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<br /> '1'U(ilil'HI3R �VCfH nll the improvnments no�v or hereufter erec;ted nn the prnperty, ond all eiistmentc�, •�"•-
<br /> , appurtennnces,und Pixtur�.g now or hereufter n�mrt o4 the properey.All replacamdnte nnd udditicros ehall Al�i�ho cnvered �.
<br /> by thiR Seaurity InRtcumen4.l�ll oP the�fare�oing ie re4erred to in thie Security Inetrument na thu"1'rc�perty." 4, .,,
<br /> IiQKItOWi?!t COVL?NAN'I'S thot H�rtn�ver iA la�v�ully seised�f tho esmto heroby convoyed and hus the riQht t� �;�
<br /> �� �ront and cnnvny tho Nroperty und thnt the Property ls unencumhered,except tar encumbruncNS uf recard. I��rrmver � ��; _
<br /> , wc�reunts nnd will de4end generally the title to tha Praperty ngninst ull cluime nnd demandR,aubject tn nny encumbrances� ---
<br /> _ uf rci:citd. '` ,
<br /> 'fHIS St?CURI'1'Y INSTRUMENI'combines uniform covonnnts for national��e und non-uniYorm covenunte�vith � ��,_;
<br /> • limitrd vortntiortR by jurisdiction to constituten uniform security inatr�imentcaverin�reul property. � •�j;'
<br /> UNirOKM COVENANTS.Honower und I.ender covenant and e�ree asfollo�vs: ,�.,_;,
<br /> ::=,-,'::..,,�''. �.Peyment of Priacipal aaal intoreat;Prepuymea4 and Lnte Charges.Borrawet shall pr�mptly psy when due �;z;�
<br /> � the principal af and intorest on the debt evtdenced by the Note and any prepaymont and late chorge.s dua under the Note. �.:`,.
<br /> • 2. Funds far TuxeA uad InaurAnca. Sub�ect ta applicable lu�v nr to a written wniver by I.endar, Borcower shull � ,.�,_
<br /> pay to l.,ender on the day month3y payments are dus under the Note,until the Note ia paid in Yull,e som("Funds")far, ('`�
<br /> � ' (r,j yearly t�xes nnd asscssmenu which muy attnin priarity over this Security lnstrument as a lien on the Property;(b) �,:.
<br /> ' r y�arl�'l�asehold psyments or ground rents on the Yraperty,it any; (c)yesrly hazord or property insurance premiums; .:_:
<br /> � (d)yearl)��lc►ad insurAnce pramiums,i4 nny;(e)yearly martgage insuranca premiums,if any;end(t)any sunns pzynble �;;�:.
<br /> � by Borrotver to Lender,in accordanca with the provisions of pcaruBraph 8,in liou oY the payment of mortgage ittsurancs .:r-
<br /> L premiums.These itams ure called "Escrow Itema."Lender may,at any time,collect and Aold Funds in an amoant nnt �t;�:=
<br />_ : 1';A � : to exceed the maximum amount a lender far a federelly related mortgage loan may require 4or Borro�ver's esorow `_f
<br /> , � account under the Yedera! Real f�mtate Settlement Procedurea Act of 1974 es amended irom time t�time, 12 U.S,C. _ -
<br /> Section 2601 et seq. �"�PA"�.Un�e�s 8nother law that a�+plies ta the Funds sets u lesser amount.If so.Lender may. f�W_
<br /> " � at any time,collect and hald Funds in an amount not to exceed the lesser amount.l..ender may estimate the c►maunt ot _
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<br /> Funds due on the basis of currer►t datx and reasonable esti�nates of expenditures�f future Escrow Items or othenvise in
<br /> ., �_�, accordence aith applicable law. �''`.
<br /> � The Funds shall be held in an institution�vhosa daposita ara insurecl by a federal agency.inettum�ntelity,or entity
<br /> ��:;.
