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<br />-. �,•.,� S. Wazard ar Fropeety Ynsupnnce. Boerawcr shalt kcep the improvcnicnts nrnv existing or hereAftcr Frccted on the �,,.
<br /> � Proparty iasured uB�intit lasa by fire. huxarJa includcd within the term "extendcd rovem�e' nnJ uny othcr haxards. including _
<br /> �'' i flonds or 41c�ading, far whlch Lender requircs intiurancc. 1'his insurnnce shaU be muintuined in the amaunts und fi�t the perfods� _=-
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<br /> ' J.� thnt Lendcr rcquires.�'he insuruncc curricr p�oviding tlie insurance shull be rhusen by Bormwer subject to l.endcr'x uppr��vul
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<br /> -----:,R,,,, vrhich ehall nnt be unrcasonably withheld. If Bonower fuils to mnintnin covemge describeQ ubove, Lcnder mny, at l.cndcr'c; �
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<br /> • •': aptlan,ubtain covcrugc to protcct l.�:nder'K rights in the Proporty in ncwrdance with parngruph •
<br /> ' "'"`'� All insurancc polictes and renewnlR shall be arceptc�b�e ta l.ender unJ s1�u11 includc u htundard mart�agc rlauke. ►,ender �
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<br />.- ���:'." shall have the right to huld tha pollcfea nnd mnewals. [f Lender reyuires.Borrower shall promptly�ive to i.ender ull roceiptx o
<br /> paid premlums und renewul notices.In the event of loss, Borrower ahall give prompt natice to the insurunec currier nrtd I.ettder. �
<br />��,j�.=== Lertder tnay mnke proof of loss if not made prompdy by Borrower.
<br /> � Unless Lender and Borrower otherwise agree in writing. insumnce praceeds sh�ll be Applied to restomtion ar repair of the
<br />::.,;;t,"�.....Q,- Pnoperty damaged.if the restoration or repair is economiculiy feasible and Lender's secudty Is not lessened. If the restorution ar
<br /> -'."`y repair Is not economically feasible or Lender's securiry wouid be lessened,the Insurance proce�ds shull be upplied to the uums .__ -
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<br /> :, � secured by this Security Instniment. whether or not then due.with any excess puid to Borrower. If Borro�ver ubnttdons the
<br />-`�-�'``_s���' Property.ar daes not answer within 30 dnys u notice from L.ender that the insurance currier has offered to setde a clnim.ahen
<br /> �a°"""`�-'=:►' ' Lender may collect the insurartce proceeds. I.ender may use the proceeds to repair or msrore the PropertY ar to puy wma
<br /> -.--=-x'_� serured by thls Secur�ty Instniment.whether or not then due.The 30-day Per�od will hegin when the nottce is given.
<br /> ---- - U�tess Lender and Borrower othenvise a�ree in wridng, any application of proceeds to principal shall not extend or
<br /> - -- postpone the due date of tke monthly payments referred to in paragraphs 1 and 2 or chan�e the amount of tha payments. If
<br /> _:.'.;�.:.�
<br /> __::�wa,� nnder paragraph 21 the Property is acquired by I.ertder, �otrower's right to any iasurance policies and Proc�ds resutdng fcom
<br /> .,_=r;a-,��,° damage to the Property prior to the scquisition shall pass to Lender to the extent of the suzns secured by this Security instnunent
<br />'�<<,„� imrue�iIately prior to the acquisition.
<br /> - 6.Oocnpancy,PreservetEoa,Matnteuance and Ptotedion off t➢se Property,Borrower's I.oan AppIIcatton;Lcaseholds.
