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<br /> ��''*';'t�'� � i'QUE'l'HER WITH ull Yhe improvementK now or hem,nfter erected on the peoperty,and ull easements,appurtenances,and � _
<br />, ' fixt�am.a now ot hemafter n part af the property. All replucements and a�dditions shall also bc covcred by thls Securlry � --
<br />`:�}.:+��.:•..��', Instewnent.l�ll of thc forcgoing is referred tn jn this Secu�try Instrument us the'Aroperry."
<br /> . �-�;,,�,q GmItRCZW�R COdEidAN f S tiwt Enrnnvcr is luwfufiy seise�i of the estute htreby conveyeJ urcd has lii�ribhi to grant and �
<br /> ._�;.��a� wnvcy ttie Prop..rty and that the Propzrty !s unencumbemd.except for encumbrancea of record. Borrower warrants nnd will �
<br />-�_-=�.� defe�d��nemliv the title to the Pronetty a�uin�t nll claims nrtd detnnrtds.subject to any encumbrances of rerord.
<br /> °--`� TFr IS SECURITY INSTRUiV1ENZ combines uniforn�covenants far nationall use und non-uniform cavenants with Itmit� �
<br /> -_- - ysr:�at--s hy jurisd!ctton ta ca�nstitute a unifurm s{:c.�udty jt�steument r�ve�in�rea! propercy. `
<br /> - UIV IFORM COVBNANTS. Borrower und Leteder cavennnt and u�ree as follows:
<br /> `�.'� 1. Pnytnent of Princfpal mrtd Int¢�e; Pirepaytt�ent and I.nte Chttrges. Borrowe:shall promptly pay when due the
<br /> --„��, prirscipaf of und interest on the debt evidenced by the Note nnd any p�payment nrtd lats charges due under the Note.
<br /> _..,��,� 2. Fan�s for Taices nnd insururtre. Subject ro appltcuble law or W a �misten w�iver by I.ender. Borro�ver shall pay to
<br />_-=- LenGer on the dav mnnthly oayment.c am due under the Note.until the Note is paid in full.a sam("Funds")fnr:(a)ycarly wxes
<br /> -- uncf assessmenu�vhich may attain pno�3ty ov�r this Security Instrun►ent as a Icen on the Propercy:(b)yezriy Ic�sehoto puymeuw -
<br /> --_� or�rourt�renu on the Property.if any:(c�yeazly hazard or proptrty insuranceprzmiums: (d)yearly flaad insurance premiums.
<br /> -- if�ary;(e)yearly mortgage insurance premiums, if any: and(�any sums paynble by Borrower to b.�ndar. in uccordance whh
<br /> _— — tlie provisions of paragcaph 8.in lieu of the payment of mortgage insurance pmmiums.These items am c�lt�d°Pscrow Items."
<br /> -- I,e¢�tsler.srtqy� at any time. colle�ct and hold Funds in an amnunt nat to eaceed the maximum amouat a lender•for a federaUy
<br /> re►�aled;uipq�aga,loan mey require for Borrower's esero�rr aocount under the federal Real Estate Settlement Procedures Act of
<br /> __ _� ��3?q� amende�l from time to time.•12 U.S.C.Section 2601 et seq. ("RESPA"),unless another I�w that applies to the Funds
<br /> -_ °_-_° seLs a I�sser amount. !f so. I.ender may.at eny tIme,coltect and hold Funds in en amour►t not to exceed the lesser amount.
<br /> Lender may estimate the amount of Funds due on the basls og cur�+ent data and r.�sonable estimates of expendlUues of future
<br /> -�--�`"'"' Escrow Items or othenvise in aa�ordance with appltcable taw.
