��Q� ��;ty �����eACe. Bormw�� ei�a11 kcap th� imprr�vcments n��iw exi411n�r here��irer rrectr� on tlie ��-
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<br /> � Propc�ty insuoeA�gaSnst loss 0y Crc,Ua�nMs {ncludcd wlthin tlic tcrm"cxtcnded covcrn�e" ancl any oihcr h�uards, inNudinB , __
<br /> floods or ftoodiflg.for ahtcR LenGer mquires insurnnce. Tiiis insurancc shaU be maintAlncd in the nmuunts ancl far�hc periods �
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<br /> ' that F.�catdcr requires. 'i�te insur�tnce a�rrter providinB tl�c insur.lnce�hall be chosen by Horrower subject to l.endcr's approval
<br /> -- " Kratc�a a1a11 ne2 �,:unr�:,:on»hly rtitAhe3d. If Roemtver fntls to mnintnln covernge described above, IRnder cnay, at L,�:nder's � __
<br />-�:��=_;'�;.� opt�en,obtain coverage to p�ote�t i.enQer's righcs in the Propercy in accordance with paragrnph 7. . �
<br /> ` '' All insuraz�oe poiicicx anfl nnewala sDNI be acceptable to Lender and shall Inr,lude a stundurd mort�age clausc. Lesider �
<br /> 2����" shn11 have thc ti,gl�t to Ao1d d►e policies attd renewals.If L.ender requires,Bonower shall ptomptly give to L.cn der all receipts of �
<br /> . � paid pniniums�,nd t+enewai not�ras. In the event of loss,Borrower shall g[ve prompt nottse to the insurance carrier and I.ender. �
<br /> n.,•.�.:_. l.en2rr ma�y ma9ce pmof of loss if not mn�e prompdy by Borrower. (
<br />"'�''�:- Ualess Lend�r and�orrow�r othecwire ugme in writing,insurance praceeds sh�ll be applied ro restoration or repair of[he `
<br /> ,;:;;,:.",'.;� propeity dumaged,i�thc restorntion ot rep�lr is economically feasible and Exnder's seeUttty is not lessened. It the restoration or
<br /> �';;��;;S�'`.:° repair is uct e�aomicalty feasible or Lender's sacudry would be lessened. the insuruhap proceeds shall be applied to the sums
<br /> I s2�u�ec1 by t�is Secutiry Insu+�ment. ahet�er or not then due, with aay excess paid to Borrower. It 9orrower abandons the .
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<br />�,�::;+,�;;�;�°':�Y .• l�+t,��xty� ar d�e3 Rot answer�vit6ia 30 days a notice fro��.�ender that�he insuran�°catt'tar has offered to sectle a claim, chen
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<br /> �=q;� �d�t�yy;p�t�i tha insur�ce praceeds. Leadar may u�c the proceeds to rep�ir or restore the Properry or tU pny sums
<br /> �by t�i�Srp�xity Insmiment• whether or not then due.The 30-day perlod wilfl begtn when thc nodce is given.
<br />'±�'"'� jJDLeSg j�£S1�QT 8R$ SOY[iiii�2C OI}t�IWISL' 4giCa^. lA WCllifi$, aaY APPlication of ptoceeda to prlucipal shalY not extend ar �
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<br /> '_`,;N�� posopone the due dute of the monthly payments refened W in paragraQbs 1 and 2 or chat�ge the amount of the payments. Jf _
<br />�s��"`'�'�' �andes para�aph 21 the Propercy ie acquired by Lender,Bornower's right ca sny insurance policies and pr�ceeds resulGng from
<br />-_'}�:t-�1r_� deaiage to the Property prior to t6e acquiaition shall pass to[.ender to tGe extent of the sums secuted by this Securtry Instruntent �
<br /> -`T�:.�----- im�ed[ately prtor to the acquisition.
<br /> "^''`�"'' ' 6.pocagaafiy,i°reservatton,lWaintennnce and 1'�otecNon of 4E:e P�operty;Borrower's a.oan Applicahon;Leasehoids. -
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<br /> -- —� Borrower shaU osav�3�.establish,aud tise the Property as Bomoaer's�dncipal residence wIthin sixty days after the execudon of
<br />::����,�.;� tti��Savri�yr Iasutinnent and sha�ll condaue t4 oocupy the Ptoperty as Borrower's princIpal residence for at teast one year aRer
<br /> ._-°.----.-_--- tb:daze of exupancy,unless Lender ofherwise agr.,es in writiag,which consent ehall aot be unreasonably withhsld,or unless
<br /> ==_- e�ea�ing ci�rumstanoes exist which are beyottd Borrower's ooatroi, Honnwer shall aot destroy,damage or impair the
<br /> ___`°,,,�� Propeny. aUow the Pcopeny to deter[m�atc� ar commit aaste an the Property. Bormwer shall be In default if any forfeiture -
<br />_ , �� �.���.��� ��.mt�t,ia t�un�hat ia L,ender's good faith jc�dgment could nsult in forfeitum of the �
<br /> -'"""`��� �to�eity or othe�vise materia119�mpaic che ticn created by this Socuriry Irt�shument or L.ender's securiry intcreat.Borcower ma"y :' -
<br /> c�}°e such a dsfanit aad reinsu�te,as provided ia paragrsph t8.by causiag ehe actiou or�roceeding to be dismissed with a culing ...
