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<br /> " `'t TOQETHER WITH alt the Improveatents now or hereafter erected on the property,and all easements.oppurceannces,iuva �.�
<br /> �' �'?� � flxt►�res now or h.�reaFter a part of the pzapercy• All replacements and additlons sball utso be sovered by thls 3ccurity p�;_,
<br /> •:S Insirument.Afl of the foregoing is referred to in this Securlty Instrument as the"Property.° �},_
<br /> : _ ; BORROWEA COVENANTS that Borrower is lawfiilly aeised of the estate hereby conveyed and has the rlght to�rnnt mid
<br /> c�nvcy tha Pcoperty and that the Progerty Is unencumbered,except for encumbrauceg of record. Bonower warrtu►te nnd wfl! �g�::
<br /> �" '`u'�� defend genercilly the title t�the Property against all clnitns and demands,aubjec4 to any encumbrances of record. ___
<br /> «��'�-��'�� � THIS SECUFiITY IN5'TRUMENT combines uniform covenants for aational use and non-uniform euvenanca with limitsai -
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<br /> vpritttlone by Jurisdictlon to constitute a uaiform security instrument coveriug real property. -
<br /> UNiFORM�OVENAtJTS.Borrower aad Lender covenaat aasrid agxeE as follows: � When dur th6
<br /> �=-�� 1. Payment of Prfnctpal and Interest; Prepayraent and&ate Charges. 8onower shall promptly p y �=
<br /> _�'� prL�ctpal of and interest on the debt evfdenced by the Nate and any prepayment and late charges due under the Note. Y
<br /> r 2. Fundy far 7'axes and Ensurance. Subject to apgticab4e law ar to a written waiver by I.ender, Borrower ahall psy ta
<br /> � ��� 1.¢ndcr on the day monthly paymeuts are due uadar the Note.unW the Note ia paid ia full,a sum("Funds")for:(u)yearly wx,es ..-
<br /> .�;�'�� and n9sessmertta which may attain prIority aver this Securlty Instrument as a Uen on the Property;(b)Yearly leASehold paymen� _
<br /> or�rouad renta oa the Property.if any;(c)ycarly baaard or prop�rty insurancc prem.iums+(d)Yea��Y flood insurnnce pre�e,en9�
<br /> � it any;(e)yearly mortgage insuraace prenniums, if anY,and(� any sums payable by Borrower to Lender�in accordunce wtth
<br /> the provieions of paragreph 8, in lieu of the payment of martga�e inaurance premiums•These items are called°Escrow Itecns."
<br /> _ Lender may, at any time, collect and D�old Fwids in an uuount not to exceed the ma�cimum arnount a lender for u federally
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<br />�_`;.;;��� related mortgage toaa may require fue Banow�r`s escrow accovnt under the fe�erafl Real Estate Settlement Pmcedures Act of, .
<br /> ,.'�'�� 1g�4 es em�ndu!fcom dme to tim�.12 U.S.�.Section 2601 er seq. ("RESPA"),ualess another law that applles eo ttce Fur�s
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<br /> =--��A� sets a lesser amount. If so, Lender may, at any time, collect and hold Funds in az►amount not to e�eed the lesser am�unR.
<br />_?-:�� Lender may estir�ate the araount of Punds due on the basis of current data and reasonable esti�nates of expenditures of futuce -
<br /> -��� B�craw ltems or otheruvise in accordanae wlth epplicable law. �
<br /> — The Funds shall be held ia an institution whose depos�ts are insured by a federal agency. insmu�►entallty, ar endty
<br /> �;���� (fu�cludia�Lender.if Lender ia auch an lnstitutioa)or in any Feder<�1 Home Loaa Bank.Lender shaU apply the Fuads to pay the �
<br /> Esctow items.LLmder may not charge Horrower fbr holdirig.and applyL�g the�uada,annuaUy�nnalYzinB the escroW�°���or w
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<br /> .r_� verifying the Escrow Icems,unless I.end�r paye Borrower intcrest on Wc Fnads acxl applicahle law pesmits I.ender to m�ke such -
<br /> - --�� e chorge.E�owever,i.ender msy ce9uire�orroaer to pay a one-t�nae charge for an independenx real estate eax reportin�servEcc
<br /> _ - used by I.ender ia conaection with th3s loan, untess applicable law pravides otherwise. Unless an agreement is cnade or
<br /> applicable law requima iaterest to be paid,l.ender_ahali not be required co pay Horrower any interest or carnia�s on the Funds.
