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<br /> p ~ ��. �[azard or tProperiy Y�surance. Borrower shnll keep the improvementa nov�+ existing or hereatter erected on the i�
<br /> Ptog2riy insured aBuEnat loss by fire. hozcuds included r�ithin the t�rm "extended coveraBe"and any ather dozards. iacluding �4
<br /> ' „ „ flooda or flending. for which Lender requiees lnsurance.This Insurance ahell bs muintuined In r�e amounts and for the periods _
<br /> � it�at�nd�r requlres. Th$ iastun�ece ca�rieY providin�the lnaurnnce shall be chosen by Botrower subject to Lender's approval r`
<br />-• �� �i�� whtcb shall not be unreasonably withheld. If Borrower fails to msdntain coverage descdbed above. Lender may. at Lender's
<br /> opdon,o6tnin cuveroge to proFest Lender's dghts in the Progsrty in accordnuce wtth Ps�ragraPb 7• �
<br /> All insurAnce policiea nn�cenev�+ala shnit be ucc�ptable to Leuder aad abali iaclude n ataudscd�uortgagc clawe. L.ead�r ��
<br /> ' � � � shall havo tho rig�t to hold the palicies aad reuewals.If Leader requires. Borrower she11 promptly 6dve to L�ender all reaeipta of _
<br /> patd preaa[wns and r�n�cval n�tices.In the event of loss.Borrower shaU gtve promgt notice to tbe iasurance carrter and Lender.
<br /> -��,� I.ender may malce proef of toss if aot made promptly by Borrower. _
<br /> `,,w'�` UNess Lender and Horrower othenvise agcee la writing, Insurtu►ce Pmce�s eha11 be aPP�ted to restoratlon or repair of the
<br />;;m+:•�.�-•-•�} propenp dama,ged,lf the restopat[on or repair is ecoaomically feasible and Lender's securlty ia aot lessened.If the restoratios►or
<br />- =+epair 3e aot economicaUy feasible or I.eader's securlty would be lesseaed,the insurauce prooeeds sha11 be apPlted to the sums �
<br /> � �� � se�ured by this Securlry Instr�ment, whether or ttot thea due. with any excess paid to Bomower. If Bomower abandons the
<br /> Property.or daes not unawer wIthin 30 days a nodce from Lender that the insumnce carrier has offered to settle a claim,then
<br /> -�, icnder may collect tlte i,nsurance proceeds. Leader may use the pmceeds w repair or restore the Property or to pay sums
<br />`�"t���"''"� secu�l by this Secudry[nsue�inent,wl�cther or aot then due.The 30-day per�od wjll begin when the notice is given.
<br /> ��'�. Unless I.euder end Borsower otheivvise ag�ee i n w r l t i ag, anY apP l i c a don o f g r a�d s t o p r i n c i p a l s h a ll a c t e�c t e n d o r
<br /> _,.w��, ,.
<br /> _-�'�'�"-_^�=' post�oue the dn�date of the mnntWy payments referred to in paragcaphs 1 and 2 or al�ange the amount of the payments• If
<br />��'.�l=;.��� ' under paragagh 21 the Pmperay is acquired by Lender.Borrower's rlght to any insurance policies aad pmceeds n�vltin8 frnm
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<br /> _.��- , dama,ge to the Pe+aperty P�iot to the acquisitioa�shall pass w Leader to the e�aent of tt�e sums secwed by this�CUdty Instn�ment
<br />- n_��-:;,o� im��diately prior co the acqunsir2on.