<br /> �:,�, (including L.onder,if Lender ia auch an institution)or in nny Fedaral Home Loan Benk.Lender shnil upply the Fun to __
<br /> • pay the Fscrow Iteme,l.ender may not charse Borrower far holding and applying tha Funds,anaually anal�•zing the _
<br /> escrow account,or verifying the Escrow Itema.unless Lender psys Borrower interest on the Funds and applla►rle law __
<br /> � •'� p�rmite Leader to muke sucli a charga. No�vever, I,ender inay require Bonower to p�y a one'time chsr�e for s�r► __
<br /> , independent real estat�a tax reportin$service usEd by I.et�der in connection with thia toan,unless anplicable law provides
<br />� `' other�rise.Unless an agreement iR made or a�plicable la�v requires intereat to be paid,Lender shall not be requited to
<br /> �y F#r�,�rower any Interest or eurninga on the Funds.Barr�wer and Lender may a�ree in writing,however,that interrst �
<br />- +►�i��i�'' shall be paid on the Funds.L.ender ehall give to Horroaer,without ci►arge,an annual accuuiitii�g ai Lhs F:m�s,Nho��r.a
<br /> ��;;(;;. ' -
<br /> �;��,�� credits and debits to tha Funds and the purpose for cvhich eaeh debit to the Funds was mada.Tha Funds acd pledged aR
<br /> . additional security tor all eums secured by this'�ea►�rity Instrument. �icable law, Lender shall accoun�to
<br /> It the Funds held by Lc:nder exceed the amounts permitted to ba held by app
<br /> Botrower 4or the excess Pund�in accordance�vith the requiremento of applicablo(aw.If the amount af the Funds hald
<br />_ � :. ,; .•: � by I.ender at eny time is not sutficient to pay the Escrow Items when due,Lender may so notify Borrower in tvritin�.
<br />- •� � and, in such caso Borrower shall pay to Lender the omount necessary to meke up tha deficioncy.Borro�vec eli�ll�mako
<br />_. .... ,.,�.,
<br /> ,,•� F•, , up th�deticiency in no more thnn twelve monthly psyments,at Lender's sole discretion.
<br />��,,„,,.,,,�,, Upon payment in tull of alt sums securecl bythis Secur�ty Instrument,Le�►der shall promptly refund to Horravrsr
<br />-- � ��� . - ony Funds held by i.andar. If, under paragtapfi 21. Lender shaU acquira ar sell the Property, Lender, prior to the
<br /> '•� ��� ' acquisition or eale of ths Property,shnll�opply eny Funds held by I,ender at the time ot acquisitton or sale as a crcdit
<br />'-`'"�� �•'`�' ng�►inst 4he sums secured by thia SecurIty Instniment.
<br /> "`"-��^.,'� 3. Applicatioa of Payme»te. Uni�s applicat�le lo�v provides othern�lse,all paymente received by Lea�er uiuisc
<br />-�--�:� paro�rapha 1 and 2 shell be applied:Ytret.to any prepayment churges due ur��e�r the Note;second,to nmounts p3ye�O16
<br /> --'� ' w imarest due;fourtt►,m principal dua;and tast.•to as�y Iato chaeges due under tha I�1ato.
<br /> -���: under pura�raph 2;third.
<br /> ;;�,=��;°�'� � 4. Ci��rges; Liens. Borrower ahall pay ell wxes� assessments, charges. fin�s and impositians sttributable to th� _
<br /> .�„'y°;�i'=��y°�� Property which mmy nttatn priority over this Secur�ty Instrument.nnd (easehald paymento or grnund rsnts,,if an)'.
<br /> ;.},__, , Borco�:c�sheU pay these obligationa in ths msru►er prov�ded in pnragteph 2,or ii not patd in that manner. 63tlttower Y
<br />�;�,�ru���:� shs�11 pay them on time directly to the person owed paymfu►t. Borrawor shall promptly furnish to I.ender ali+�ntices of•
<br />�_-:-,�„���� amounta to be paid under thja paragraph. If�ormwer makes thesa payments dire�tly.Borroaer ehnll promptly furnish� ---
<br /> �-.� to Lender receipta evidancin�the payments.
<br />—===±��r�..,�+�r Borrower ehuU promptly diccharge any lien which has priurity over thia Security Instrnment unles�Borrower. (a) __
<br />���±"�'�'T ' agre��v�writin$to tha payment of the obti�ation secured by the li�n in a mauuC,•aucoptabla to Lender;(b�conteste in _
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<br />��•��,:;:,,G��. . � ' good 4sith the lien by.or defendt�ugait►+at enforcer�tent of thes lten ip,legal proccsedinBa Which in the Lende�'s opinion _
<br />_=��.�?"':_� operate to prevent the entorcement of the lien;or(c)sccures irom the holder o4 the lien an agce8ment satis4actory�o.
<br /> -°"�`�'�'"'�"' I,ender subordinating the lien to this Set:urity InstrumenY.lf Lender determ�nes that any purt of the Property ie aubject _
<br />:'-�::`- ta a lien �vhich mey attain priority over this Security Instrument,l.ender may�ive Borrower a notice id�ntiQying the __
<br /> " '�"�a� � lien. Aorrower ahall�antisfy the lien or take one or more ot the actinna set forth ubave�vitMn b0 days of the givtn�bf _
<br />- '' noticc. . --
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