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<br /> TppgTHgR r1y►�Z'i3 e11 the improvemonts now or hereafter erected ou the pmpertyr,�uud al!ensementa,appurteaa�ces. an� I-
<br /> fixpures uo�v or hereatter a part of the �Smperty. AU repl¢cements and a.ddidons ehaIIl atso be covered by this Secur(cy _
<br /> Insm�ment.All of the foregoing is nferred to ta thls S�c.udty Inshument as the°Ptoperty." -
<br /> �ORROWER COV�NANTS thut Horro�ver is lawfully sefsed of the estate hereby oos�veyed and has tho dIIht ta Qmnt artd � _
<br /> convey thc Property und that�the Property is unencumbered.excegt for encurabruuces og record. Borrower wnrranta wd wU1 �
<br /> defend�enerally¢he title to the Proparty agu�nst a!1 cluims artd demnnds,subject to any encumbrances of recard. -
<br /> THI�SECURITY INSTRUMBN'P oombines unifor�covenants for nutional use and non-uniform covena�►ta wlR..�li�.iltc� �
<br /> Wuriations by judsdicdon to c,nn�Ntute n uniform security insteument oovartnB reul property. .
<br /> UNIFORM COVBNANTS.Borrowcr and Lender covenant aRd ngrec us followa:
<br /> 1. �uynneat o!Prineipsil Rnd [g4cresu Prep�yment tutd Late Charges. Borrower shall promptly p�y when d¢e tho
<br /> principal of and laterest on cho dcbt evtdenred by the Idote and uny prcpaymoet and Int�ch�tgcs du�under thc NAte.
<br /> 2.Fltu�ds for'Q'attcs ant�Iiesurance. Sub}cct to applicable luw or to n wrttten walver by Lender. Borrow�r shr�ll p�►y to�
<br /> L.cndcr on the dny monthly paymentx um duo urtdsr the Note.until the Not�ts pnid tn f�li. n sum("Funds")fue:(a)ye�ly�axes °
<br /> nnd ussessmenta which muy nttuin priority over this Secudty Insuument asti a lien on the Prop.,rty;(b)yearly lepsehold p�y�ments
<br /> or graand rents on the Property.if nny;(c)yeucly ha�ard or property insurance premlums: (d)yeurly tiood insurance pzem�ums.
<br /> if nny; (e)yearly mortgage iasurance premtuma� if arry; and(�any surns payuble by Borrower w Lender.in accordance with
<br /> the pmvisions of parugraph 8,in lieu of the payment of mortgage insurance premiucns•T'liese iterna are cuiled"Escrow Itews•"
<br /> I.ender may. ut eny time, oolloct and hold Funds in an amouut rtot to exaxd tke a�axirnum amoaat a lender for a fedc�raily
<br /> ralated uFOngage laue muy require for Horrower'a escrouv ac�ount under the fedemit Real Sswte Settlement Proc�urPS Act of
<br /> 1974 ns ameaded from time to Wne, 12 U.S.C.Section 2f01 ei seq.("RHSPA")�wdess another law that applIes to the Fwids
<br /> sets a lesser sunouat. If so, Lender may, at•any time� oollecc a�►d hold Fuads In en amaunt not to exceed tha lesser r�onnt.
<br /> Lender may estimste the amount of Funds due on the basis of current datu and reasonable estimates of expendisures of f�tune
<br /> Escrow Items or otherwise in a000rdsnca wiW applicable law.
<br /> The Funds shall be held in an iastitunon �vhose deposits are insured by a federai agency. Instrumsnntnlity. or endty
<br /> (including Lender,L�Lendar ia such an inscttution)or in eny Federal Home Losw Bank.I.ender shall appl�the��n�P nY or
<br /> gscrow Items.Lender muy noi charge Borrower for halclin�aad applyIa,�thz Funds.annuaUy analyzinE
<br /> �efify;q�th�gscrow Items,unless Lender pays Borrower i+nteress on the Funds and appUcable Iaw pemrita Lender w e�a.ke such
<br /> a charge. I�owever.Lender may require Borrower to p�y a one-time charge ibr aa utdependent real estate tas repotti�ag seivlce
<br /> used by I,ender in connection wlth this loan. unless,appllcable law prov[des othenvise. Unless an agmEmBnt is mti�e or
<br /> sys�l�4��re�!►ima incerest w be Qaid.I.eader s'i�il•noi be required to pay Borrowcr arry interest or eamings on tl�e Funds.