<br /> -- — p��.�.E_��,7�Y pg.,r�in wricir�g,however.that�nterest sbaU be Pa�d on the Funds. Leader shall give to Borrower, _
<br />_------ ��r�t�o�t charge� an�antu+l accout►ting of tlre�Funds, show{ng credIts and debits to the Funds and the purpose for�ica eaci�
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<br /> ----� d�b'.t tm the Fuads waa made.'rhe FLnds are pled$ed as additionat secudty for all sums se�ured by thie 5ecurlty iastrua�nt. _
<br /> If the Funds held by Lender exceed the amouuts perniitted to be held by a�plicable law,Leader ehatl account to Sorrower
<br /> for the excesa Funds ta eccordance with tlie zequircments.of applicable�law.If the amouat of the Funds held by i�nd�r ut any
<br /> time!s aot suFficlent to pay the Escrow Items when�due,}..ender may,so notify Bormwer in wrtdng. aad.ia such case Bflrrower
<br />-- - aha11 pay to Lcnder the amount aeczssary to make up ths deflciency.Borrowex shall a�atce up the defecieacy in no more than
<br /> twelve mobthly paymeata,at LRnder's sole discretiosr. �
<br /> .- .-_.-- Upon paymsnt ln tLli of all awbs secured by'lfiis Securlty tusaument. txnder shaU pmmptly refund w Borcower n�y
<br /> F�ndo held by Lendcr.If.uuder paragraph 21.Lender'shalt.acquiie ai sell th�Yroperty.I.ender,pxior to the acquis[tion or eala
<br /> of tha Propetty.shall apply tury Funds held by Lender at the time of acquisiflon or sale as a credit agaiast the sum9 secur�d by
<br /> thiA:S�urity InAtru[rscnt.
<br /> — 3,Appttcatlan o!Peyments•Uniess appllcable law p�videa otherwise,aIl payments received by Lendsr un�er paragrnpha ,
<br /> 1 aad 2 shr�tll be applied:flrat,to any prepayment cbarges du�under�the Nete; setsond.to aatounte payable u¢der paragrc+ph 2;
<br /> third,to Intemst dus;fourth�to prinetpal due;aad last,ta�an�y late chacges due under the Note. �
<br /> �.Char�esi Licnfl.Bonower shall pay aU taxes.asse�ments�ctitai�es� �ines and impositions amih�utable to th�Pcoperty ,
<br /> which may attafn prlority over this 5ecurIty InsuunaPnf, and��leasebold'paymenta or ground rents. if any.BUUrmwer shall pay
<br /> - -- thes�obligadons in tho manner nrovided in paragraph 2,or if not p�td{n that muiaer,Borrower shali pay them on time directly
<br /> to the person owa.1 payment.Bomower ahall prompfly fus`nish io Lender aU notices of amounts to be Pa�d under this paragaph.
<br /> If Borrower makes theso p�ymenta directly.Borrower shall pmmptly tlunlsh to:Lead�r reaeipts evldencing We paymeats.
<br /> Borcower shall promptly dlschetge any lten whIch has priorIry over tbia Security Ynswacent unless Bom�Wer.(a)°8� i°
<br /> wridng to the paytnsnt of th�obtlgatton secured by thB liea in a mtinner a�eptable to Lender;(b)contests iu goad faith the tien
<br /> by,or defenQs og�inst enforcement of the lien ia, legal procee�lings whlch �in the Lender's opinion operate to prevent the
<br /> enforccrosnt of itto 1ten;�r(c)sCCUres from the boider of the lle�►an a�ement saYisfactory to Leader subnrdicadng the Hen to
<br /> - thia S�curity inetrument. If Lender deterndaea thnc any parc of the l�roperty is subject to a liru wiriao►nu9 ausia Prlflriry over
<br /> - _.___R...v= th9s Secudty Iastnm�ent,LentiCr may give Borrower a aotice ideatifylu$the lien.Borrower sl�all satisfy the lien or take ono or
<br />_ - - - enore o4 the actiona set�'ort�h nbc�ve withfn 10 days of the giving of nodce. .
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