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<br /> 4.. �. ptaz�asd or 1'r�og?.r�y IIurur�ance. Borrower shatl keep the improvemeats now extsting or faereafter erected oa �he � .
<br /> p � i Pr��s:rty tnaured ngaines la8s by fi�e.hazards iacluded wIthla the term"exteaded coverage" and any other hazerds, including _
<br /> < flaeds or floadinB,•fpi,wl�iah�:nder requfres lnsurance.Th{s in=urance ehali be mainteined in the amounts and for the periods
<br /> thnt Lendcr requ�m+. '[t�H.inalr��ne�cnrrier peovtdWg the lasurance ehall be chosen by Boaov,+cr subject to Lender's approval :..
<br /> Lender may
<br /> .-;�;�..r..� whlrh ehal! not k�s�uem�asonnbly +vitbheld. If Borrower fails tu malntuln coverage described above, . at Leader's —
<br /> uptinn,nbtnin ct�lota��a.w pmtect Lcnder's rights in the Fcoperty ia accordancc with paragreph 7.
<br /> " All inaururnm f�Heids e�id scncwals shatl bc acxePtable ta Lender and ehall include a s4andatd mortga�e clause.Lender �•_�-
<br />`�_�, , ehall hnve tl��,r.t�h�•to•hald the policies aad r�newals.If Lender requires,Borrower ahall pmmpdy give to[.ender all receipts uf
<br /> . � ' patd premlum�,t►td�c�tawA1 uodc�s. In tlse event of loss.Horrower ahall give prompt noticx to the insur�..ace carrier and I.ender. _
<br /> Lcndcr may m�ku�pr�f of loss if nut n�de promptly by Eorrower.
<br /> � - Unie3s Y.�ind�r und Aorrower otherv�ise an,ree in�vritin8� insurance Proc�9 ghal�be applied to restoration or repalr of the
<br /> . . -� prop�rty dttmt{��d,if the resroration or repaIr is economicaliy feasible and Lender's seciuiey is not lessened. If the restoratton or —
<br /> rcpair is�ot�cc►numiaally feesiblo or Lendec's securlty would be lesseaed,the ansuran�e proceeds shall be applied to the sums
<br /> � secuead by•t4i1n S�curbty Instnunent. �vhether or not tiien due.with any excess paid to Borrower. If Borrower abandons the
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<br /> -;��; „ � Praperty.�r flnes not ane�Yer wftbin 30 days a notice from Lender that the lnsuraace carrIer has offerecl to���tle a claim, then
<br /> 3;�;` . " I.�:nder mt�?•�cotliect the ins�ranco proceeda. Lender aiay use the proceede to �repair or restore the Property or to pay sums
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<br /> .� :.� secured bli yh�a S�.�uraty Instrument,whether ar aot then due.The 30-day perlod �vitl begin when the notice is g ven.
<br /> ���-�'� Ual��a:l.�:ndar und Barcower otherwias agree in writin8,anY applleation of pmceeds to principel shall not sxtend or
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<br /> '° poatpone��Itt�duo,dntQ of thc�monthly pAymrnta referred to in para�ra}�Ls i ar�d 2 or change the amuunt of the payu�nts.If -
<br /> f�•��� und�r pam�Taph��l thd Property is acquired by I.�nder. Borrower's right to any insuruncepolicies a4id proeeeAs r�sutting from .
