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<br /> ' TOOE711ER WITH dl iUe improvement�now ar i�Qcr croc�od cxi iUc propeny.wxl wll eacemems.Appunenances,
<br /> -- - ' �nA fixtwes naw or he�per a put of ifrc pmpaty. All rcpl�cements wtd addi�bn�xiudl�Isa be cavorod by thi�Secu�ity
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<br /> bupuman. All ot tbe farcgofng iR mkttM 1n in Ihis Socudty Inwrumcat ac the"Rnperty."
<br /> BORROWER cOVBNANTS liW Rarower is I�wfully seised af�hc euue hereby convcyed and hac the r�pht�o grant
<br /> and 000vey the Ptoperty and lhat lhc Prop�ty is w�arcum6end.except far mcumMances of necord. Borrower wuran�c wM
<br /> _�� wi11 defawl generally�he li�k to the Ropeny against�I cWms�nd dem�is.wbjoet to any encumbrances of'nxord.
<br /> .,�� - i� �-�- THIS SF.CURITY INS7RUMEJVT combines nnifam covenart[s for na[iarwl use and �xm•unifam oovawu� wiW
<br /> �imilod varis�Uonc by jurisdictton w conuitute a unitorm cecuriry ins�rument covering real property.
<br /> ' .'� UNIFORM G�OVENAN7'S. Bomower and I.ender cove�ant wid agree as foibws:
<br /> 1. P�yment ot IMncipY a�d I�lene�i Prep�ymeal�d LaM Crar�es. Norrowcr sh�ll promptlY PaY wixn due 1he
<br />"'�'` — _ princ�l af And interesl an tlre deM evideneed bY 11�e Note and any prcpaymenl aad IAte chArges dae under ihe Note.
<br /> � Fluad�far 7luies�d l�ra�ee Subjact w applics�ble Inw or to a wrltten wsaver by I.ender.Sarower shall pay to
<br /> -- --- �-�� �����Y��Y PA!'���due uader�de Nae,until the Note ls p�id in fu11.a sum 1"Funds"1 for.la)yearly
<br /> _�'.��, uuces�nd assessments whlch mAy main priarity o.rer�his Sc�.-�ait�r lasam��u a�.+a lien on�he PtopeAy:lbl yearly leayehold
<br /> _- ,�I�Sg�� p a y m e n a s o� g�ound rentx an the Prioperty. if�ny:(c!yesriY hs�ard or piripe�ty insurroce p�emiums: Id► ye�Hy floa!
<br /> i n s u n r�c prrmiwns. i f any: lel Y�y�gAge i�uarance piemiuma,i f any: a n d l i l any wms pay a b l e b y B o n ox•er tu
<br /> �� ti=�•��� laider, in accordance with the provisions of pmagnph S,in lieu of the puyment oi mortgage inwrancr p�aiums. 7?�ese
<br /> - �-� ' ilems arc colled"Escrow Itemg." L.ender may.at�ny titm.collect and hald Fuwls iuw an umauat not to exceed the maximum
<br /> amount a lender for a federally relatod mortg�e luaa rnay requi�e for Barower>escrow acraunt under Ihe +faderal Iteal
<br /> = Eswte Seplemrnt Procddurcs Act af 19T4 as��d from time to 1ime.12 U.S.C.4 2b01�et seQ.("RESPA").unless at�ottiet -
<br /> law Ihu applies to the Funds sets a ksser aa�o�n4 Ii w. l.ender may,ut any lime.cc+llert urW hald Funds in u�amouol aot to
<br />'_��:.� :,:"-�` , eacaA the leccer nm�wM. I.et�de� aau!• eqimale tUe amnunt af Funda due�►n�he I+a.cic nf currenl dala smd rostrons�Me _.
<br /> _ --- "• est�asates of ez�sdiissrc�rtt tuturc Gscsbw•Itcm�c:z„�.-rwisc in acror3�sncc witic�+ticr�hlc lats�. _
<br /> The Fvnds shall Gc hetd in an inuitution NR�use deposils am inwrod bp �tedernl agency. instrumcowlity.or entiry , °
<br />;;,�j �:.; : (fncluding l.ender,if L.e►a�kr is such an insti�wion>or in any F�edernl Home Loan FDank. l.eoder shull apply Ihe Funds to pay �
<br /> ,r. the Escmw Items. Lender rtwy not charge Barower for hoWing and applying�he Funds.annuully a�wlyzing �he escr�aw =
<br /> '-`�k`, account. at verifying �he Escrow Items. unless Lxnder pays B��rxuwer intenest on the Funds And Applicnble luw pemei[.
<br />��;��:" Lender w make such a charge. However,Lender may requ6re Borrower to pay a one-time charge far an independent reu� -
<br />�� �-`? , estate�ax rcponing�ervice used by L.ender in connecaon with�his lo�n,unless applicable law provides otherwise. Unless an °-
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<br />=�?'� •.,�,, agreemem is made ur applicable law reqnires inteirsl to 6e paid Lender shall not be required to pay Botmwer any interest or
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<br /> -="=� eamiags an the Funds. Bomower and l..ender mny agree in wriung,howevcr.�Fwt interest shall be paid on the Fund+. Lender -
<br /> '^`:�,,� shall give w Bormwer.withoul chnrge.an unnual accountiag af the Funds.shawing credits and debits to�he Funds w�d the _
<br />- pur�wse fa which Kach debit w the Fwds was made. The Fw�ds arc pledged a�additional sexurity for all wms secuRd by =
<br />-�� �, this Socurity Instrumtrot.
