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<br /> — 7'O�E7'N8R W[TH all the improvcaKntr naw ar tien�Re�erectad on thc pmpchy,arrd+�II easane�t�. appunen�nces.�nd
<br /> ---�� flxturca now or htfplRCf A � oi the propeKy. All repipcenxnt� aod addi�inn� �twll Al�o be uovenld by this Sa�uriry
<br /> --�= la�tnimem.All af�he foregoing ia tefeRad ta io thia Secudty ItWrument as Ihe"Pa►pehy.- -�
<br /> - - BORROVYER COVENANTS Iiwt Bu�a�we�ie IwwNlty scisad ai thc�statc hc�y rnm�ey�ed snd h�+thc ri�h�t•��►��nd .
<br /> oonvcy thc Property a�d th�t the Propeny is unrncumbered,except far rncumbranoes oi rornrd. Born�wcr warrarus and wfll i,�.-
<br /> li defcM gcnerally tix lille to�Propchy agAioct dl clAims and dem�u�ds,subjoct to any cncumbrw�cc�of n�v►rd. �-�-.
<br /> , THIS S�CURITY INSTRUMENT mmbines uniform rnve�wnt�fi�r nutionul uhc und nan•unif�um rnvc�uu�l�wi�h limitod �y�
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<br /> -- �i inssnement�rve�in rca! ny. —.
<br /> a canstitutr a unifortn� � p�
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<br /> ��. UNIFORIN QOVENANTS.Borrower and Lender cove�nl und ng�e nr:fnllows: ���
<br /> l. Paymn�t of PrlpdpW and lataa�ti Pr'�WYmeat Ynd I.t�to Chwrges. &►rmwcr shalt pmmp�Y WY wl�n Jue Iho ��_ti
<br /> :� princfpal of and inte�est on the debt evide000d by the Ndc wd any prepuyment pnd la�e cha�ges due un�ier the Notc.
<br />-��_ 2. F�und�tor TAxe9�nd Insu�• Subject �o applicable law nr to a w�i�ten wAiver by Lender. Rorniwer�hAll pay lo _
<br /> -••�� Lcnder on the day mo�thly QaymeMs u►e due under tha Nate,until Ihe Note is paid in full.a sum 1"Fwxls"1 fc►r:(A1 yeArly tuxes -.
<br /> aver this Secu�it Instniment as u lien on tM ny:lb1�e�rly lea,yebold puymente -
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<br /> acsessme�ts which att�an Y
<br /> �nd � P �Y
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<br />__ ,_.,;;•;':'.`_:•",-` or ground�nts an the P�x�erty,if any:lq Yearly ha�aM ar prope�ty inwrance premiums:idl yruly fk�od inwram�e premiumc. ' :
<br /> -- ����`'*'�` if any: lel Y�Y��+Be inwrar�ce premiums. if any:and(il�ny w�rn pr+y�ble by Bomawcr a� 4ender, in a�anrdancr vri�b '";,
<br /> � �._�a, .
<br />_.�,'`•�`��'.-�,y�. t6e pavisians oP pua8r�ph 8,in lieu of�he payment of mo�eage in�urat�ce premiwns.lt�ese itrnu ue�Il�d'Escrow Ilemr.' •
<br /> �: �..,,
<br /> _ __ .�'�.�E,�:,.,. 4eoder may. at any time. collect and hold Funds in an amount not w exceed�he m�u�imum amuunt a lendr► fa��federally
<br />�_�.i; ` ,• �"""�" ralatod mongage loan may rc�uire i'or Borrower's escrow arcount uoder the fe�lNra! R�.il Estnte Seulemem Pmredures Ac�nf .
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<br /> _ ''• IN74 aq ame�da!fram tlme to time. 12 U.S.C. Section 2601 er sry.l`RESPA'►,unl�s aiwther law that upplies to the Fundx
<br /> ~ � '•r�'• Aets a le�xer wnount. lf so.Lender�y.a!any time. rnllect and hoW Funds i� an s+mmounl not to exceed the lesser anxw�u.