<br /> -_ 6. Oceup�ncy, Pr�vaUon� 1Vdaintenance an� gh+ntedton of the Prog�,rty; Sorrower's Loan A�ppltcatton;
<br /> �.•��� Leaselmlds.B�rrower ehall oxupy,establish.and us�the Property as Bomower's priacIpat residence within sixry days after the
<br /> �:=-=�,�r, eateeudon of tbis Security insuunaent and ahall oondnue to accupy the PropertY as B°n°wer's prlacipal cesldence for at least one
<br /> '�'�-r�� year aRer the date of oxupaa�.y.unless Lender otheiwIse agrees in wrltjng.which conseat shaU nat be unreasonubly withheld,
<br />;���:s°^�`.---- or unless extenuating ci�Yagcea eafst which are beyond Borrower's aoatrol.Bornower shall aot destroy.dama8e or impair
<br /> the property,aUow the Property to deteriorate.or commit aaste on the Property.Borrower shail bo in default if any forFeiture
<br /> `'��� acdon or pr000eding�whether civll or criminat.is began thai in Le�►der's good faith judgment wuid tesult in forfeiwre of the
<br /> �� Pronertv or oiheiwlse materially impair the lien created by this 5ecvziry Insnvment or Lender's securtty iuterest.Borrower unay
<br /> .,:� au�such a default and c�einstaie.as gmvidcd in paragraph 18.bY causiag t1��acrion or pmce�aiing co bc dian,i��-�h a ns::ag
<br /> -_--- -- tbaz,,in I.eader's good faitia determination, precludes forfeitu�e of the Borrower's intemst in the ProPertY er uthe�' matena]
<br /> ;��'�;�', _^c,�,— impainment of the liea created by this Sea►rity Iastnamea�t oi Lender's security intenest. Borrower abaU also�e e�.default if
<br /> "`'��— Borroaer.during the loan�plicatioa process.gave materi�lly false or inaccauate iafor�ation or statements to Lentler(or failed
<br /> .-�,4�' co provlde Leader with any materlaL informatioa)ia caffiection with the loan evidenoed by the Not,e,tacludiag,but nai llmited
<br /> --._~� - to�representattons wnceraiag t3orrower's oa�upancy of the Pcaperty as a principal�2sideace. If this SECUrItY Instmmeat is on a
<br />_;':,',_- �� IasEhold, Bormwer shail comp]y with alt BiiE pmvisions of the lease. If Sorrower acquirea fee dtle to the Praperty, the
<br />:;,��z. leasehold and tha fee dtle shalIl�at merge unlesa I.eadsr ngs�ees to the merger in writing.
<br /> _ _- 7.Protectlon of Leader's Rights in the Pe+np�ty.I�IBorrower fails to perfosm the covenants and agreement�aoatained in
<br /> - this Socurity Insuament,or t�ene is a legal Pmeee�ling chat may significanUy affect Leader's rigt�ts ia the t'rogerty(such as a
<br /> - Pr�ding in 1�aaluuPuy,Prebate,for condcmnatton or forfeiture or eo eaforce laws or regulations),then Lender may do aad
<br /> pay for whauvec is necessary to protect the value of the Praperty sud Lttuder's rights ln the Property. Irender's actions may
<br /> include paying any sums secured by a lien which has priorlty over this Securlty In. ,�••�^t� appearing tn oonrt► PaY�S
<br /> nasaw�ble suomeys'fees aad;entering on the Property to make a�epairs.Although Leader may talc�e action uadet thls paragraph
<br /> 7�Lender does noi have w do 80.
<br /> �.._:�; Any amounts�dlsbtused bY L,c�tder uader this paragraph 7 shall become additionul debt of Borrower secucad by this
<br /> ���l �curiry Insuuu��lt.Ualess Barrower and I.ender agnee to other teims of payment.�hese amounis si�aeit bear iaterest from tne
<br /> ::,s=;;�,� date of disbursemeat at tIIe Na�se rate and shatl he payable. with interest, upon aot� fmnn Lender to Bormaer nquestin�
<br /> snent.
<br /> -- - p�� E.F���Yr.,ssraa�.If I.easier required mortgage insuraace as a coadIdon of�making the loan secured by this Ser.uritY
<br /> —= �nsirum�ut. ^oa�r�ar�r s�sll gs;she premi�ma requi�d to maintain t�e�nort�e insuraace in e2iecc. If, ior any c+e�i,uu. ie,c
<br /> - mortgage insuraace wverage requlred by Lender lapses or ceases w be ia effect, Borrower shall pay the premiums required to
<br /> obtsiu coverage substanttalLy ea�ivalent w the mortgage inaivance previously in effect.at a oost substantially equ�valent to the
<br /> `='�� cost to Borrower of the muatgage insuranoe prevtously in�ffea. fc+om an altemate mortgage ins�rer aPProved by Lender. If
<br /> ----_----= substantially e�uivalenc mortgage lnsu�ance o�verege is not available.Bomower sh�l�ay w L.ender each month a sum egual to
<br /> _._- -�,`M.� oae-twelfth of tl�e yearly mortgage insnraace premium being paid by Bottower when tha insurance wverage lapsed or cea.ased to
<br />___ e_—�:,�� be in effect.I.enrisr w1ll accept.use and r�nn e�hese payrt�ents as a loss resecve in lieu of mortg�ge insurance. Loss ceserve
<br /> ,��;�,.�__�„,,,�„�_= Foma 3028 9I80
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