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<br /> �, H�.ne�d oc pea�aerty an�ut�nee. Borrower shalt kecp the improvementa now existin� or here,�fter erecteci on the '
<br /> Property insured a�3oinst toss by fire.huzurds include�t within the terr►►"extended coverege" and eny osher heiards, including -
<br /> f�awd�or floading. for which Gender mquires insumnce.Thie insurunce shalt be maintuincd in thc umounts�nd gor the pertoda
<br /> th�l l..cnder requires.The insumnce cnnier pravidinB thc inaururtce shull bc chasen by Borrotivcr subject to Lettder's upprovul �
<br /> which shall rtot bc unreusonnbly withhcld. 1P 8orr�wer fails to mnintain cuverAge dcscrfbed abavc,Lendcr may,nt I.endcr's �
<br /> option,obtuin cavemBe to pratect l.ender's rlghtx tn the Pmperty in ace�rdunco with paragmph 7.
<br /> All Insuruitcc {w{Icic:;aad eancauts :;hnll be wsreptttble to I,�nder Esnd sitell inclu�ic n sumdurd marthage clause. l.�ettder �
<br /> R�all have tho rlght to hold tho paltcics und�cnewttix. If L.endcr r�cquires,Sorro�vcr shuli promptly give tq(.�nder�ll rcscipta of
<br /> pald premiuma und renewal notices. in the event af lusn,Horrowcr xhnli give prumpt notice to the insurunro carrF�r and Lender. �
<br /> L..erder►nuy make proof of lass if not mado promptly by Bonower.
<br /> ►Jnless Londer and Borrower othenvise ogree in�vddng,insurunce pmc�ds shall be upptied to restomcion ar repuir of the N `
<br /> Proparty clamuge�.if the restoration or mpc3ir ie ecanomlcnlly feaslble nnd Lender's securlry is noi lessened. If the reatorntinn or
<br /> cepaie ia not eranom}cnlly feasible or LQnder's securlry wauld be I�sened,the inaurance procceds shall be applted to the sumg
<br /> secured by this 3ecurlty InstnEment.whether or noi then due. wlth any excess paid to Borrower.If Borrower abundons the
<br /> Prop�riy, or does not answer within 30 dgys a notice from ].ender that the insurance carrIer has offened to settle a claim.then
<br /> Lender may collect tt�e insurance pmcec�s• 1.ender may use the pme�s to repair or restore the Propeaiy or ro pay suras
<br /> seatted by this Security Inst�ment.whether or not then due.The 30-day iserlod wUl begin v�hen the aotice is glven.
<br /> Unless Lender�nd Borrower otherwise ag�ae in wrldag, anY applic�tion of proce�ds to principal sbeU not extend or
<br /> postpone the due date of the monttily jrayments referred co in pamgraphs 1 aud 2 or changa the anemuat of the payments. If
<br /> under paragraph Z 1 the Property is acquirad by I.ender.Borrowee's�ight to any iitsw'ance policies aad proceeds resulting from .
<br /> damage tr�We Property prior to the acquisition shall pass to I.ender to the cxcent of the sums se�ur�d by this Socurity Instrument
<br /> 's maaedIately prIor to the aoquisinon.
<br /> 6.pccngscicgi,prccervatton,Maintenanoe aAd Pt+otedion oi tlae I'�perty;Borrower's I.oan A�plEcadon;Lraseholdv.
<br /> IDorc+ower shall occupy.establtsh,and use the Pmpe*ty as Borrower's principal residenoe within aixry daye aRer the eacecution of
<br /> Ehis SQCUrity Instrument and shull oontinue to occugy the Pmperty as Eormwer's principal resIdettce for at leass on�year after
<br /> the dcite of occupancy. uuless Lender othenvise agrees in Krritic�g.wMch aansent shall not be unreasonably withheld. or wiless
<br /> eztenvati�►g circumstauoes exist wtuch are beyand Borrower's control. Borrower shall rtoi desuoy, dannaBe or impair tlte
<br /> property. allow the Pr�operty to deteriorate.or oommit waue an the Progerty. Borrower shaU be in default if eny forfeiau+e
<br /> aaion or praoeeding.whether civll or crineiaal,ia begun that ia Lendar's goad faith jadgmem could rssvlt ia forfeiture of the
<br /> �ro�serty or otherwIse materially Impnir the liea created by thls Security Instn�ment or Lender's securi2y intenst. Borrower may
<br /> e�e such a defanii a�i reinstuic�ai,pr�vidtd tu garagra�sh 28.ii•f�ttS�l2^!�C E�412 4i jTT4Crrilino tn If�diSaUiSS�d with 8 171LDft .