<br /> The�'unds shalt be held in an instituuon whose deposits are �nsured by a federal a$ency. instrumentatity. or enttty
<br /> (including I.ender.if Lender is such an institution)or ie any Fedecal Home L.oa�e Bank.Lendee shall apply the Funds to pay the
<br /> Escrow Items.Lender may not charge�orrower for holding and applying ttte Funds.annuaUy analyzing tlie escrow accaunt.or
<br /> — verifying the Esra�w Iteau.unless Lender pays Borrower interest on the Funxl�and applicable law pemuts Lender to make such
<br /> a cfiarg�.However.L.ender may require Borrower to pay a orte-time charge far an indepeadent real estate tax reportin�service
<br /> __ used by Lender in connection wIth this loan, unless applicable taw provIdes othenvise. Unless aa agreement is made or
<br /> _ — applicable lctw reqeires intemst to be paid,Lender shall not be required to pay Borcower any interest or ea�nings on the Funds.
<br /> - -- gn�nwpr und i,r_nder may a�rce in writIn�:.huwever,that interest shall be paid on the l�unds.Lender shall give to Borrower. .
<br /> -= without charge, an annual accounting of the Funds. showing credits and debits w the Fun�s and the purpose ior�vnicfi eacii
<br /> �ebit to the Funds was made.The Funds are pledged as additiona!security for alt sams secu�d by this Seauity Inswment.
<br /> If We Funds held by Lender eaceed the amounts perrniueci w be held by applicamle law, I.ender shall account w Bor.ower
<br /> for Ihe excess Funds in accardance with the requinements of applicable law. If the atnqunt of the Funds held by Lender at any
<br /> --- time is not sutkicient to pay the Esrrow Items wuen due.l.ender may so aotify Botroa+er in wdting,and,in such case Borrower
<br /> ___.__: shall pay to I�nder the amount neoessary to make up the deficiency. Borrower shatl make up the defcciency ia no more thea
<br /> twe{ve rnon4hly payments.at Lender's sole discmtion. ��
<br /> Upan paymant in fu!! af all sums secured by this Security Instrunnent,L.ender shall pmmptly refund W Bormwer any
<br /> - F�ands held by Lender.If,undcr paragraph 21.Lender shall acquire or seU the Property.Lender,�Srior to the acquisition or sale
<br /> of the Property.shall apply�ny Funds held by Lender at the time of acquisidoa or sale as a cradi�against the s�ms secured by
<br /> this Security Instrument.
<br /> 3. Appl[rarion oi Payatents.Ualess applicable(aw provides otheiwise,alt payments recetved by Ixndet under paragcapbs
<br /> 1 ard 2 shall be applied:first,to any piepayment charges due under the Note;second,to amounu payable under paragraph 2;
<br /> thud,to interest due:foucth,w princIpal due;and last,so.any late charges dae undev xhe Note.
<br /> 4�Ch�trges;Lieas.Borrower sha11 pay all tpxes.a5sessinents. charges,finces a�nd imposidons amibutable to the Property
<br /> which may attain priority over this Securi�tg� Instnunem.and leasehold payrnenu or grouad rents�,if any. Borrower shali pay
<br /> __—__ _ dtese obligations in the manner provided in paragraph 2.nr if not paid in that manner,Borrower sha)3 pay them on time direetly
<br /> ta the person owed payment.Borrower shall promptiy fi+rnish to E.ender all noticxs of ainounts to be paid uuder this paragraph.
<br /> If Bo:c�ower makes tbese payments directly.Borrower shai!pmmptty fumish to L.ender receipts evid�ncing the payments.
<br /> Borrower shaU prompdy dischar8e any lien which has priority over this Security Instn+ment unless Borrower:(a)agrees ia
<br /> wri6ng to the payment of the obligation s:.ccured by the liee in a manner aoceptable to Leader;(b)contests in good fajW the lie�r
<br /> _' by,or defends aga�inst enforcemeM of t�e lien in, legal prooeee4ngs whic6 in the Lender's opinlon opernte to prevent the ,
<br />---_ - enforoement of the lien:or�c1 secures from the holder of the lien an agcrxmeat satisfactory to Lertder subordiaating the 6ern to
<br />= this S�curity�nstiument. If II.ender detemunes that any parc of the Property is sub,�cr�t to a lien which may attain priority over �
<br /> t�`iis Seauity Insuum�t,LendQr may give Borrawer a notice identifying the lien.Borrower shall satisfy the lien or take one or �
<br /> moce of the aa�ons set forth above within 10 days of the giving of ttotice.
<br /> ---— Fortn 302D 8190 .
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