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<br /> - -- 'lx��der ma� cstimate the amount of Funds due on the basis of��urrrn�u ai�i rea�onable estimates of expcndiwrcs of fiuurc
<br /> ., � �.cetew Items or othe�rise in�ocordance with applK�able law. -
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<br /> ,,,,�. , .,, The Funds shu10 6e neld in an inslitution whcry:depasits Are insural r�y a fe�eral agency. instnimentality, or entiry ,,,:,,
<br /> ';°�•'����•, �includin l.ender,if LcnQ�r is euch an inatitution)or in any Federat Nomc Loan Bunk.l.rader shall upply the Funds ta pay the
<br /> ,,.�.��.� g
<br />',y�.� : ' ;,;c Escrow l�ems.l.ender may nat chaege�.+rrower far holding and:�piying the Fuixix.annualh acwlyzing Ihe esc�aw u�count.or s
<br /> :�u�^ � � 'a verifying the Escrow Items.unless�cncier puys Borrower interes�on the Funds and applir,�h1�1a�• pennits l.en�ler to m;�kc.uch
<br />�:�.`�;� � a charge.However, lsucier may require earmwer to pay a one-tin�e charge far a�n independent real esta�e��x nep�nin� .en�ice �
<br /> '���`��• .`,-�, used by l.ender ia com�c�ion with this loan, unless appllcablc IaN• pro�•i�ecs u�herwise. Unless un n�rcemcnl ix m;u1e or �. �,
<br /> '� ° licable law uires interest to be d, L.endcr shall not bc re u�red to Bc�ROwer an interest or c,�rnin .nn Ihe Funds. `
<br /> =.eA�� . . � aPP re9 P� 4 PeY �' F' ��
<br /> � ;:.�;;;; .:,?i�' 8orrowcr and Lender :nay pgree in wdting. however, that intere.Q::hall be puid an the Funds. l.ender shall give to B�*rrov:,:r. ;
<br />`'���� " �yk ' ' °'f��;{$;��'����' without charge, an onnuAl xcounting of the Funds, showing credits and debits to the Fun��ur�d the pur�wr� for whicta c:►ch ' -
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<br /> - '�- ��rs}s%N` debii�o ti�e�un�is wa..m�air.ii�e�ual+�uc plcxSgc�1 m.addiiional securiiy far a:: ;u�:s sccur�by this Secur3as•l:wt:urr.en�. -_,
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<br /> ��• '•`"�,r�s*S�`�F'�:s'� If the fiunds hebcl h}• 4.��rulrr exceed�he umounas p�amilled w be heW by u��p�l�cut�le law, l.ender shaU::�cre?�m�tu&�rrower �"
<br /> „ �`"�`�� ;".�`ky'}��,�.�,°.�" �tor�he excess Funds in accordance w•it�h�he rcquoc¢ce:e•ac.of upplicable Inw. !f�?�e amount o9 the Funds h�4�J,'�v I.ender at any .e
<br /> ':.�;�;:$� ;�t�!;;�� time i:��a.x sufficient td pay�hr Eacr�nw f•teons whe�due.Lender muy so notify Bc�rrower in w•ritinF,and,in xueh case Borrower • ;t=
<br /> � _ �:.��„ shall n w Lender the amount necetisarv tt�mukt up ti►e deficiency. Bc►rrower�hell make uQ the deficiency in no more dwn ..-
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<br /> - -- _—. �,ri, Iwefvc monthiy pay�nruta. al Ix�n1Ci'r.ule Jiui��w,n. -
<br />•'? �� �:' �� �i�.' Upon payment in full of nll .um� +ecured by ihis Scxurity Inztrument. LenJcr shall prompdy refund tn Bormwer nny ''�'
<br /> �`•+� ' ^y-"` •. Funds held by Lender. If, under paru�rrph 21.Lcndcr shall xyuirr ur�.ell the Pmpeny,L.ender,prior to the ncquisition or sule •'�
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<br /> �•� ,,��., o f t h e Prope r ty,s h a l l upp ly�y F u n ds h e l d b y l.e n�i e r a t t h e t i m e o f e r y u i s i t i o n u r s a l e a s u c re d i t u g a i n s t t h e.u m s s e c u r e d b y ��s•�
<br />- '�.' : "�'� �'� �his Seuurity Instrument. '
<br /> ,.�``'�a ��°"�" 3. A katlon of Pa men�s. Unlcss a liruble I�w rovid�w atherwiu:.ull a mcm.receivcd b I.ender under � ra hs
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<br /> •" �' � . . � I and 2 shall bc upplied: �rst. to any prepaymenl churge+duc under the N�iic: ucnnd.ti�umounts payu6le uncier paragrc�ph 2: .
