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<br /> �. R�ed or �opEa°ty InsurAUSe• Barroiver ehall keep the improvemsnts no�v exiating or horeufter erected on thB __
<br /> Fropsrty lnswed aguinsi lo�s by flre.htizards lnciuded aithin�he term "eatended coverage" and uny ather hozerda, lncluding
<br /> ° flaad�or tlaoding,for���hich LSader requirea insurancc.Thia iasurance shall b$maintalued in the amounts end for the perla�a
<br />- � ;��� thut L+ender ceqe�lres. 'I'he lnsurause caRler pmvIding the iasulennce sha11 be chosen by Borrower subject to Leader's appmval
<br /> which ahall not be upreasonably withheld. if Borrower fails to cQaintain coveraBe described above. Lender may. at Lender's _
<br /> optioa.abtaia covemge to protect Lender's rlghta Ia the Progerty im accordancc wtti�paragraph?. �'
<br /> ��""� All insutance policfes and renewala shall be acceptable to Lender and s4�a11 include a standard mortgage clause. Lender
<br /> � shaU have the r�ght to hold the policIes and renewals.lf Lender requires.Borro�ver shall promptly give to Lender all rec8ipte of
<br />'°4. ':_�� paid premiums and renewel nodces.In the event of loss.Borrower shall gtve pmmpt notice to the iasurance canier and I.ender.
<br />'_� Lendei may make proof of loss if not made pmmpdy by Borrower.
<br /> Unless Leader and Rorrower otherwise agree in writtng, insurance Proceeds shall be applied to restoration or repair of tha
<br /> T� ���� pR,operty damsged,;f the restoration or repafr is economica(ly feasible aud Lender's security is not lesseaed.If the restoration ar -
<br /> repair fs not e�oaomically feasible or Leader's security would be lessened,the insurance proceeds shall be applied to the sutns _
<br /> securect by tl�is Security Insteument, whether or not then due,with any excess paid to Bflrrowcr. If Bornower abandons�6a
<br /> . Property.or does not anawer within 30 days a aotice from Lender that the iusurance carrier has offered to sett16 a claim,then --
<br /> -.'r;�:';". ° Gender may wlle�t the insuraace proceeds. Lender may use the pmceeds to repair oz restare the Property or to puy sua►� _-
<br /> ;' 'i`��4 �. s�cuced by t�is gecurlry.Insm�ment,whether or not then due. 1Ue 30-day pe�lod wUl begfn when the notice is given.
<br /> '°'�`'�, tUntess Lender und Borrawer otherwiae agree i�s writing, any appUcatian of proceeds to principal sh�tl not eatend or
<br />.-;;���':' postpone the due date of tbe mabthly payments rcf�rred to in pare�'ap1�a 1 and 2 or change the amount of t�s paymeuis. if �
<br /> �:.,�.� .,t undar paragraph 21 the Property is acquimd b� Lc,der,Bo rower's 4gh•to any insurance policIes and proce�de nesultiwg from
<br /> ' damage to the Pmperty pr�ar w the acquisidon shaU pass W Lender to the extent oi the sums secured by thie Securlty Iasuument
<br /> „-�°;`` i�medistely prlor to ths acquisition.
<br />_-_'`,::a:�� 6. Occupan¢Y. Yreservatton. Matatenauce and ProtecYion oi W� Properiy: Borrower's Lona Appltcat[on;
<br /> - — Leasehoids.Borrawer s6aU ocxupy.establieh,and use the Property as Bon+ower's principal residence wltbiu simy days after the
<br /> °��� e�cautton of this Securiry Insaunnsnt�u►d ahall cantinue to oc�upy the Prep�rty as Borrower's principal resldenoa far at least one
<br /> •..=�.�;� year after the date of occupancY. uWesa Lender othenvise agrcea in wdtinB�which cansent ahall aot be unreasonnbly wlthheld.