<br /> - t� ia�,�ader�s good faitt�detasuination, precludes forCeiture of the Bflmowcr's interest la tho Property er other matarial
<br /> _ _-- im�z of tae kea cisaced by this Securiry Insuument or Laider'a security iaterast. Hoaower shall also be in default it`•° �
<br /> --- Bor�nowar,durix��e loaa application praass,gave mauclaity false or inacrueau inforniation or statements to Lreader(or fatlGd'�
<br /> - - -- oa�rovid�e Ltada with any maie�ial infoima�tlon)iu oonneciion wlth the loan evtdenood bY the Note, incl�adin$.but not liaiited., . .
<br /> - -- - m;rrpiieswtauans eea�eining Bomaaer's oocupaary aF tb:e�+openy as a�prla.cipal cesidence.If ilils Securiry Insnvment ia.ua�
<br /> - Ic�old, Borc�ower shaU eomply witL► a11 the p�Visians of the lease. If Borrower acquires fea dCe to tiae Pr�opert�; tke
<br /> - leaset►sld and the foe dde shall not merge unless Lendsr agcees to the mtrger in writiug.
<br /> _— 7.Pt+otc�d Lead�'s Rights in the Pmperty.If Sorrower fails w perform the wveaaats aad agreements canutincti,lfx.<,
<br /> _ d� Scauiry Insanimeat,or there is a legal��+OCadia�thai maY$ig�i�canttyr affoct Lender's uightu ia the ProPertY(such as'u�'
<br /> -.�_ - P:o�+o�ag{n 6antcuptcir.Probue. for aondemnation or forfeiwre or to entoroe laws ar"�regulatioas).then Lsader may do aud�
<br /> -- �xiy for vvhatavtr is u�essmY co protect the vn�us of tha Property and[r�r's rightl�lu tbe Propezty. I.ender's actions may
<br /> _ inc��de payi�,g nay sums secu:ed by a lien whieh has prioriry aver t3ils Sxnriry Inssmment� appeating in court> P�Y�B
<br /> ressan�ble utomrys'fas and smecing on the PivPertY to make repairs.Atthavg�Lcnder may take scdoa undcr this Parngr��. _
<br /> 9,�i�cnder does not t�ave to do so.
<br /> --__----_-= qm,�amo�ms dicburad by Irndsr utcder this par�raph 7 sheU beoome addiaoual deSt of �orrowor secured Dy tQis
<br /> - _� �uity Lssuianeat. Ua2ess l�orrower aad I.ender�ta other tcrms o�paymeat,these amounta s�dl t�oar �tc�st frou�ttac
<br /> de�e of disbc�nn�t�the Note rate and shall be gayable, wIth interesi,�pon notfce from I.cndar to Bon'owet requcstif�
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<br /> llqatg�e Ias�a�nce. Sf L�sdor requind mortgage insurance as�coadit[on uf asek�ng the laAa scctrced Dy this Secm'Ity
<br /> I9s�t,Bcmower s�all Pa�the Premiwns required eo maintain the mortgagc:iusuranca�n offect.if,far aqy reasvn. the
<br /> ::� i��tg�ge ins�ra�ooverage nquired'oy Lender lapses or ceases t9 be in effect, So}�ower shall pay the p�emipms rg$uired to
<br /> abraineusYrag�subsr.�ti:�ly ec�uivalent to the.murtgage ins4r���re+'lously in eff$ct.uc u�crat suastantially eauivatenc co the
<br /> - �" oost tu Bam�rver.af ttre mmsgage insurance previously �n effect. fso�n an alcernaie mortgege insurer Approved bx l.cador. If.
<br /> -- ° suystantially�q�i�valem mortgage insurance coverage is aot avaii&ble,Bvrrower skall pay co I.ender c�eh month a s►�wm equut;�o
<br /> --- - a�twrlfih�f tl�e yearly mortgage insurance pretnium,;ke,iq�Faid by 6orrower whQrt ihe iAsu�attce cavCr�ga iapsCd ar c�ased tv �
<br /> ;;'A� i���4f�t'�tt.�.ender wiIi aooegt,use and retain these P1y.ments as a loss reserve in 1ie11 of t�or�gagp insqt�N.,•L.ass resei�ta
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