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<br /> �y 1hir+d,to interect due: fourtB,to principa)due:and It�.�t,to any latc rhargc�due uhc�•:tfic Note.
<br /> �'�• • �'� ' q. Clwrges: Lle�.Borrowcr shn11 pay AU taxe., ar.re,smcnt+, churgc,, fi�e•an�i impcnitions attributable M the Pmperty
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<br /> � ,�,�i,;. which may anein priurity over thi•Scrunty Instrument, and Ir:�`:ha�ld puy�nent� or ground ren�s, if any. &►rrowcr ShaCt!�ay
<br /> � � '�;�qy • these obh�aRions in the manner pro+:�l.�: m p•rrugr.►ph 2.or if n��t p�::d in thut manner. �ROW�CP Shall pay them on time�l�nc�c'.y
<br /> ' ��? :� lo the pe�u�n owcd paven�ait.Borrower.hall promptly fumi,h t��LenJrr oll n.xire�uf amoumx to be paiJ under this parAgrn�'h.
<br /> S F � �'
<br />-� � ';` '`'" ' """'"� � If Horrower makes�h�c�n.��ments directl•, &irrowcr.hull mm dy furni�h t��Lcnder rerei ts evidencin the a men�s. °`�`-
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<br /> ��=:'�;� �� �•�-�•��• ' Bonnwer shall�+r.�rti�+tl�diKharge nny lien which hus priorfis}•avcr thiti ScruNty Imtrumrnt unlex+Bormwer:(u)agrees in ,:;:�?��
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<br /> i':;•.� � ;,;,(.-,.,,���:;� wnting t�thr p+ymet�t o'f the obliga�i.�n��cured hy�hc lien in :i mamntr ucc�ptable t��l.ender; ib)contes�s in good faiaP�hIk 7een ;�,.
<br /> �'�""'''�''''� by, or dei�nd� agaira•t er�forremem at' the lien in. tegal pr��tir�Si�g+ which in the l.cndcr'� opinion operntc to preti•rnc the ' •�-�
<br /> • /s. =`.�3�
<br /> �� ,:-�.�'�!,��•�,� mforcement of thc li�en:n.�Icl+ecun+from�he h�,•ld�� ni ifit i+cn an u�reem�nt ti:r.i+fart�+q�tu l.rnJer �ubor�linating the lien to �
<br /> • '.� • �"� <«!'�+ '- ihiti Security Inxtrumcnc. 7J Lerxlcr dc�crniine�that:�+:7, pan�f�fie Pru�xny i. :uhject a+a lien N hirh may ��tcain priorit}• ovcr
<br /> f .. ' . '•``�� ' Ihis Securily Insvumenl. Lcndcr nui� gi��r &ircu���er a nutirc iJcntifying�h�licn. &�rn�wcr�hulf w�isl'y�he G�en i�r wke une i�r •
<br /> �k` " "°�• • .� `'� more of the:s.yiona s�:t forth at�we wilhin IU d�y.ui�hr giving�f notirc. �."
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