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<br /> 'fOt3�'t'H��t W1TH all Wc improvementa aow or hereafter erected on thc progerty,and all easements,appurteaances,nnd r_
<br /> �', fuctures now or hereafter a paK of th�praperty. All repinceraents and additio:�s shull also be covered by this Security
<br /> Instrument. All of the fAmgoing is referred to in this Security InsYcument us the "Propetty." �-
<br /> BORROWEfi COVB�IANZS thut Sorrower is lawfuily soised o4 tbe estste hereby conveyed und has the right to grant uad `:
<br /> convey the Progerty nnd that the Properry la uneneumbered, except far encumbrnnces of record. Borrower vyarrants and wilt `-�`
<br /> n�� defend genertilly the title to th�Fropeny against ali clt�ms and demends,subject to any encumbrances of recard.
<br /> -� ° • 'fHiS�ECURITY INS7'RUMLNT wmb[nea u��iform covenants for national use and non-uniform covenants with liraited �
<br /> ,; �� verIadons by jurisdictlon to constitute a unlform security insirument covering real property. ' W
<br /> UNIFOYtM COVENMTTS.Horrower aad Lender covenaat and agree as foUowa: _
<br /> ;,,•�'� 1. Payment o!Prtncipal and Inte,mst;Prepayrsent end La4e Churges. Barmwer ehall prompdy pay when due the _
<br /> _�' prineipal of and interest on the debt evtdenced by the Note and aay prepayment and late chazges due under the Note.
<br /> - _ 2. I��nds for Tuxes und Insurunce.Subject to applicable law or to a written waiver by Lender. Bormwer shaU pay to -
<br /> � •� a ' L,ender on the day monthly payments are due under the Nate.until the Note is paid ia full,a sum("Funds")for:(a)yearly taxes �
<br /> • �F and assessments which may attain prlority over this Securlty Inatrument as a lien on the Property;(b)Yearly leasehold payments
<br /> �`• or grouad rents on the Property,if any:(c)Yearly hazard or Pm�seriY insucance premiwns;(d)Yearly flood insurance premiums. `
<br /> if any; (e)Yearly mortgage insurance premiums, if any:and(� any sums payable by Borrower w Lender, in accordance wiW =
<br /> . the provleions of paragraph�,in lieu of the payment of mortgage iasuraace premlums.These items are called "Escraw Items." __
<br /> ��=% Lender may,as any tlme,collect and hold Funds in an amount not to exce�d the maximum amount a lender far a federalty
<br /> �`;;::;�`�, , related mort$age loan may reyuire for Barrower's escrow account under the federal Tteal Bstate Settlemant Procedures Act of
<br /> "� 1974 as tmisnded fmm tima to time, 12 U.S.C. Section 2641 et seg. ("RESPA`),utiless anott�er Iaw t�ai applies to the Funds -
<br />'�'��`�'��� may,at any time, ooltect and hald Funds in au amount aot to axeced the•les��r amount. -
<br />. r sets A lesser amount. If so. L.ender BR -
<br />�.°�����'���- �- Lender may estimate the amount of Funds due on the basis of cument data and reasonable estlmates of axpenditures of future =-
<br /> `L,��; : Psemw Itema or otherwise in aocordance wIth applicable law. --
<br />'�-j'�`�';;t': � Tha Funds shall be held in aa iasdtution whose detsosits are insured by a federa! agency, insuumentality, or entity
<br />-'-�s-=�-- (including Lender,if I,ender ia such an insdtudon)or in any Federal�Iume L,oan Bank.Lender shall apply the Funds to pay the
<br />;;�:9�; Escrow Items.Lender may not charge��rower far holding aad applyiag the Funds.annually analyzing the�w accouat.or
<br />=-i±�'��;; verlfyIr►g che Escrow Items.unless Lender pays Borrower interest oa the Funds aad applicable law permits Lender w make such
<br /> _-- a chazge.However. L,eader may require Bon+ower w pay a one-time charge for an iadependent real estate tax reporting sen+ice
<br />-�:'� used by T.�nder in connection with this loan, unless applicable law provides othernvise. UNess aa agreEment is made or
<br /> ___-="'��. applicable law requires interast to be paid,Lender aha11 not be req�3red to pay Borrower any iaterest or earnings on the FLnds.