<br /> .=�= .f.,. g, - li the Fwwis hcld b} i.csc3cr exceed ilte atr�a�nis permitted ia i�e hzi� g;} qp�licable 1aw. Lemie; ;.`+aii accauai io -
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<br /> �� � r�•� Borrower(or Uie exce..�'unds in accordunce wlth tQ+e uinements of liceb�:law. If the amoum of thr Rmds held b �
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<br /> Lender at�ny dme is�x wfficient to pay the Fscrc►w Items when due.L.ender may so notify Borrower in writing,and,in
<br /> %�� '•' • . �.+"' ' cuch case Bomawer shall to l.ender the wnount neccs. � -
<br /> �:,�, 1,�V,,,' �, paY cary ta muke up the deP�ciency. &►rmwer shall make up the , . _
<br />,_.��•..�: ��;�� � ..::. defickney in no more than twelve monthlY paYments,at l.endera,uQc discretion.
<br /> U�•on��.:�yment in fult�f all suma secured by this 5ecurity Inxwment.l.en�ier shall prompUy refund to Bwrower�+ny -
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<br /> — . �;t�� �,: FUnds helJ by I.ender. 0f�,under para8rnph-1 l.endzr tihall acquire or sell Ihe Pr�perty.Lender.prior to the acquisition or
<br />-'_!''•.,,'.� �' 4��.��'-. �',� sak of the Property, yC+A�6�apply ony Futuls held by Lender �1�he lime of ucy�nisuion or�le as a credit against U�e sums
<br /> - +�'� ,,i� ,.r secured by this Security 77avwment.
<br /> �"� �>>'�� ' •S1 3. Applk�tion o� Pbyments. Unless applicable law prc�vide. ahcrnise, all payments receiveJ by Lender under
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<br /> �� {) puagraphs 1 and 2 shall be applied:Fcsa,to nny pnepayrnent chargc,due under the Note;second,to amounts pa�able under _
<br /> ' � �� s �''�'�: r paragr�ph 2;third.�o inte�s�due;fa�ur,h..to principal due;and lati�,to:uiy late cburges due under the Note.
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<br /> ,•�° '`^���;,..� , i,;;r�. 4. Char�es; Liens. Borruwer sfiall pay all Inaes,u.�xc�ments,chnrges, fincs and imposilions attribumble to U�e =
<br />�'•;> "'`" '�' Property which mny a�win prfarity over this Security lnstrumem,and leacehold pu}•ments or gmund renu,if smy. Borrower =
<br />? .;+�; "• shall pay these obligations in the manncr provided in paragmph 2,ar if not paid in th�1 manner,Borrower shall p�y them on °
<br />��.,_• •;•'', •� rt,:::s���,�. time direcQy to Ihc person owed payment. Bortowcr shall prompUy furnish to Lender�11 notices of amoums to be paid under _
<br /> , , .��,,�5,. �i � this paragraph. If Bormwer makes these payments direcUy, Bur�ww•er shall promptly fumish to Lender receipts evidencing
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<br /> '` �'r !��ti1"f� P Borrawer shall prcWm(Mly dischnrge any lien wk'�ich tna�priodty over�hir Seciiri�y Instrument unless BorTOwer.lu)agrees
<br /> �.r���,f�l��rf,��'�i�`' • in writin w the mer.e�+t the obli a�ion tiecured+h�,thr lien in a manner acco tuble lo Lender,(b►contcsts in ood faith the
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<br /> il �� ���.. ,�� , lien by,or defends agAim¢enforcement of the lien in,te�ol pmccedinFs which in the Lender's opinion operate to prevent tfie
<br /> ����` _ l: � S� enforcement of Ihe lien:or(01 secua�s c�rom the holder of Ihc lien an�greement satisfsutory Io Lendcr subordinating the lien
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<br />� +..,--Y M'' to this Securit Instrumem. If Lenc:'er�tetermines that nn an of the rt �s sub ect to n lien whirh m� attsiin orit -
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<br /> ' `�� over this Securily Instnimend.Lendec n�ay give Borrower a nolice identifying thr lien. Borrower sh�ll satisfy the lien or talce
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<br /> ' ;�.s „;t� �: . one or morc of Ihe ac�iun�.ct fortfi abnve wilhin IQ days o(�he giving of notice.
<br /> �;,,.�.,'• ��r`��:.-'''-�� ,N�• S. H�rd or Prqperty Insurance. Borrow.4r�,hall k��ep the improvements now ezi�ting on c�rcaftcr erected on the "
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<br />;:e�'.'`"�. �`,.: d��;z',;,{;;�lc Propeny insured against 9�ss by fre,h�u.artls include�l within thr tertn"exlended coverrge"and•rny other h:uarcis,including `
<br />_L�;!"�,� ,a,;,.a•;nr�''; i�tK�, floods or flfloding. for which Lender�eyui�s insurance. Thi�ia�urance �hall be maiMained in �he. amounts and for rl►c =
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