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<br /> TtZLi�Ti HCitt �VITH all ttu fmprovemente n��v or herenfter erccted on tl�e property,nnJ ail rnsements,�ppurtenanccs,�uid ! ,-
<br /> , � _� pxtures ao�v �n c�rc�flce a part �f t4ta prnpcny. �II r�:pinzem�nYe and additlons sl�all niso bc covcrcd by ihls Sccurity j
<br /> In,irut�rr,.sstt. Alt of:ha fu�gming is rf�rr��Sn t�ts uc�►�rity!►�trur,�:r�t r�5 ifi�"Fiupr:rty."
<br /> - 1-�,�i� BOttRQWliFt COVl3N�N'1�tl►at Barrower ie InwNliy seised of the estnte hereby conveycd und has ihe rlght to granc�ncl �
<br /> _ ., �f�.�`� conve thc Pra ert rnd that tlie Pr� ie un�ncumbered,exce t for encumbrances of record. Burrower wnrrant�nnd �vill
<br /> Y P Y 1�►'�Y n l:°_
<br /> _ : ;^�-' deienQ ganetafiy the title to tho Propctry against aU cluims and demun�le,eubJect tu iu►y encumbrances of recorc�. ;
<br /> - �`��,' 7'i1IS SECURITY INSTRUMSNT wmbines imlform coveno�ii�Fur nutionul use nnd non•unlform covonants with limited
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<br /> vnrtnNons i�y Jueledtctt�on tu constitute n ttnifa►�m secudty lnstrument.covering reui property.
<br /> - UNIFdRM COVBNANT5.13orrower at►d l.ender covenant�nd uaree as Followa: I`
<br /> _�� 1. Pnyment uf i�rindpAi e�d int�resti �'+�pAYn►ent.nnd.9.uto Chnrges. Botrower ahall promptly pny when duc thc
<br /> pYancipal of mid lnterest on tho debt cvidencvd by the Aiote and uny piepnyment and late rharges due uuder the Note. _
<br /> -_;;;:�:�;'� 3. Fbnds for'i'oxes oud Qttsuranee. Sut�jec:t to appllcuble INw or to a wHttcn waivcr by Lcnder, B�rrowor sHall pay ro �
<br /> � t�'�` l�cader o»[he day monthiy paymcnts ane due under the Noee.until the Note Is paid in full.a sum("Fuads")for:(n)yearly taxes
<br />'�",;;'���: '' : snd a�se��cnente wDtsh may nttaln ptioriry over this Security Instn►m:nt ns a lien on t�e Pmperty;(b)ye�rly le�.sehold payments
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<br /> --=-_�: or pround t�enta on tho Property�if any;(a)ycatly hazand or propexty lnsurence premlums;(d)yenrly flood insurance prcm un�s,
<br />'-�''-�� if eny;(e)yeatly uxcittgtsge insuranee premiums. if nny;and(�ony awns payable by Etorrower to Lender, in accordance w;tti
<br /> th�o provletons oY paragraph 8.in lieu of the payment of niott�ag�iaeuranx premlums.71�ese iteme are callcd "Esorow Items."
<br /> �.- - l.ender may, at any timo.collcct and hold E�unsls in an ayqount nat to excc�d tho maaimum utaount a lender for a feder�lly
<br /> _ �'���=3 celated n�nrtgege lotut may rcquira for Bur�b��r'g esCSVw acc0uat undcr tht federal Iteat Eatute Settlemem Procedures Act of� �
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<br /> 1974 as�n�endal lYom time to titne, 12 U.S,C:�citon,26U1 et seq. ("I3E9PA"),ur�less enother law thnt Applies ta the FunAs �
<br />_`9'"a�"��`�� Erre a lcascr amount.(Y so, L�cnder muy.ut ppy tima,eollect :und ltold Funde fn an �mount not to excePd the lessor amouni. -
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<br /> - Lender msy esHmAto the amount of F�nds due on the brsis of cucrcmt data attd reasonable esUmates of expanQitures aP twmre -_
<br />�.��-� E?scrow Iteins or othezvulse in nccor6ance�vith�ppplicable law.
<br /> 'I'tto F�und� sh�ll be held ia an institudon whose deposits aeR inoured by n federal ugency, Instruraentality. or entiry
<br />-� =--- (includin�Lendor.if l.ender ie such an inatiartion)or in any Federnt Horne Lean Bauk.I.ender ahall apply the Funds w pay che -
<br /> ----.- �scrr�w Itoms.4ender iu$y nos charge Bon+ower for holdiag an�i�pplying the Funda, c+nnuelly anaiyzin�ths escrow accaunt,or ._
<br /> varirying the Fscrow[tems,unles�Lcndsr pays Burro�a+er iatomeat on the Funds aad uppl�cable law permlts Y.,endcr to make sucfi�
<br /> - q cher�o.However,LenQer msy requiro Borrower to pay a oa2�dmo chacga for un Iccu�.endent real eatata tax rcqwrting service
<br /> - us�d by Lender in cat�tction with thie lot�nn, unless upplicable law pruvides otbenvlse. Unless an ageement is mada or
<br /> ,. ' eppiteabl��faw c�quires incoreac co bo paid�i.ende�eLa33�avi ira riyiii�����y�r�sr:r�r a�3nt�s�t.ssr r,a�ngs ass shc Fuuds,�.-
<br /> B�arrowCt eutd Lettdcr may agre0 W writbng,howeverr�nt lntcioat ehall be paid on t?�Q Funds. I.ender sha11 give to Bon4wea;
<br /> w[thout chqrQe, an onnuat n000vnting of the Fuad,�sbowing cn�Ite aad debits to the Funda aaQ the pu:pos�:fpt Wh[ch e�ach
<br /> deb4t ca the F�nda wx��nado.The Fuads a}xn,plaQgtd�addidonal Eecurity for all surns aecured by thia Socurlty.Insu+unent.