<br /> :,,�� or ualssa oatsnuatlag clrcumataace�►exlsc which ere beyund Borrower's wntrol.�rrower shell not destroy.damnge or impnir
<br /> - - the P�opeaty�allow the Property to deuriorate.or commit wasta on the Pmperty.Boaower shall be W default if,�ny forfeiture
<br /> - =.a! ectlon or proceediag.whether civil or crimiaal�Is begua that!n Lender's good faith judgraeat¢auld result in fort'aiture of the
<br />---- ,�� Pcoperty or otherwIse matertaUy lmpair�e iien creaced by ihie Sec�uity L,su-u�at�:i.�tter's�curity fattr.;ot.Eur,�:.�cr ms; ,
<br /> -- cun auch u default and reinstete.as pmvided in paraBraPh 18�by causing We r�ction or pmc�xding to be dismissefl witb a nillag
<br /> �- that, in Lender's good faith determiaation.precludes forfeiture of the Borrowcr's luurest in the Property or oWur materIal
<br /> unpairanent of the Uen cresud bY t�is Secudn'Instrument 4r Lender's securiry intenat. Borrower sball also be in,d$Pault if
<br /> Botrovnr,during the loan application proce.ca,gave materlally false or inaceurate information or staumenta to L$ader(mr failed
<br /> _ _ to provIde Lender wlth any materIal Informaaon)in connectioa with the loaa evtd2nced by the Note.including,but not.limlted
<br /> �,repnsent�ions coaceraing Borcower's occupancy of the Pcoperty as a prIncipal residence.If this Securicy Instra�ment:ib on a
<br /> leasehold. Borrower shall comply wlth aU the pmvislons of the lease. If Bflrnower acquirea fee title to the Prope�y;.the
<br /> — —� teasehold and the fee title shall not merge unless Len�Er age+ees w the merger in�vrIting.
<br />_.�__ — �.protedton of Lender's].Rtghts In t6e Progerty.If Hocrower fails to perform the covenants and agneements contefned�iri
<br /> — thia Secu�Ity Inswment.or therc is a legal pmoeeding that may sigaificantly affect Lender's dghts in the Pmpetty(suah�aa u
<br /> pmo�di�g 9p banlavptcy�probate.for condemnatjon or forfeItuc�or to enforce laws or regulat[ons).then Lender may dc1 and�
<br /> � Pay for w6atever is�.n�esssuy to pmtect the value of che Propercy and I.ender's rlghts in the Property. Lender's actiona a��►�:.
<br />. - _. fael���PttY�B �Y ��ms secured bY a lien which has prioriry over this Sewrity In�munenc� appe�rting in caurt, P�utg'
<br /> _ ------- reasonable attomeys'fees�and entering on the Property to maka repairs.Altlwugh Leader may take$cdon undsr tbie pnragraph�
<br /> 7.i.ender does aot have tp do su. .
<br /> Any amounta disbutsed b3+I.endet uuder this paragraph 7 shaU becoate addit�onnl debt of Borrower secured by�tUi�..
<br /> _ S�cnrity Insuu�ent.Uni�ss Borrower and Leader agree to other terms of paymeat.these amounrs shali beaz interest fmm�tlil�•
<br /> • date of disbucsement at the Note rate and ahaU be payable,with interesi, upom nodce from Leader to Sorrower requesting�, .. •
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<br /> ,T._a - P Y����:.�.p.�.�.if Leader r�qssir�3 mot�;�e�suraace Ps a ean��do!+nf matring ehe toan secured by thTa S�tccurlr.�•
<br /> - - I�trument. Bormwer ahaii pay tha piemiums�equind w malniaiu t�ie mortgage insu.�aa in affax. If, fer aa;re-Bea!+;t?�e
<br /> --- mortga8e fnsuranoe ooverage c+equired by Leader Dapses or ceases ta be i�t.effect.Borrower shall pay the premiums reqqix+¢d to
<br /> — obtein csverage substanttally equivalent to the mortgage insurance pievie:isly ia effect. at a cost substantially eqaivalanr im ttte
<br /> — — cost to Ban+ower of the mortgage insurance prcvtously in effact. from an altemate mortgage iasurer appmved by Lend�b, If
<br /> -� substantially equlvalent mortgage insurence coverage is not available,Borrower shall pay to Leader each month a sum equal w
<br /> .--- �.-=:;:.s�, one-tweifth of the yearly mortg,aagee insurance premium beiag patd by Bomnwer when the insuraace coverage lapssd or oeaasd to
<br /> - - - -----= be in effcct.Lender�vlll accept.use and retatn these p�yments as a loss reserve in lleu of mortgage insurAnce. Lnss mmsrve
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