<br /> Barrower and Lender may agree ln v�eiting,how¢va�,'that interest shall be paid on ttte Funds.Lender shsti111�ive w�somower.
<br /> � without charge, an annual acoounting of the Fuads, showiag c�edits azcd de�iita Gn the Funds,am�the puepose for w�ich each
<br /> deblt w the Fuads wss mad�.T4te Funds are pledged as additional setnrity for all sums s�re�'by:tbIs Socurity I�n�xnt.
<br /> � If the Funds held by I.ender exceed the aznoants permiued to be held by appi�cable law,�xttder shall accaunt to Bo�ower .
<br /> ,for the excess Fund.�in aacaidance with the reqniremenrs of applia:able law. If the amaunt of the Funds i�eld by Lender at any
<br /> .� time is noi sufficient to.y�ny tha Escrow Items when due, I.ender may so norify Bori�ow�r in writing.and,ip.st�di cese Borrower ;',.::`,:
<br /> sl�all pay to Lender the�ainoum necessary to make up the deficieACy. Borrower shall make up the deflcie�t�y ia ao anor�than . ,
<br /> twelve raonthty paytn.eats,at Leuder's sole discretion. �
<br /> [lpan paymeat i�.'fyll mf all sums secured by thls Sscutity Instrument, I.ender shall promptly refuud w 8onrow�r any
<br /> �•� �unds held by Lender.fi�F��uadea'paraBragh 21,L.ender shall acquire or seU tl3e Pcoperty, �.ender.prior t�.kfic�ucguisitioa ossaLe .
<br /> ��.',, of ttte Propetiy.shail ttpply azry Funds held by Lsnd�r at the time of acqufsition or sale as a smdit agsitt�i tbe�sums saurtd by
<br /> . • this Securitv Iasummeni. • , ,, t,s,,.
<br /> 3.Appllcaflon oi Payment�.U�tass applicable law pmvidrs otherwise,all payments►ec�iv�t,1 by Len�ter uadar pam�raphs
<br /> . 1 und 2 shnll be applied:first.to anyr j�iiepay�nent charges due under the Note;socond,to ad�bir�ts payabie uxuler paaagr�2;
<br /> " tUird,w interest due;foiv3h.to principal due:a�d l�st.w any late charges due uad�r t6e Nnte. .��',�+
<br /> `:� 4.�harges.LEe�s;.�orrnwer sball pay all ttu��s,assessmenis.char8es. fines a�d ianpositions am�'b�;ta�ta to the Pr�rty
<br /> wh{ch may at�in priority over tlus Soauity Inst�ument.and leasehold payments or groaad nents.if any.'Borrower shi�PaY
<br /> these obligations in the manner pmvIded in paragi'aph 2, or if not gaid in that manneP,Bormwer shall pay them on ti�c'ii='t:xtly
<br /> to the person owc:d paya�ent.Borrower shall promptly fumish to I.ender ail notIces of emounts to be paid under tl►is �aeeg�ep�►•
<br /> • If 8orrower makes these payments direc,tily.&n�uwc�-o;�3t��m�r;Y�sai�s:�L..-w..3.°r r�s��;.l�.'�.hn naym�.�t+.
<br /> Borrower shall p�mptly discharge any lie�r�v7�ich has priority over c6is�eauiiy i�rsuumwt wuor�so�::r:�::j��aa .`;
<br /> ' writing to the payment of the obli$atlou securad by the lien in a manner acceptable to Lender:(by oont�s4e in Bood fait6 clse liw �
<br /> by. or defends ngainst enfor�oemeni of the lien in, tegal prnoeedinSs�whicL 'u►the Lender's opinien operate w p�event the
<br /> '• enfoncement of the lien;or(c)secuz'rs from the holder of the tien an u�reement satisfactory to L,ender subo:dtnattag the Uen ta -
<br /> tbis Securiry Inst�anem. If Lender determines that any part,of the Pcoperty is subje�to a lien which may attain priority ov�r
<br /> ' this Security Instiu�ent.Lender�y$ive Borrovrer a notace fdeatifyiag the lien.Borrower shalt sadsfy chs lien or�s�e aae or
<br /> more of the actions set forth above within 10 days of th�giving of norioe. �
<br /> Form �u`ct� frf5'u
<br /> ve@e Y ot 8
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