<br /> [i th�F�ttda hald by Lender esexd t�ie uniounu pemnitu�to be held by appltcable law.Lender sbaU acconnt to Barrowar
<br /> fur tho exceis�Funda in aocardamce witb•tl j*��cequimmsnts of applicable lnw.If the amount of tho�Funds held bp Lender at any
<br /> timn U not�utfleleat to pay the�scc�w IWtns wh�n due,�.endar may so notify Bosrowet in wridag.and,in such case Borrower
<br /> - --- sh�i!p�y tn[.ender tho Amauat necessaty.to�ong�ce up tho dofictency. Borro��er shall a►�ke up the daficlency in no mare d�� �
<br /> twelve manttely pay�ucnt�,at Lender's sole�dicsration.
<br /> t Upote��yment ip �11 of a11 sums se�urad by thie Security Inauumont, Leader shall pimmptly refund to Boirower.any
<br /> �und�held by l�snder.IP,under pu�gtnph•�t;lUsndoR aha11 ucquIre or sell the Property.Y.ender,prlor to the ac�uisltien or su�e.
<br /> - ` pf tha Praperty�ah�ll�pply Any Fuade heid�by L�endar at tho time of ucquisition or sale�s a amdlt�egalnst the stlt�s secural by
<br /> ; thi�5rcurlty In�trucnent. - ;^ �:
<br /> . 3.Appl{a�ilor►ot Paymcut�.UNess appllcabla luw pmvldes othenvlse,all payiitents receivgd by Lender iitl�et°para8�agk+s �.=�
<br /> -� . l wx12�h�11 btl appliod:tr6t,to any Rrop�yrsisns chaYges dua und8z the Note; seco�d,to umounts�payable unher paregraph 2�_
<br /> third,to lntere�t due;founh.to pr�ncl��il dub;end Is�t�to sny lato chnrges due under tba Nota. :•.. ;�.
<br /> q.�.'1�rgai I.irnre Ebrrower ahdl pay ali ta�ces,4ssessmuztc,charges�fiacs a�d impositions�uttklbutablo[o the Properl�i�
<br /> vth{�t►m�y attaln prtortry over thls Seaurity Ini:tumant, tsutl Pe:sehold paym�nts or ground renta, if any. Borrower snalt pay „;_
<br /> - �hwe ubli��ttwu in the auuu�er provlded in pareg,rsph 2,or!f Qot paid in that aaanaer,sorrowor shall pay them on timo dir�cdy ..�;;'-
<br /> tu�ho perooto owsd prymtnt.Borrowor aheU psernptly tLrutsb to d.�;nder all notices af nmounte co be pafd w►�ler this paragraplx, �
<br /> IP�amuwrr rn�kc�lheao p#yrrxnu ditectty�Bormwer ebell premFtty Pornish to txnder cecelpts evldencing the payments. .�:
<br /> Ibrreswrr�1td!pmmptly dlkhar�o�ny lien whicb has pr�oti.ty over thie Sscurity Iasaument unlesa Barrower:(�agrces iiat _
<br /> — wrftln�t4�he p�yment uf the obNgu�an�scurod by tho Aon in a uw�^�ncr acceptable to Lender;(b)contests in good faitl�tha lien �."
<br /> hy� �tt Qefan9d��xinrt enforesmcnt 4t tho 1[en in, legel ptacadfqgs wHieh in tbe Lender's opinion oper�ta ta prevent the t�`
<br /> � rnfdruemont ut Ihe Ilm;or(c)aecu¢s�irom thc hold�er of thc lttn en agreement satisfectory to l.ender subordinatiug the lien to
<br /> Itilf�tier:utl►y lnNtunxr,�. if 4�stxlce determinc�that+uty parc af the Property i$ subJect t�u lien wtuch may attain prloriry over
<br /> _..__ - thb�;uNt�r tnc[run�ent�l,endcr may qfvo�orrower a aatice idcntify[ng the l[en.Borrower shull satisfy thv licn or tsilce on.e or
<br /> n��ro��!'tt�a w:tlaiif�et funti�t►ove wUhin 10 dtys of tho giving of cottcz. '`"-
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