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<br /> � : � 'I'QOETHBR WITH Wl the itnpr�vements now or hereafte=erected on the praperty.and all easeraents,appiutenauces.and ��4
<br /> • •-s�. fixtures nor� or hereaiter a part ot the proge�y. AA rePlacements and addidoAa shai! also De eovered by this Security
<br /> �� ` Inamunent.A]!of the foregoing is mferred to in this Security Instroment as the"Property" _
<br /> •����_.�. - SORRONER COVEIVANTS t6aY Boarower is lawfully seised of the estnte hereby conveyed and has 1he rl�t to Br�nt und
<br /> _,.�.,:,,,.�.
<br /> ` conve y the Propeny end that the Propary is unencumbared,except for eacumbrances of record. Borrov�er wairants and will
<br /> , . defend generallY t�e cide co�he�scopeesty a�a i n..�u l l c l a i m s a n d d e m s i a d a,s u b j e c t t o a n y e ncumbrances of record. -_.
<br /> �:r���� THIS SECURITY INSTRUMENT combines w�iform covenants for aational use and aon-uniform covenants with liauced
<br />-- varladons by juris�iction to canstitute auaiform securlry ve��aad aV ee es�owagem -
<br />-- �' UNIFORM COVBNANTS• Borrower end Leader co � a when due the
<br />-.:�- 1. Paymeat of Priecipal and �nntea"est; 1'rePuYmen4 snd Lm4e Chaiges. Boaower ahail prompt1Y P Y
<br /> ��� ment and late chazges due under the Note.
<br /> �"`��� prindpal of and interest on the debt evideacxd by the Note and any prePaY _
<br /> �s�.,;y� �, gy��eor���e�a Ermsumnce. Shbject ta applicable law or to a wrltten waiver by Lender, Bornower ahall pay to
<br /> v'�''"'�`��` a enta an due under the Note,undl the Note�S paid ia fiill,a swn("Funds")for:(a)Yearly taxes
<br /> :•"`�""' Leader on the day monthly p ym
<br />:._.�;r'�"• early leasehold payn►en�s
<br /> �r,�,�;l�
<br /> v..•,��,��;,, aad assessment�which may anain pdosiry over this SecurIry Iasmu�e�t as a 4ien on the Property: Y
<br />-..:�.;�,;��. earl haxard or properry insurance premiums:(d)Yearly flood insurance premiums.
<br /> ,..,_.:c,,,,, . or ground rents on the Properry, if any:(c)Y Y suraas Pa3'able by Borrower to Leader. in accordaace with
<br />' - ��, = if any: (e)Yearly mortgage insurance pnmiums� if any:and(fl anY
<br /> �.".�� the pmvisions of paraSraPh 8,in lleu otthe payment QSF mortgaSe insurance Prem3ums.These items are called'Escrow Items."
<br /> •"--- �,�ya� �y� az�y time, colleat end bold runds in a�a amount aot to exceed t}�c sn��.+simum amount a leadet for a federaUy
<br /> --"�_--- �afattd mortgage loan may retluire foz Bmrn4wer's escmw aa:onut under the fedcral]R�ai Bstate Seulement Procedures Act of _
<br /> -- - unless anothee�aw that applies to the Funds
<br /> ~� 1974 as ameaded from tlme W time, 12 I3.S.C. S�cdon 26fl1 et seq.("RESPA"),
<br /> �-,r��;�� sets a lesser amount. If so,Leader may. at any ri�►e, coue� end hold Funds in an ameutu not to e�cce�d the lesser amount.
<br /> -- _---— Lender may est�nnte the amouat of Funds due�cable law of cun�ent data and m�svnable estimaies of exgsn.�inues of future
<br /> _'-=--�'"°r'"° Eacrow Iums or otteeiarise in accordana whh aPP -
<br /> "�'`��7°�� 'Phe Funds shall be held ia aa iu'siitution whose deposits are iasured bi' a federal ageny. insuumentaliry, or ent�ty
<br /> _ _ _ .(iacluding Leader.if I.eadei is sucA an in�dtution)or in any Federal Ho�Funds,aqauaUy Anatyzin$I he escrow accotmt or -
<br /> -- -�;,;� Escrow Items.Leuder may aot chazge Borrower for holding and aPP Y�
<br />_ �-,. ��r�fytng tha&crow lt�aos,unless Lender PaYs gflnro�;er iuterest on ths Funds and�plicable law permits I.ender to make suah�
<br /> en
<br /> '� a eharga However.Lender m�y n4uice Borrower ta pay a one•time eharge for t�independent real estau tax c�aorting service
<br /> �.,��.�} . used bY Icndtr ln oonaecttoa with tbis ]oan. uuless applicable if►w provides otheivvise. Untess an agre�ent is made or
<br /> --- ``,�' , applicablo law tequires in� so bc pai�.�rr ohsii aot�m�4uSred to cay Borro:ver anY interest or earnings on the Funds.