<br /> ::�'�,p� da�nage tu�thd�t�tv�p�rty prior to We ucquisition shall pass to Lender to the extent ot the swns sscured by thia Security Insuuinant
<br /> lenmcdiut►il�t��r?Arto the acc�utoitian r`
<br />����""`"`�`� 6.Q9Cs�t�ipnay�1'rc3Qn'utlon,Malnteno�ce ai►d Prutectton of t6e Property;Borrower's Loan Applicution;Leasehotds. �;;`
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<br /> �"�� IDorrow�dhpit aocupy.establioh�and use the Property as Borrower's prineipal rea[dence wlthin aixty days after the executi�n of
<br /> °' th{s Sec�.rdR�dnc:tvment c�nd ehNl sontireue w occupy the Property as Borrower's PrlaciPal resideace for at least one year after
<br /> �-�� ttu daca�off r�csctipnncy�unloss I.ender othenviae�grees in writing, which coasent shall aot Ue unreasonabIy withheld. or unless
<br /> --_.;}�� extcnutdina c{roume��nrrxs exisc whtch c�re beyund �orrower's wnuol. Borrower shall not destroy. damage or unpair the
<br /> - _� prapett,y��;all�„u sha pi�perty co detertorate. ot comrait weste on the Propetty.Borrower shall be ia default if aay forfeiture
<br /> actlot�,r�r prnc�eedtnp, whother clvil or criminal,is besua ti�ax in 1.ender's Aoo�faith judgment could result ia forfeiture of the
<br />-- - Pmppny..or mth�rvrfr,.mnterlally impair the lit�created by this Security Insauffient or Lender's security interest. Borrower mey -
<br /> _�eoow cut�a-�cuob�a dainult dnd t�utstate,as pmvidai ia pi��P�1g+�'i�a��$���'-�;grQrerr�i�a tn he dismissed with 8 ttiliII� �,
<br /> = tttnt,:.ta l.a:adcr's goa0 falth deFermination, greclndes forfeiture of the Borzower's interest in the Pmperty or other macerial
<br /> itnpqStvnant�of the lieu srcated by thts Securlty Instrument or Lender's security interest.Borrower shall also he la defavlt iF
<br /> giyc�,u��r,dur�g tho(oun application pro�ess.g�+ve matEdelly false or inaccurate infam�ation or statements to�Lender(or failed
<br />�__ to piL�'�Id�i ia:ader with ru►y mAtodal la�farmation)in wnaection with the loan evidenced by the Note. including,but not{ixnited
<br /> tn.rcepivsentationa concomiug Borrower's occupansy of the Property as a priacipal resideace. If tbis Security Insuwne��is o�a�
<br /> lexiebold�.Bur•owur ahall comply with aU the provisions of the lease. If Bortow�r acquire8:fee title to the Pro _
<br /> --�' le�sehtttd ttud Utu fc�titlo shall not merge unlea9 Lender agrees to the merger in wrlting.
<br /> ..°_`"� y,i�otaetlon ot Le�►det's R��4s 1n tlie Pr°pert3'.If Bonower fails to perform the covenauts and agreennents conta3ned in
<br /> ------ thlb�St�curlty dnc3nrment�or them is a leg�1 pm�di�g ti�at may sigaificantly s�'ect Lender's rights in the Pmperty (such as a
<br /> prrooc�edEuQ bn b:utY.rupWy,probute. for c,�ndeennation or forfeiture ar to enfores laws or regulations). then I.ende�r t�wy du aad
<br /> p�y fac.whutovet is neaessary to pmtect the vatuE of the Property and i.ender's r�ghts in the Property. I�ender's acstiaaxs.may
<br /> tnol�tdq�paY�B +�Y aumn se�ured by n liea w�ich ��s priodry over this Security.Instnitaent, aPPearli�g;_im� court,.ps+YinB _
<br /> reasonahla attar�vfye'fees and entering on the Property to make repairs• Although�ender may take act[on und�r.tbis paragraph
<br /> 7.�.ndor clncs not hnvv co do so.
<br /> � As�y amuunte diebureed by Lender undE� thts parap,raph 7 shall become addidonal debt.of Borrower secured by°this
<br /> - SctuCl2y inclruntent. Unlo�s Bonower nnd Geai�eP agree to other terma of paya�nt,these amoui�ts shall bear interest ficam�the
<br /> data t�!''dtnburecment at the�Note rate uad el�.q be payable. v�ttti interest,upon nodcc from E.ender to.Borrower requesting
<br /> PaYr�t*nt.�
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<br /> fi,tVlart�ppa taevranco.If Lender requ[re�mortgage insurance es a conditioa of mak[ng the loan socured by this 5eatlty
<br /> Itud►czAtettt,. L3onatNCr shnll QAy the prem{uan3 tequlred to main°�the mortBage ins�uauce tn effect. If. for any rc�son;,the
<br /> murt�rigu�,fntKteanue ro�►etago requlred by Leades lxpses or ceasea to be in effect,Borrower shall pay the premiums required to
<br /> - abt�in aavgra�4�autiutaatlally equtv�lent to the m�itgago insurauce previously in effect. at a cost substantially equivaleut to the
<br /> wst t+� finrrowtr af tltn tnottgage iueurance pt+rvl0usly in effect, from aa altemate mortgage insurer appmved by Leader. If
<br /> ------ rsuhst�ntletly cqulvelcnt mn�g�Qe innurance coverage ie not availabie.Bormwer shall pay to Len�ier each month a sum equal to
<br /> --- -____.._� o�.4welllh of�hu ycgrty r�tot�gngo ineueusco pcemIum beiag pald by Borroaer when the insurance coverage lapsed or cea.sed to �
<br /> _-°� be ir�c[fa:t.I.endet wlSl�teccpt.uc:and reuiin these paymente as a loss reserve in 1leu of mortgage insurance. Lass reser�+e -
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