<br />``'`'��''�" Borrower shall occu
<br /> _v;�,,,,� py,estnblish,and use the Property as Bonower's princlpal residence wlthtn sixty daye after the execution o _
<br /> --- - this Secudty InsUUment and shall conHnue to occupy the Property as Bflrrower's pr�ncipal restdence for at least one year after _
<br /> �' the date of oocupaucy.unless Lender athenvtse agrees in wdting. which consent shall not be unreasonsbly withheld,or unless �:_:
<br /> -"�f�` eatenuating clreumstances eaist which nrz beyQnd Borrower's control. Borrower s6all not descroy. damaSe or impair tiie r--
<br /> ___ -_h-',� _
<br />__— -- Property►,allow the Property to deteriorate. or oommit waste on the Property Borrower shall be in default if any forfeitune --
<br />_"'" action or proc�eecling,whether civil or criminal, is begun that in L.ender's good faith Judgment coald result ia forfeiwre of the _
<br /> ='� Property or otheiwise materially impair the lien created by this Securlcy Iastrumeat or Lender's security lnte.rest.Bormwer may
<br /> ------ — cure such a da�nult and r+einstate.as provided in paragraph 18.by cauaic�g thcs acdon or proxocii�►x iu�'ic C�SIIIiS.SCQ r.'�ttf 8 Sit�l2^a �
<br /> - - thfat, in Lender's good faith deteraninadon. precludes forfeiwre of tha Borrower's iaterest in the Propercy or other cnsteria!
<br /> � impair�aent of the lien created by this Security Insnument or Lender's securtcy imerest. Borrower shall atso be in default if --
<br /> — Botrower,during the loan applic�tion pmcess,gave maY�aialty false or inaccurate inftirmadon or statemlents to I.,ender(or failed _
<br /> — _ to provide L.ender with Any material informatton)in comiecdoa witb the loan evidanc�by the Note,indud3ng,but not limited
<br /> to,represent�tians conceming Borrower's oocupancy of tt�e PropeYty as a principal residence.If this Security InsmimeM is on a
<br /> �;:';+;� leasehold, Borrower shell comply witD t�lt the provisions of the lease. If Borrower acquires fee title to the Property, t�e
<br /> „��,.� le�sehold end the fee dtle shall not merge unless Le»der agrees W the ttierger in wrltin�g•
<br /> - --- 7. Protection oi Lender's Rfghts tn t6e Properiy. If Bonower fails to perform the covenants and agreements contained in ,=;
<br /> � this Secutity Insuvment,or there is a legel pmceeding t�at may sigaificently affect 1.eader's dghta in the Property(such as a •�`°
<br /> pmceeding in bankiupicy,pmbate, for condeamation or forfeiWre or to enforce laws or ngulations). then LeQder may do and
<br /> pay for whatever is aecessary to protect the value of the Property snd Lender's dghts in the Property Lender's act�ons may
<br /> iaclude paying any sums secured by a Iten wl�ch has priority over this Security lnsmunent. appearing in court. pay'm8 _
<br /> t+easonable attorneys'fees and entering on the Pcoperty to malce repairs•AlWough Lender may take action under this paragraph ;�
<br /> 7,Lender dces not have to do so.
<br /> Any amounts disbursad by Lender under tl�is pazagraph 7 shaU beoome addidonal debt of Horrower secured by this
<br /> _- -- ,::;;,�,� Secudty iastrument.Unless Bornower and Lender agcee to other tern�s of payment, these amaurts shall bear interESt from the
<br /> - date of disburseatent at the Note rate and shall be payable. with interest. upon uonoe tT°m j-°nder w Borro�ver request�2ag
<br /> - payment.
<br />`��'� S. MorMag�Insurance.If I.ender required mortgage insurance as a condition of maldng tke loan secured by this Securiry
<br /> -- : - Isw^irsunr,ns. Barra�*rer shall�y tt!e n_remiums rec}uired to maintein the mortgaAe i�uranoe in e2tect.li. for aay reason. [he _
<br /> =;� mortgage Inaurance coverege reqnired Dy I.ender lapses or ceases to bB u►effect,Borrower shall�va� the premiums re�uired w
<br /> obtain coverage substendally equivalent to the mortgage insucance�reviously in effea. at a cost substantially equivalent to the
<br /> -- cost to Borrower of the mortgage insurance previously in effect. fron'►an alteTnate mortgage iasurer approvat by Lender. If
<br /> �substantially equivalent mortgage insucanoe aoverage is not available,Bormwer shaU pay to I.euder eacd month a sum equal to
<br /> = one-twelfth of the yeariy mortgage inswaace preaniwn i�eing paid by Borrower when the iasurance coverage laps�d or eeased to
<br /> - ;,�:� be in effect.I.snder will aooept,ase and retain these payments as a loss reserve in lieu of mortgage insurance. Loss ceserve .
<br /> Form 3028 8/S0 '
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