<br /> :_=�_"v— Bormwer aud Lznder way egno in wriiin�� icu�nrcva:.iY�at iatera,�t stwit�gaid ctt tt�s �'uads. i.ta�s eh�t!�va ta Sarsai:�er�
<br />'��`�� w[thout chnrge� an annual acwunting of the Funds� ehowiug credtts and debits to the Fuuds and the putpose for which euch
<br /> —.y�� dehit to the Funds was made.The Funds are pledged as additionz�l securiry for a11 sums secured by this Secur�ry Iaetrwuent.
<br /> r If the F1u�ds held by Lender exceed the amounts permitted to be held by epplicable law�Lend$r ohalt uccount to Lbrrower
<br /> for tho excxss Fnads in accordance with the rcquiremente of applicable law.If the arnount of the Fuada held by Lender at any
<br /> _-�_== time is not sufficient to pay tho Sscrow Item.s when due,Lrender may so notify Borrower In wrlting,and.in such case Borrower
<br /> - _-- shaU pay to Lender the amount necessary to malce ug the deficiency. Bormwer shaU make up the deficiency in ao more than
<br /> ------= twelve montlily payments,at Lender's aole discretion.
<br /> -`�_��-=� UP�'n PaYmeat ia ltili of all sums serumd by this Sscurlcy Wstn�raent, L.ender shall promptly refund to Borrower a�+
<br /> — - = Fuads held by Lender.If,under paragraph 21,Lender shali acquire or seli the Progerly, Lender,prior to the acquIsidon or sale
<br /> _ of the Property, shaU apply any Funds held tsy Lender at the time of acquisidon or sale as a credit against the sums secured by -
<br /> tL�B SCp1TIt}►IASLtUIIlP.IIt.
<br /> 3.ApplicatSon of Paymente.Uateas appl{cable law pmvides othetavlse,all paymenta rereive�t by Leader under paragcaphs
<br /> _ —' 1 und 2 ahaU ba appliedt lirst,to aay prepayment charges due under the Note;second.w amounts�+ayable uader paragraph 2; .
<br /> - -�.�'� third�w iateresi due;fovrth.w priacipal due:and last�to aay late charges due uader the Note.
<br /> 4.Charges;Lle�.Borrow�r shall pay aU taxes,assecsmeats.charges,fines and impositions��tttlbutable to the P�+operty .
<br /> _ which may attain prlority over this Securiry lastrument,and Ieasehold�paymenta or ground rents. if any.Borrower ahall pay
<br />_ � —= these obligaNans in tho mEnner pmvided ia paragraph 2.or lf not paid in that manner.Borrower shall pay them on tjme directly
<br /> — _Y'�;� to the person aw�d pt�mnent.Borrower shalt�romptly furaish to I.encler a�l uotices oP amaunts to be paid ander this paragraph.,.
<br /> -- " If Borrower malces these paymeuts direcdy,Bomower shall pmmptly fumish to I,ender receipts evidencing the payments.
<br /> —___ _- _ Bflrmcrer sh�il gmmgtly r]ischarge eny liea rfhich has prIority over thfs Se�urity Instrnment unless Bomower.{a)agrees in. , _
<br />_ rrsititsg ta she p��ment of the v'hligation secured bi tts�!':ea in��saer a��gt�l1le to Ixader:N?contests in good fAith tt�li�� _
<br /> ���,� by. or defends against enforcement of the llea ip, l�gal p gs'whi�h ip the Le�tder's opialoa operate w pnvent the . ; .
<br /> --"� enforcemeat of th�lien;or(c)secures from the holder of the I�'agi+eement'satisfactory w Lender suboMinating the Iien to
<br /> R�� this Security Insuument.If Lender deternilnes that auy part of the Property is subjoct W a llen which may attain prtority over
<br />-�_'"�,", this Security Insaument.Lender may give Borrawer a notice identifying the liea.Barrower shall satisfy the lien or take one or . _
<br /> ---=-_== more of the actions set forth abave within 10 days of the giviitg of notioe.
<br /> ---sa�;x+,'=�' : Form 8028 9/90
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