<br /> . shat, in Lender's ga►d faith deteranination, precludes forfeiture of the Borrowet's lnterest in tbe Property or other nnaterfel
<br /> , 3aipairment of the lien created by this Security Iastnutcent or Lender's security interest. Borto�ver shall s�lso bx in default if
<br /> �orrower.during the loan applicatIon prncess.�r.ve materlally false or inaccwnte infomaation or state�eats to L.ender(or failet�
<br /> ' to p�mide Lsnder with any material infornaatlon)In connectioa witb the loan evIdenced by the Note,"ilntclntiing, buc not limited,
<br /> to:�e�r�entations ooncerning Borrower's oocupancy of the Property as a principtil residence.If ttils Ser.urlly ins2sument is on a
<br /> lee�e�old. Boxrower shall cwmply wlth aU the pmvistons of the lease. If Borrower acquin�s fee titlo to tty��apwty, t1►e
<br /> Ieas�6old and the gee dtle shall not merge wiless Lender agt+ees w the merger ue writing. ''' '
<br /> . 7.H�otectton oi Lender's Rights ia t�a Propei't�'.If Borrower faiis w psrform the oovenauts utid a�reemeats oontained in
<br /> tliis Saxuiry Iastivment,or tt�,:�es is a le�si pt�ing that may sigai�icandy affect Lender's rights in the ProPertY (such as a
<br /> procxeding in banlwptcy.probniC. for condemnadon or forfeiture or to enforre laws or regulations), then Lem�er maY do and
<br /> pay for whatever is necessary•4o pmtecc tl'�e value of tha•7Property and Lender's rights'in the R'roperty.Y.ende�'a acdons may
<br /> include paying:titiy.sums serured by a lien winch tias;prlori.ty over this Security Inswment. ePPearin8�i.:ooutt, P�8
<br /> . ceasanabie atWi�ays'�fecs and entering on tbe Properry to�repaies. �Ithough Lender may take attion under this paraSraPh
<br /> _ 7,i;ender does not have to dm.so. •.• :. . ' �,, . �•:•
<br /> ". AnY sinounts disbucsafrby�Leadez under tius paragtaph 7 shell become addi#sonsl deist af Horrowev;sECiued by tlus
<br /> •�ecixrity Insuumem.Unless Borcrower and Lender agree to other tenns of paymeat.thesE amounts shall bear•nmter�t from the
<br /> date of dlsbutsemeat at the Not� :aie mrcd shall be payable, wIth iatenest, upon noti'cC�c�om d.mder w Bamo�er requesting
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<br /> � �gn*A^�e tn�•�•+r�.If L�ader:equired mortgage iesurance es a condidon of�laldng the tean socured by this Secwity
<br /> - In��t, �asra�:��h;1!puy.the pteittituns rec,n�ir�d m maintain the mortgage iasnrauce m ef[ect.tf, for ar�+ �asow ii►e
<br /> �oxiguge iasurance oo�erage xeqn#zed by Lender lapses ar ceoses to be in effect,Bocs�wer shall pay the pr�iums reqttiiod to
<br /> obta3n coverage substaatlally equivalenr to the mortge$e insiuuaaoe previou.sly in effeci,at a oost substantially equivaleat w the
<br /> cost to Bomnwer of Yt�e mortguge insuraace previonsly in et�ect;from an aitEmate mortgage it�slmer appro�ed by Lender. If
<br /> substantially equivalent moRgage insuiaace ooverage is nai available,Borrower s1raU pa4Y w Leader�eoach month a sum equat to .
<br /> aar-twelfth of the yearly mortgnge iasuranae premium bziag paid by Borrower when the insw'an�e covepage lapsc�d or xased to
<br /> be in effecx.Lender will aocepr,use aad ret�vn these paymenu as a toss mscrve in IIeu of mortgage iasuraoap. Loss reserve
<br /> _ Form 3028 9J90
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