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<br /> p�yments muy rta lon�er be reqnircd.at the option of I.ender. if mortga�e insumnce coveroge pn the cunount and foe the p..riod �-
<br /> that Lender requires)provided by un Msurer approved by[.ender ugaln becomes uv�ilable and is obwined. Borrower shall puy
<br /> the premiums rea�uired to maintain mortgage insurance in effect,os to provide n loss reserve. until the reqnimntent for mart�age
<br /> insumnce ends in accordunce with any written ugrzement between Borrower urtd l.ender or applica�le law.
<br /> 9.Irespesaton. Lender or its agent may make reasonuble entries upun and Inspections of the Property•Lender shall give
<br /> Borrower�todce nt 1he timc of or prtor to an Inspection sp�ifying reasonable cause for the inspzctaon.
<br /> 10.Condenttwtlon. The prooeeds of ar.y award ar clalm for damages, direct or cansequentiel. in connection with nny �
<br /> condemnativn or other tuking of tu►y part of the Propercy.or for conveyancc in lieu of condemnation. are liereby nssigned end �
<br /> sh�ll tse paid to I.ender.
<br /> In thc event of r�total teking of the Property.the pmceeds shnll be upplied to the sums secured by this Security Inskurttent. �
<br /> whether or not then due. with any excess paid to Borrower. In the event af a partIal taking of she Property in which the fttir
<br /> macke¢value of the Property immediatelY before the taking is equal to or greater thun the amouau of the sums secured by thfs
<br /> Security Inswment immediutely before the talcing.unless Borrower and Lender otherwise agree in writing.t6e sums secured by
<br /> this Securtty Instzument shall be ceduce�l by the aenount of the pr�s multiplled by ttee follow5ng fractIon: (a)the total
<br /> urnount of the sums secured immediately before the tahiag. divided by (b)the fair market velue of tlie Frop nrtW i�rnm�Q fel�y
<br /> �efore the aking. Any balance shall be paid to Borrower. In ttne event of a partial taking of t3�e P'coper►y '
<br /> �narket velue of the 4�roperty immediately isefore t6e taking is less tBan the amount of the s�ros secured icnmediately before the
<br /> taiking,unless ftorrower and L.ender otherwise agree in wrtting or unless applicable law ott:ernise provides,the pmceeds shail
<br /> be applied to the sums secured by this 5ecurity Instnuneut whether or not tltc swn�are then due,
<br /> If the Praperty is abandoned by Borrower.or if,after nodc:�by L.ender w Borrower that the condemnor offers ao maice an
<br /> a�vard or settle a claim for darnages, Borrower tails to respond to Lender within 30 days afte=Ihe date the nodce is given,
<br /> L,ender is authorized w collect and upply the proceeds.at lts opdon.either to restoration or r�epair oF ihe PropertY ar to the sums
<br /> secured by this Secudry[nsuument.�vhether or not then due. lication of roceeds to priracipa! shall aot extend or
<br /> �7nless Lender and Borrower atherwise agree in wrlting, nny app P
<br /> postpone the due date of the raonthly payments referted eo in paragcaphs 1 and 2 or change the ainaunt of such Raymenta.
<br /> Ili.Botmwer NoE Released;Forbearancc By Lendea'Not a Waiver.Extension of the dme for paysnent or modific�tion
<br /> of amortizgtion of the swns seatred by this Seatrlfy Inshument granted by L.ender to any aucassor in iaterest of$orrower sluill
<br /> not operate to releass the IiabilIty of the odginal Bormwer or Borrower's successors in inter.eat. I.ender shall not be reAaited to
<br /> oomtnence proccedtngs agaiast any successor in interest or r�efuse to extend time for paymern or dherwise modify amorC�etion
<br /> of t�e sums secnresi by ihis �a.wity I�s�zm."ni � st�aa af say slem.an� m�? by the orisiaal Borrower or Borrowet's
<br /> suooessors in interest. Any forbeaiauce by I.ender in eaercising aay right or remetly s�aU aot be a waiver of or preclude the ,
<br /> exercise af az►y rlght or remedy. ' �
<br /> !2. Suooessors and Asslgns�ov�d; Joint aQd Several Liability, Co-slSuers. Th�covenants and agceeme�o�this
<br /> Security Lnucument shail bind and benefit the successors aad assIgns of Iznder and Borxower,subjoct to the provistons of
<br /> paragraph 17. Bornower's covenents and agreements shall be Joint and several. Any Borroa�'a wlw co-signs this Se�curity
<br /> Lut�smeat but does not execute the Note: (a)la co-signing this Securlty Iastnunent only to m.ortga$e, grant and convey that
<br /> Borr�wcr's interest in the Property�wder the terms of this Seanvicy Instmment:(b)is not perso�v�lly obligeted to pay tite swms
<br /> se,cua-,ad m�r�his Sacurity Insuunzen�;aad(c)agrees tliat i.ender amd any other Borrower ma�ag►+c:e to extend,modify,for�mr or
<br /> make any accommodaHons wtth regard to the terms of tlris Seiurity Insuumenf or the Note w[t�out that Borrower's conseat.
<br /> 13.Loan Chatr�PS.If the loaa secured by this Setudty Insuun►ent is�ubject co a law which sets maximum loan charges,
<br /> at�d that law is finaily imerpreted so that the interesi or ot6er loan chargc�col�ected or to be callc�ted in connecxion with the
<br /> loan exceed the pern�itted liauts,then: (a)any auch toan charge shal!be redubed by the amount na�essary w reduoe the c1�'Se
<br /> to the permltted limit;and(b)any snn�s already mUecced fro►n Borrower wltish exczeded perav►ted l�miu wil!ba �funded to
<br /> Aomower.Lender tnay choose to'mske this refund by reducing the priacipal owed un$er ttze Note or by making a di�ct
<br /> payineat m Sorrower. If a refunJ reduces princIpal. the reducdon will be tregted es a partial prePaymem without any
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<br /> 14.Notices.Any notioe w Born>wcr provid'ed for in this Secudcy Instl'ument shall be given by deuvering it or by mniling
<br /> it by first class mail unless applicable law requires use of anotl�er method.The nodc�shaLL be di►octed co the PmP�rtJ!"Ad�
<br /> or any otl�er address Borrower designates by nodce to I.ender. Aay no8w,co L,eade�m6elt be Siven by first clavs ipail w
<br /> ienaer's address state�i l�e�eiu or a�y�er addr��.3e:�3�sis�b;aotire ro Rs,m+�irer. Any nolice provjded for in this
<br /> Security Inmument shall be deemed to have been given[o Horcmwer or Lan�ler i�he�given as pr�vided iet tlsis psraUreph; ;,;.,
<br /> 1S. Gaveming La�v; Severabflity. This Securlty Instntment sha[i be goverrted by fedetal law ated the laa of the '�; ,
<br /> jurisdicdon in wtuch the Property_ca+lvcated. In the evecrt thut•�ny proviaiori or clause of thia Securiry Instrument or the Note F�`
<br /> : oonf.lids with aFplicable law,such canflict shall not affecx other•pmvisiona of thls Secwity Iastrument or the Noto whtch can be
<br /> givea ef�without the conflicting provision.�'v this end the pmvisions of this Security Instra,ament and the Note are declared
<br /> to be seveteble. � �
<br /> 16. Bon�ower's Copy.Borrower shaU be given one oonforaned copy�af�the Note and of this Security Inst�ment•
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