<br /> __..�,,.;,::_•l,�- gorrower and I.ender may agree In writing,however, that intetest shfill be paid on the Funds.Lender shall �ive w Bortower.
<br />'��� �����ge, �n annual accoundng of the Funds,s3�oiving credits and debits to the Funds and the puipose for which eacb
<br /> � debit to t�e Fuads was made.The Funds are pledged as addidonal securlty for all siw�s securedL.eader shaU acoount�� c Borrow�r
<br /> - If the Funds held by I.ender ea�csed the amounts permitted w be held by applicable law,
<br /> for the exa�ss Funds in acoordance w+i►h�i'e requiremenu°f appllc�ble law. If the amount of the F1mds held by I.ender at aaY
<br /> � tlme is aot sufficient to pay the Escroa IsEms when due���I�S Boimwe�sball emake up the deficien�,no�re than
<br /> --------- shall pay w Le�tder the a3aount necessarY to taake uP
<br /> ---� tweive moathlY Paymeius•at Lsnder's sole discm,tion.
<br /> Upon payment in faU of all sums secured by this�ecu�it3+ tnstrument, I.ender shaU pmmpdy refuad to Barmwer any
<br /> F���by�nda,I��tutder paragaph 21.Trenda shall ac9uire°r sell the Pr'°pe�ty'.��er,prlor to the acquisition or sale
<br /> of the Pcoperty.shall apply any Fuads held by Lender at the dme of acquisition or sale as a cmdit agains�t the sums secured by
<br />_°---_ ��nty��t� llcai�ic law pra-,�ides otI►ercvise.all PaYments rcceived by Laader undcr FaragraPhs
<br /> -' 3.Appltcattoa of Yh�yma�s.Unless app h 2;
<br /> ----- 1 and 2 shall be appliedz fuat, w aay pr�puymenc chuzges due uader the Note:seconQ.m amounis payable umder paraS�P
<br /> ,.,_s and last,w anY late charges due under the Note.
<br /> _;;;� third,to iaterest due:fourtb,co Prin�iPnl due;
<br /> -:;:� 4.Cha�es.Ueas. Bomowa s�nll �ay all taxes.assw^smente,c,harges.fines and imposidons attn'bw,able to the Pco�e�t}'
<br /> ----- wt�ich may ausin PrIority over tEGs Stcasrlty Iasm�mani� and leasshold paYmenu oT 8�und rents.if aay. Borrower sha'�1 paJ' -
<br /> = these obligations in the tia�mner pmvaded 1n pategraph 2.or if not paid ia that mu�mer.Bornower shall pay t�em�o�time dit+tctly
<br /> = Ic►ucc�'�• Ot�ted r�.B.s�[O�x(9he11 Dn►mI►�Y�W LtItdet 811 AOIic�S Of am0u11is lo bE p�d 62ildef 1h38 p218$Ieph•"' t.
<br /> --`;�� If Horrower maice�r,��.g�ysa�ts�y.Borrower shaU prompdY�h co Lender�igi�c.ridW.e�;snt};�"�. .
<br /> Boirowu sha�Pr4�nPtly��B°"�Y fien which h�s priorlry over this Secudry Insuument amless Boriowci:(a3 ag�"�i��' -•
<br /> .. wri�ng to the paymeac of�he obllgado��sauted by tP�e Ilen in!a m�awQer acaPtable to Lender;(�)contefcs in good fa�th the lia►
<br /> :." by,or defends against enfor�emeat of she tien in, �egal prooxQfnBs whicb in the Lender's opinion opqrate to prcvent the
<br /> ' enforeemant of the lien;or(c) scaires from the hold�pr of�the llen:an agreement aatisfactory to Lendtr subord�nattng the lien to
<br /> this Security Inswatent. If Lender aiaerminfs that suY P?rt�of the Prope�ty is subject co a llen which•may attain priority�ver .
<br /> ____�.J� �Se�rit�,Insm�ment. Latdet may give Borrower a notice idenrifying the liea.Borrower sha11 satisfjS the iien or take one or
<br /> — atare of the acdons set forth above wlthin 10 days of t2te giving oi a�otice. �
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